4320 Floramar Terrace, FL4320 Floramar Terrace, FL4320 Floramar Terrace, FL
Stellar MLS
1 / 49

$450,000

4320 Floramar Terrace

New Port Richey, FL 34652

Listing updated: July 23, 2026 at 7:24 AM ET

Active
Stellar MLSListing courtesy of Kelly Realty Group Llc · Teri Kelly · MLS #TB8526465 · Active · 727-276-8477
2
Beds
1
Bath
1,189
Sq Ft
0.22
Acres
1963
Built
WaterfrontWater access$378/sqft360° tour
Single Family Residence

Property type

1963

Year built

9,375 sqft

Lot size

$378

Price / sq ft

No HOA

HOA dues

15

Days on market

AE

Flood zone

About this home

Prime Waterfront Home in Gulf Harbors – New Port Richey! This home is the ultimate in waterfront living, with 200 feet of water frontage and just minutes to open water! Bring your boat and your water toys to this premier waterfront setup. Situated on a prime .22-acre corner lot, this updated 2-bedroom, 1-bathroom home delivers direct access to the Gulf of Mexico via the North Channel of Gulf Harbors. The outdoor space is built for entertaining, featuring an extra-large custom palapa/tiki hut equipped with electrical for lighting, outdoor TVs, and a speaker system. Fire up the grill under the massive cooking pergola, or relax on the elevated deck over the water. Boating is made easy with a newer 10,000 lb boat lift outfitted with water and electric, plus a newer floating dock complete with kayak storage. Inside, you'll find 18-inch tile flooring in the main living spaces and beautifully polished terrazzo floors in both bedrooms. The primary bedroom includes a custom closet organizer, ceiling fan, and plantation shutters. The secondary bedroom and main living area also include ceiling fans and beautiful plantation shutters. The remodeled bathroom features a shower/tub combination, an updated vanity, and newer fixtures. The fully remodeled kitchen features quartz countertops, white shaker cabinetry, recessed lighting, and a new stainless-steel appliance package. Unwind in the adjacent bonus room, which offers a great secondary lounge or dining area with views of the backyard. This home is packed with major updates for complete peace of mind, including hurricane-rated impact windows and doors installed in 2023/2024, a newer flat roof from 2022, a main roof from 2014, and a seawall with a drainage system from 2016. All the big-ticket items have been taken care of, including three energy-efficient mini-split HVAC units (with remotes), a tankless water heater, and a whole-home water softener system. Enjoy daily conveniences like keyless entry, a Ring camera system, and an indoor laundry/utility room with a full-size washer and dryer. Outside, the extended front parking pad offers ample space for guests, while two large storage sheds and four additional storage bins handle all your gear. This property also features a transferable flood insurance policy and Gulf Harbors Beach Club membership for $200 annually. Optional Gulf Harbors Civic Association is $125 annually. Gulf Harbors is one of the most desirable waterfront communities around! This home is just minutes from vibrant downtown New Port Richey, with Sims Park, eclectic restaurants, and shopping! Tampa International Airport is about 35 minutes away, medical facilities are close by, as well as many other "must-do" adventures in Tarpon Springs, Dunedin, and Clearwater.

Estimated monthly payment

Principal & interest$2,275
Property taxes$361
Home insurance (est.)$206

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history15 days on market

  1. Status: Active
    Jul 8, 2026
  2. Listed$450,000
    Jul 8, 2026
  3. Price increased$450,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
15
Subdivision
Flor A Mar
County
Pasco
Year built
1963
Living area
1,189 sq ft
Price/sq ft
$378
Building area
1,239 sq ft (Public Records)
Lot size
9,375 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12101C0351G)
Annual taxes
$4,329 (2025)
Parcel #
16-26-07-003.0-007.00-044.0
Zoning
R4
MLS #
TB8526465

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Ceramic Tile, Terrazzo
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener
Interior features
Ceiling Fans(s), L Dining, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Electric, Zoned
Cooling
Mini-Split Unit(s)

Parking

Parking features
Driveway, Guest, Oversized, Parking Pad
Carport
Yes

HOA & Financial

Total monthly fees
$17/mo
Total annual fees
$200
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer and/or Buyer's agent to perform due diligence in regards to any city or county leasing restrictions.

Exterior & Construction

Exterior features
Lighting, Other, Private Mailbox, Private Yard, Sidewalk, Storage
Construction materials
Block
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryRichey Elementary SchoolGreatSchools ↗
MiddleGulf Middle-POGreatSchools ↗
High SchoolGulf High-POGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomFirst
Bedroom 2First
Bathroom 1First
Dining RoomFirst

Listing Details

Listing date
2026-07-08
On market date
2026-07-08
Original list price
$450,000
Occupant type
Owner
MLS area
34652 - New Port Richey
Listing AOR
Suncoast Tampa
Status changed
2026-07-08
Tax legal description
FLOR-A-MAR 3-A PB 6 PG 140 LOT 44 BLK 7

Flood risk

High riskFEMA Zone AEPanel 12101C0351G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Hwy 19 to Floramar Ter and Turn West. Continue on Floramar for approx 1 mile. Home is the LEFT just before the bridge.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 23, 2026 at 7:24 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA