3122 Whispering Drive, FL3122 Whispering Drive, FL3122 Whispering Drive, FL
Stellar MLS
1 / 22

$498,800

3122 Whispering Drive

Largo, FL 33771

Listing updated: June 25, 2026 at 1:07 PM ET

Active
Stellar MLSListing courtesy of The C Smith Real Estate Group Llc · Travis Pettengil, PLL · MLS #TB8522801 · Active · 407-705-7797
3
Beds
2
Baths
1,348
Sq Ft
0.12
Acres
1990
Built
Private pool$370/sqft360° tour
Single Family Residence

Property type

1990

Year built

5,018 sqft

Lot size

$370

Price / sq ft

No HOA

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

MOVE-IN Ready - POOL HOME on a Secluded Cul-de-Sac! Welcome to our beautifully updated 3-Bed, 2-Bath, 2-Car Garage, POOL home, tucked away on a quiet cul-de-sac with no through traffic, offering exceptional privacy and peaceful tranquility. Step inside to an inviting Open Floor Plan featuring Vaulted Ceilings with Luxury Vinyl Flooring throughout. The completely updated kitchen is the heart of the home, showcasing REAL Wood Cabinetry, Stainless Appliances, and an Open design that's perfect for entertaining family and friends. Nearly every major component has been updated, including a Newer ROOF, Impact-Rated WINDOWS, updated HVAC, Newer WATER heater, New POOL Pump, and New IMPACT-Rated Siding w/ a 50-YR Transferable Warranty. The interior has been fully enhanced with New Trim, Moldings, & Paint; with décor Lighting, Fans, and Fixtures, creating a modern move-in-ready feel. Step outside to your private backyard oasis; featuring a sparkling Saltwater Pool and mature tropical landscaping. Whether you're relaxing poolside, entertaining guests, or simply enjoying the quiet setting, this home delivers the perfect combination of comfort, style, design, and convenience. This home is centrally located in Zone X (aka the non-flood zone), saving you thousands in annual insurance premiums; located near shopping, dining, parks, top-rated schools, and the beautiful Gulf beaches. Don't miss this exceptional opportunity—schedule your private showing today!

Local Insight

At $370/sqft, this 1990 pool home is reasonably priced for Largo with no HOA overhead, though you'll want a thorough inspection given the age—the pool upkeep and any deferred maintenance on a 34-year-old house could add up quickly. The 0.12-acre lot is tight for a property with a pool, so outdoor space beyond the water feature is limited, and you're essentially getting three modest bedrooms in under 1,350 square feet, which matters if you need room to grow or work from home.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,522
Property taxes$625
Home insurance (est.)$229

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 25, 2026
  2. Listed$498,800
    Jun 25, 2026
  3. Price increased$498,800

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Tall Pines Estates Ph Vi Tr I
County
Pinellas
Year built
1990
Living area
1,348 sq ft
Price/sq ft
$370
Building area
1,718 sq ft (Public Records)
Lot size
5,018 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0119H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$7,502 (2025)
Parcel #
01-30-15-89029-000-0200
MLS #
TB8522801

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
In Garage
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
SHORT-TERM rentals allowed - Verify with the City of Largo

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Vinyl Siding
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available

Room Details

RoomLevelDimensions
KitchenFirst10x13
Living RoomFirst15x20
Primary BedroomFirst15x15
Bedroom 2First11x12
Bedroom 3First12x12

Listing Details

Listing date
2026-06-24
On market date
2026-06-25
Original list price
$498,800
Occupant type
Owner
MLS area
33771 - Largo
Listing AOR
Orlando Regional
Status changed
2026-06-25
Tax legal description
TALL PINES ESTATES PHASE VI, TRACT I LOT 20

Flood risk

Minimal riskFEMA Zone XPanel 12103C0119H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Ulmerton Rd, head North on Tall Pines Dr, East on whispering Pines Dr S, North on Wild Acres Rd, West on Whispering Pines Dr n to the site address on the South hand side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 25, 2026 at 1:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA