$474,900
4639 Kempson Lane
Port Charlotte, FL 33981
Listing updated: June 26, 2026 at 6:09 PM ET
Listing courtesy of Beycome Of Florida Llc · Steven Koleno · MLS #O6419567 · Active · 804-656-5007Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Immaculate move in ready three-bedroom home located in the Gulf Cove Community.* No HOA fee required. Flood Zone X - No Flood insurance required. Outside: Large high corner double lot with tons of privacy. 2-1/2 car detached garage/shop (26x34) (insulated garage doors and walls) possible conversion to guest house or rental - check w/Charlotte Co; large (18x31) covered boat port 12’-15’ high; 10x10 metal storage shed; circular drive; private hot tub on huge paver patio with reinforced privacy fence; 14x14 air-conditioned man cave (new mini split); covered 20x20 parking between home and detached garage. Beautiful trees all recently trimmed – park like setting. Inside: Updated three bedroom/two baths; 2281 sf air-conditioned living area; heavy duty 2x6 frame construction with maximum roof to wall fasteners and secondary water barrier roofing system, newer shingle roof (Owens Corning Duration – best shingles on the market). Formal living room; large master ensuite; bedrooms are large; huge combo family/dining – great for entertaining; plantation shutters throughout main home; large air-conditioned laundry/office with tons of storage – great for a business owner or hobby enthusiast; energy efficient newer Stanek windows (8), tankless hot water heater, attic stairs, seamless gutters, fruit trees, storm shutters, park like setting. The home is leased through the end of the year. Arrangements can be made for serious buyers. Truly a move-in ready home. *Gulf Cove is not an HOA deed restricted community. Gulf Cove property is regulated by Charlotte County’s Code of Laws and Ordinances. Gulf Cove does have a voluntary property owners association called Property Owners of Gulf Cove, Inc. (POGC). POGC owns two private waterfront recreational properties that encompass a little over 5 acres on the Myakka River. These waterfront amenities are available to Gulf Cove property owners who support POGC through annual membership dues and/or ramp fees. The POGC waterfront park includes a pavilion, picnic tables, benches along the river, and playground area - annual cost $75. The POGC ramp provides direct boating access to Charlotte Harbor and the Gulf of Mexico as well as boat trailer parking - annual cost $75.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history2 days on market
- Status: ActiveJun 24, 2026
- Listed$474,900Jun 24, 2026
- Price increased$474,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 2
- Cumulative DOM
- 184
- Subdivision
- Port Charlotte Sec 056
- County
- Charlotte
- Year built
- 1984
- Living area
- 2,281 sq ft
- Price/sq ft
- $208
- Building area
- 2,643 sq ft (Owner)
- Lot size
- 21,741 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X (12015C0203G)
- Garage
- 2 spaces
- Annual taxes
- $2,964 (2025)
- Parcel #
- 402131206001
- Zoning
- RSF3.5
- MLS #
- O6419567
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Luxury Vinyl, Tile
- Appliances
- Convection Oven, Dishwasher, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
- Interior features
- Ceiling Fans(s), Crown Molding, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- No
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Courtyard, Lighting, Private Mailbox, Rain Gutters, Sprinkler Metered, Storage
- Construction materials
- Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Fiber Optics, Phone Available, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Primary Bathroom | First | |
| Bathroom 2 | First | |
| Dining Room | First | |
| Family Room | First | |
| Laundry | First | |
| Living Room | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-06-24
- On market date
- 2026-06-24
- Original list price
- $474,900
- Occupant type
- Owner
- MLS area
- 33981 - Port Charlotte
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-24
- Tax legal description
- PCH 056 1856 0027 PORT CHARLOTTE SEC56 BLK1856 LTS 27 & 28 268/126 602/1776 1841/393 4123/1690
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Drive northeast on Gasparilla Road/CR 771. Right to South McCall Road/FL 776. Continue on FL 776. Left to Gillot Bld. Right to Steen Terrace. Property is on the right.
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