$199,000
3986 Linwood Terrace
Inverness, FL 34452
Listing updated: June 25, 2026 at 6:52 AM ET
Listing courtesy of Re/Max Marketing Specialists · Lori West · MLS #TB8522897 · Active · 352-686-0540Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage space
Flood zone
About this home
OPPORTUNITY IS KNOCKING! Priced BELOW market value to give the next owner instant equity potential, this spacious 4-bedroom, 3-bathroom home is perfect for buyers looking to personalize a home while building value. If you've been searching for a property with great bones, a functional layout, and room to make it your own, this is the one! Featuring a desirable three-way split floor plan, this home offers privacy and flexibility for families, guests, or multi-generational living. The oversized living room has soaring ceilings creating a very open space. A bright Florida room provides additional living space and could easily serve as a home office, game room, hobby room, or den. All four bedrooms are generously sized, and the home includes three full bathrooms, making it easy to accommodate family and visitors alike. New carpet has been installed in the bedrooms, providing a fresh start for the next owner. Major items have already been addressed, including a roof replaced in 2012, A/C system installed in 2016, water heater 2020, and a clean four-point inspection available for insurance purposes. Whether you're a first-time buyer, investor, or someone looking for a home with tremendous potential, this property offers the rare opportunity to move in immediately while making updates at your own pace. With solid fundamentals, spacious living areas, and a price designed to leave room for improvements, this home is a smart investment and an incredible value. Don't miss your chance to create the home you've always wanted while gaining equity from day one!
Local Insight
At $104 per square foot in Inverness Highlands West, you're getting solid value for a 1987 home with four bedrooms and an in-law suite—that flexibility is genuinely useful if you're thinking multi-generational living or rental income. The X flood zone is a major plus here since it means no mandatory flood insurance, which saves you real money on annual costs, though you'll want to verify the home's actual elevation and any historical water issues in the neighborhood. The tight 0.22-acre lot is typical for this subdivision, so you're not getting privacy or much yard space, but no HOA means more control over your property and fewer surprise fees.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 24, 2026
- Listed$199,000Jun 24, 2026
- Price increased$199,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Inverness Highlands West
- County
- Citrus
- Year built
- 1987
- Living area
- 1,922 sq ft
- Price/sq ft
- $104
- Building area
- 2,528 sq ft (Public Records)
- Lot size
- 9,600 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12017C0362D)
- Garage
- 1 spaces
- Annual taxes
- $27 (2025)
- Parcel #
- 20E-19S-29-0010-03480-0260
- Zoning
- MDR
- MLS #
- TB8522897
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Carpet, Luxury Vinyl, Tile
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, Special Funding, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Mailbox, Private Yard
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-06-24
- On market date
- 2026-06-24
- Original list price
- $199,000
- Occupant type
- Vacant
- MLS area
- 34452 - Inverness
- Listing AOR
- West Pasco
- Status changed
- 2026-06-24
- Tax legal description
- INVERNESS HGLDS WEST PB 5 PG 19 LOT 26 BLK 348
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
FROM SNOW MEMORIAL HWY, TURN RIGHT ONTO E ANNA JO DR, LEFT ONTO S APOPKA AVE, RIGHT ONTO E LYNN STREET, LEFT ONTO S LINWOOD TERRACE.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 25, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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