$199,000
3704 3rd Avenue
Palmetto, FL 34221
Listing updated: June 26, 2026 at 6:53 AM ET
Listing courtesy of Tim Lester Internat'L Realty · Tim Lester · MLS #A4698121 · Active · 941-981-5388Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage space
Flood zone
About this home
Rare Under-$200K Move-In-Ready Villa!! The Best Lot in Melwood Oaks. Opportunity knocks in the quiet, maintenance-free community of Melwood Oaks, and this one checks every box. Tucked at the very end of the community, this 2-bedroom, 2-bath villa enjoys something you simply can't buy elsewhere here: zero drive-by traffic and no neighbor in front! Just privacy, peace, and quiet on one of the most coveted lots in the neighborhood. Move-in ready and priced under $200,000, this home has been freshly painted and had the carpets professionally cleaned right before hitting the market, so all that's left to do is unpack. Inside, you'll find a comfortable, light-filled layout, with a 2020 water heater already taken care of for you. Step out to your screened-in lanai and enjoy a fully fenced backyard, a private outdoor space perfect for morning coffee, pets, or container gardening. A one-car garage plus additional parking means room for guests and extra vehicles. Best of all, this villa sits high and dr, it's elevated, not in a flood zone, and did not flood during the recent hurricanes, offering real peace of mind. Even better, exterior maintenance is included, and the association installed a new roof in 2022/23, so the big-ticket items are handled. Residents enjoy a community pool, and the location can't be beat, with quick, easy access to both St. Petersburg and Tampa, you're never far from beaches, dining, shopping, and the airport. Affordable, low-maintenance, flood-zone-free, and tucked into the best position in the community. Homes like this are genuinely hard to find at this price. Don't wait. Schedule your private showing today!
Local Insight
At $156/sqft, you're looking at a solid price point for a 2006 villa in this market, though the tight 0.1-acre lot and $290 monthly HOA are worth factoring into your true carrying costs—that's nearly $3,500 annually beyond mortgage and taxes. The X flood zone is a genuine advantage here, meaning you'll avoid flood insurance requirements that kill affordability in much of this area. Melwood Oaks is an established neighborhood with decent school access, but this property's real value hinges on whether the interior updates justify the price relative to the overall condition—2006-era construction means potential HVAC or roof surprises down the line.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 25, 2026
- Listed$199,000Jun 25, 2026
- Price increased$199,000
Facts & features
- Property type
- Residential
- Sub type
- Villa
- Status
- Active
- Days on market
- 1
- Subdivision
- Melwood Oaks Ph Iii & Iv
- County
- Manatee
- Year built
- 2006
- Living area
- 1,272 sq ft
- Price/sq ft
- $156
- Building area
- 1,798 sq ft (Public Records)
- Lot size
- 4,269 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12081C0162F)
- Garage
- 1 spaces
- Annual taxes
- $807 (2025)
- Parcel #
- 2380714952
- Zoning
- PDR
- MLS #
- A4698121
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Thermostat, Vaulted Ceiling(s)
- Laundry
- Laundry Closet, Outside
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- HOA fee
- $290 / Monthly
- Monthly HOA
- $290/mo
- Total monthly fees
- $290/mo
- Total annual fees
- $3,480
- HOA name
- Sunvast Properties
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Verify all leasing restrictions with the association.
- Approval process
- Verify the approval process with the association.
Exterior & Construction
- Exterior features
- Rain Gutters, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 15x23 |
| Kitchen | First | 11x13 |
| Primary Bedroom | First | 11x16 |
| Bedroom 2 | First | 11x12 |
Listing Details
- Listing date
- 2026-06-25
- On market date
- 2026-06-25
- Original list price
- $199,000
- Occupant type
- Vacant
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-06-25
- Tax legal description
- LOT 12 MELWOOD OAKS PHASE IV PI#23807.1495/2
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
North onto 10th St W / US-41 and follow it through downtown Palmetto for roughly 2 miles. Continue north toward the US-19 / 38th Ave W area, then turn west toward 3rd Ave W to reach the Melwood Oaks community entrance. Once inside Melwood Oaks, follow 3rd Ave W all the way to the end. The listing is the very last villa at the end of the community on the left, with no neighbor in front and zero drive-by traffic.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 26, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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