$329,900
3550 Oak Lake Drive
Palm Harbor, FL 34684
Listing updated: July 14, 2026 at 8:30 PM ET
Listing courtesy of Hoyt Realty · Jeff Hoyt, Jr · MLS #TB8526542 · Active · 727-309-8660Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Opportunity knocks! Bring your vision and transform this spacious home into the perfect Florida retreat. Located in a desirable 55+ community, this property is ready for renovation and offers incredible potential for buyers looking to customize a home to their own style and preferences. Whether you're searching for a primary residence, seasonal getaway, or investment opportunity, this fixer-upper is full of possibilities. Residents enjoy access to a community clubhouse and sparkling pool, providing the perfect setting to relax, socialize, and enjoy the Florida lifestyle. Conveniently located in Palm Harbor, you'll be just minutes from shopping, dining, golf courses, beautiful parks, and the area's renowned Gulf beaches. With solid potential, an excellent location, and sought-after community amenities, this home is a rare chance to build equity while creating the home you've always envisioned. Don't miss this opportunity to make it your own in one of Palm Harbor's welcoming active adult communities.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history7 days on market
- Status: ActiveJul 7, 2026
- Listed$329,900Jul 7, 2026
- Price increased$329,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 7
- Subdivision
- Highland Lakes Unit Eighteen
- County
- Pinellas
- Year built
- 1987
- Living area
- 1,662 sq ft
- Price/sq ft
- $199
- Building area
- 2,276 sq ft (Public Records)
- Lot size
- 6,826 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0079H)
- Garage
- 2 spaces
- Annual taxes
- $2,689 (2025)
- Parcel #
- 05-28-16-38925-000-0360
- Zoning
- RPD-7.5
- MLS #
- TB8526542
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet
- Appliances
- Other
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Other
- Laundry
- Other
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $164 / Monthly
- Monthly HOA
- $164/mo
- Total monthly fees
- $164/mo
- Total annual fees
- $1,968
- HOA name
- Scarlett Roach
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Confirm restrictions with HOA & City.
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Concrete
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-07-07
- On market date
- 2026-07-07
- Original list price
- $329,900
- Occupant type
- Owner
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-07-07
- Tax legal description
- HIGHLAND LAKES UNIT EIGHTEEN LOT 36
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US HWY 19 North to Alderman Rd, go East to Lakepoint Road, 2nd left is Oak Lake.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 14, 2026 at 8:30 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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