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$849,000

3651 Aruba Court

Punta Gorda, FL 33950

Listing updated: June 29, 2026 at 2:32 PM ET

Active

Listing courtesy of Coldwell Banker Realty · Norine Walker · MLS #C7527780 · Active · 941-639-0090

Beds

Baths

3,021

Sq Ft

0.22

Acres

1995

Built

◆Waterfront◆Water access◆Private pool◆$281/sqft

Single Family Residence

Property type

1995

Year built

9,599 sqft

Lot size

$281

Price / sq ft

No HOA

HOA dues

Days on market

Garage spaces

Flood zone

About this home

Perfectly positioned on an 80-foot stretch of deep-water, sailboat-access canal with no bridges to Charlotte Harbor, this impressive 4-bedroom, 3-bath residence offers more than 3,000 square feet of living space in one of Punta Gorda Isles' premier boating locations. Just minutes from the harbor, you'll enjoy effortless access to world-class fishing, sailing, and the Gulf waters beyond. Designed with generous proportions and a timeless floor plan, the home features expansive living areas, spacious bedrooms, and an inviting layout ideal for entertaining or everyday living. One of the bedrooms is upstairs with its own ensuite and private balcony overlooking the heated pool and spa, with sweeping views of the picturesque perimeter canal leading directly to the harbor, all while protected by the 2-story lanai cage. Imagine total privacy for guests, hobby room, or an art studio! Outside, the screened lanai, heated pool, and spa create a private waterfront retreat where you'll enjoy the best of Florida's indoor-outdoor lifestyle. With 80 feet of seawall and deep-water sailboat access, and a 10,000lb boat lift, this property is perfectly suited for serious boaters. While the home is ready for a fresh vision and modern updates, its exceptional location, expansive floor plan, and premier waterfront setting create the perfect canvas for a spectacular custom renovation. Major improvements, including new plumbing, a newer A/C system, and a durable metal roof, provide a solid foundation for your transformation. Opportunities to own more than 3,000 square feet on sailboat-access water, just minutes from Charlotte Harbor, are becoming increasingly rare, making this an exceptional opportunity to create your dream waterfront retreat. Bring your imagination and transform this exceptional property into the waterfront masterpiece you've always envisioned.

Estimated monthly payment

Principal & interest$4,293

Property taxes$684

Home insurance (est.)$389

Down payment

20%

$169,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Jun 29, 2026
Listed$849,000
Jun 29, 2026
Price increased$849,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 0
Subdivision: Punta Gorda Isles Sec 12
County: Charlotte
Year built: 1995
Living area: 3,021 sq ft
Price/sq ft: $281
Building area: 4,120 sq ft (Public Records)
Lot size: 9,599 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE (12015C0239G)
Garage: 2 spaces
Pool: Private pool
Annual taxes: $8,208 (2025)
Parcel #: 412223102006
Zoning: GS-3.5
MLS #: C7527780

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Interior Details

Bedrooms: 4
Full bathrooms: 3
Flooring: Carpet, Tile
Appliances: Dishwasher, Microwave, Range, Refrigerator
Interior features: Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Vaulted Ceiling(s)
Laundry: Inside, Laundry Room
Stories / Levels: Two
Direction faces: Northeast

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes
Parking features: Circular Driveway

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Buyer or Buyers Agent to verify with County.

Exterior & Construction

Exterior features: Lighting, Sliding Doors
Construction materials: Stucco
Roof: Metal
Foundation: Slab
Pool: Private pool
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Living Room	First	29x13.8
Kitchen	First	24.2x11.1
Family Room	First	26.9x20.3
Primary Bedroom	First	15.2x17.5
Primary Bathroom	First	14.3x12.2
Bedroom 2	First	13.9x14.1
Bedroom 3	First	13.5x14.1
Primary Bedroom 2	Second	17.8x14.1

Listing Details

Listing date: 2026-06-29
On market date: 2026-06-29
Original list price: $849,000
Occupant type: Vacant
MLS area: 33950 - Punta Gorda
Listing AOR: Port Charlotte
Status changed: 2026-06-29
Tax legal description: PGI 012 0134 0020 PUNTA GORDA ISLES SEC12 BLK134 LT 20 411/634 DC641/1723 641/1724 665/681 698/952 700/1319 1346/2159 1957/1038 FJ3458/781 3485/1011 3617/39 3617/39 4413/1378 4414/1663 4507/1386 4507/1409

Flood risk

High riskFEMA Zone AEPanel 12015C0239G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

South on US-41 (Tamiami Trail) in Punta Gorda, head west on Marion Avenue toward the Isles. Continue across the bridge into Punta Gorda Isles, then turn left onto Bal Harbor Boulevard. Turn right onto Deborah Drive, then left onto Carmichael Dr, then right onto Ryan Boulevard. Turn right onto Aruba Court. The property, 3651 Aruba Court, will be on your left.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 29, 2026 at 2:32 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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