$389,000
1876 Colding Drive
Ruskin, FL 33570
Listing updated: July 4, 2026 at 1:07 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Welcome to this beautifully maintained 2022-built home offering 4 bedrooms, 2.5 bathrooms, and 2,584 square feet of thoughtfully designed living space. The open-concept floor plan features a spacious kitchen with a large center island overlooking the dining and living areas, making it ideal for entertaining and everyday living. A versatile flex room on the first floor is perfect for a home office, playroom, or formal sitting area. Upstairs, you'll find generously sized bedrooms, including a spacious primary suite with a walk-in closet and private en-suite bath. The additional bedrooms provide plenty of space for family and guests. Situated on a premium oversized lot in the desirable Spencer Creek community, this home offers a large backyard with room to relax, play, or create your own outdoor oasis. Conveniently located near I-75, US-41, shopping, dining, schools, parks, and Tampa Bay's beautiful beaches, this home combines modern comfort with an unbeatable location. Don't miss your opportunity to make this move-in-ready home yours!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJul 3, 2026
- Listed$389,000Jul 3, 2026
- Price increased$389,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Spencer Creek
- County
- Hillsborough
- Year built
- 2022
- Living area
- 2,633 sq ft
- Price/sq ft
- $148
- Building area
- 10,018 sq ft (Public Records)
- Lot size
- 10,018 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $8,978 (2025)
- Parcel #
- U-19-32-16-C3U-000000-00025.2
- Zoning
- PD
- MLS #
- TB8524970
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Tile
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Thermostat
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Off Street
HOA & Financial
- HOA fee
- $150 / Quarterly
- Monthly HOA
- $50/mo
- Total monthly fees
- $50/mo
- Total annual fees
- $600
- HOA name
- Excelsior Community Management LLC
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Verify current leasing restrictions with the HOA. Buyer and buyers agent to confirm all leasing requirements.
- Approval process
- HOA approval may be required. Contact the association for current application procedures and requirements.
Exterior & Construction
- Exterior features
- Hurricane Shutters, Lighting, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | Second | 10x13 |
| Bedroom 3 | Second | 12x11 |
| Bedroom 4 | Second | 11x13 |
| Loft | Second | 13x14 |
| Bathroom 1 | First | |
| Bathroom 2 | Second | |
| Bathroom 3 | Second | |
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | Second | 15x16 |
| Dining Room | First |
Listing Details
- Listing date
- 2026-06-29
- On market date
- 2026-07-03
- Original list price
- $389,000
- Occupant type
- Owner
- MLS area
- 33570 - Ruskin/Apollo Beach
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-07-03
- Tax legal description
- SPENCER CREEK PHASE 2 LOT 252
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75, take Exit 240 (SR 674/College Ave) east. Continue on College Ave to 15th St SE. Turn right onto 15th St SE, then turn right onto Colding Dr. Property is on the right. Or, if you're coming from the west: Take SR 674 (College Ave) east, turn right onto 15th St SE, then right onto Colding Dr. Home is on the right
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 4, 2026 at 1:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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