$414,990
4310 Palm Drive
Punta Gorda, FL 33950
Listing updated: June 28, 2026 at 11:06 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
SAILBOAT ACCESS WATERFRONT HOME IN PUNTA GORDA | 75 FEET OF CANAL FRONTAGE WITH PRIVATE DOCK & BOAT LIFT! Experience the Florida boating lifestyle from this beautifully maintained 2 bedroom, 2 bathroom waterfront home offering sailboat access and 75 feet of canal frontage. Complete with a private 16' x 6' dock and 8,500-lb boat lift, this property provides quick access to Charlotte Harbor and beyond. Inside, a bright open floor plan, beautiful water views, and inviting living spaces create the perfect setting for both everyday living and entertaining. Thoughtfully updated with impact windows, a new A/C in 2025, flood protection features, and numerous exterior improvements, this home is ready to enjoy. Whether you're relaxing in the Florida room or heading out on the water, this property delivers the best of Punta Gorda waterfront living. INTERIOR FEATURES • 2 bedrooms, 2 bathrooms • 1-car garage • Bright and open floor plan • Tile flooring throughout the main living areas • Beautiful canal views • Spacious living and dining areas • Designed for comfortable everyday living and entertaining • Abundant natural light throughout • Impact windows throughout • Custom wood blinds • New A/C (2025) • Recently painted interior KITCHEN FEATURES • Eat-in kitchen • Stainless steel appliances • Quartz countertops • Breakfast bar seating • Ample cabinet and counter space • Open layout overlooking the main living areas • Functional design for entertaining PRIMARY SUITE • Spacious primary bedroom • Canal views • Walk-in closet • En-suite bathroom • Single-sink vanity • Walk-in shower • Private waterfront retreat GUEST ACCOMMODATIONS • Guest bedroom with built-in closet • Guest bathroom located separately from the primary suite for added privacy • Convenient access from the laundry room and main living areas • Comfortable space for family and visitors FLORIDA LIVING FEATURES • Florida room with beautiful canal views • Double-insulated windows in Florida room • Fabric hurricane panels for added storm protection • Expanded indoor living and entertaining space • Outdoor patio ideal for grilling and additional seating • Relaxing waterfront setting • Perfect for enjoying Southwest Florida's year-round sunshine WATERFRONT FEATURES • Sailboat-access canal • 75 feet of waterfront frontage • Private 16' x 6' dock • 8,500-lb boat lift • Direct access to Charlotte Harbor and the Gulf of Mexico from Alligator Creek • Excellent boating and fishing opportunities • Cast a line or launch your next adventure from your backyard EXTERIOR & IMPROVEMENTS • Flood gates for garage door • Flood gates for front and rear entry doors • Updated landscape curbing • Paver walkways and outdoor accents • Newer gutters • Recently painted exterior • Well-maintained waterfront property LOCATION HIGHLIGHTS • Located in desirable Punta Gorda • Convenient access to boating, fishing, and waterfront recreation • Close to shopping, dining, and everyday conveniences • Near Fishermen's Village • Easy access to parks, golf courses, and local attractions • Short drive to Gulf beaches Whether you're searching for a seasonal getaway, waterfront investment property, or full-time residence, this sailboat-access home offers the perfect combination of comfort, convenience, peace of mind, and boating access in one of Punta Gorda's most sought-after waterfront settings. Schedule your private showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history3 days on market
- Status: ActiveJun 25, 2026
- Listed$414,990Jun 25, 2026
- Price increased$414,990
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 3
- Subdivision
- Rio Villa
- County
- Charlotte
- Year built
- 1970
- Living area
- 1,434 sq ft
- Price/sq ft
- $289
- Building area
- 1,916 sq ft (Public Records)
- Lot size
- 7,500 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12015C0243G)
- Garage
- 1 spaces
- Annual taxes
- $1,244 (2025)
- Parcel #
- 412319132010
- Zoning
- RSF3.5
- MLS #
- C7527719
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- French Doors, Lighting, Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Metal
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Private Sewer, Septic Tank
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 8x14 |
| Living Room | First | 21x14 |
| Dining Room | First | 8x13 |
| Primary Bedroom | First | 10x16 |
| Bedroom 2 | First | 11x11 |
| Florida Room | First | 10x20 |
| Laundry | First | 9x6 |
Listing Details
- Listing date
- 2026-06-23
- On market date
- 2026-06-25
- Original list price
- $414,990
- Occupant type
- Owner
- MLS area
- 33950 - Punta Gorda
- Listing AOR
- Port Charlotte
- Status changed
- 2026-06-25
- Tax legal description
- RIO 000 000A 0007 RIO VILLA BLK A LT 7 325/730 473/67 1854/01 3459/2152 4994/1942
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US-41 South, Right on Rio Villa Dr, Left on Palm Dr
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 28, 2026 at 11:06 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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