$300,000
3986 Jaclyns Jetty
Winter Haven, FL 33884
Listing updated: June 24, 2026 at 11:46 PM ET
Listing courtesy of Bhhs Florida Properties Group · Christine Hubbert · MLS #L4962993 · Pending · 863-701-2350Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under contract-accepting backup offers. LAKEFRONT LIVING in Winter Haven! Welcome to 3986 Jaclyns Jetty, a beautifully maintained 3-bedroom 2-bathroom, split bedroom floor plan with a large and open living area, waterfront home offering the perfect blend of comfort, convenience, and breathtaking views of Lake Dexter. Nestled within the desirable Cypress Landing community, this residence is ideally positioned to capture stunning lake views and Florida sunsets from the comfort of your own backyard. Whether you're enjoying your morning coffee, unwinding after a long day, or entertaining family and friends, the tranquil waterfront setting creates a lifestyle many only dream of. Inside, you'll find a bright and inviting floor plan with spacious living areas designed for everyday living and effortless entertaining. Large windows and sliding glass doors allow natural light to pour inside while showcasing picturesque views of the lake beyond. The kitchen offers ample cabinetry, generous counter space, and a functional layout that flows seamlessly into the dining and living areas. The primary suite provides a peaceful retreat with water views, an en-suite bathroom, and ample closet space. Additional bedrooms offer flexibility for guests, family members, or a home office. Step outside and experience what makes this property truly special. The backyard overlooks beautiful Lake Dexter, providing a picturesque backdrop for everyday living and outdoor enjoyment. Whether you enjoy fishing, boating, kayaking, or simply soaking in the peaceful waterfront scenery, you'll appreciate having lakefront living right outside your door. Residents of Cypress Landing enjoy an outstanding array of amenities, including a heated community pool, tennis courts, private lake access, and a community boat ramp providing convenient access to Lake Dexter. These amenities create the perfect opportunity to embrace the Florida lifestyle and enjoy year-round recreation close to home. Conveniently located near shopping, dining, medical facilities, LEGOLAND Florida, and major roadways, this property offers the ideal balance of waterfront tranquility and everyday convenience. Whether you're searching for a primary residence, seasonal retreat, or waterfront escape, this move-in ready lakefront property presents a rare opportunity to enjoy the best of Winter Haven's lake lifestyle.
Local Insight
At $197/sqft in Cypress Landing, this 2001 home is priced right for the Winter Haven market, but the $440 monthly HOA is a meaningful expense that brings your effective carrying cost closer to comparable unassociated properties—worth modeling over a 10-year hold. The 0.13-acre lot is tight, so you're really buying into the subdivision amenities and proximity to the Chain of Lakes rather than land; if direct waterfront access matters to you, verify what Cypress Landing actually provides before assuming lakefront living. Being in flood zone X is a genuine advantage that should translate to lower insurance, and the 1,526 sqft is functional for the price, but the age and layout mean you'll want a thorough inspection to avoid surprises with the HVAC, roof, and plumbing systems common to early-2000s Florida construction.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: PendingJun 25, 2026
- Listed$300,000Jun 24, 2026
- Price increased$300,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 0
- Subdivision
- Cypress Landing Ph 02
- County
- Polk
- Year built
- 2001
- Living area
- 1,526 sq ft
- Price/sq ft
- $197
- Building area
- 2,426 sq ft (Public Records)
- Lot size
- 5,828 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0535H)
- Garage
- 2 spaces
- Annual taxes
- $1,767 (2025)
- Parcel #
- 26-29-01-663562-000611
- MLS #
- L4962993
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate, Tile
- Appliances
- Dishwasher, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Thermostat, Vaulted Ceiling(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $440 / Monthly
- Monthly HOA
- $440/mo
- Total monthly fees
- $440/mo
- Total annual fees
- $5,280
- HOA name
- Vicki Murray
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to confirm all information with HOA
- Approval process
- Buyer to confirm all information with HOA
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Rain Gutters, Sliding Doors
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Water Available, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 18.9x12 |
| Primary Bathroom | First | 9.1x6 |
| Living Room | First | 15.8x25.11 |
| Florida Room | First | 23.8x9.1 |
| Dinette | First | 11.1x12.1 |
| Kitchen | First | 10.2x14.1 |
| Bedroom 2 | First | 12.4x9.7 |
| Bedroom 3 | First | 11.11x9.6 |
| Bathroom 2 | First | 10.1x4.11 |
Listing Details
- Listing date
- 2026-06-23
- On market date
- 2026-06-24
- Original list price
- $300,000
- Occupant type
- Vacant
- MLS area
- 33884 - Winter Haven / Cypress Gardens
- Listing AOR
- Lakeland
- Status changed
- 2026-06-25
- Tax legal description
- CYPRESS LANDING PHASE TWO PB 77 PG 49 LOTS 60 61 & 62 THAT PART DESC AS: COM AT SE COR LOT 60 E 7.55 FT TO POB CONT E 42.73 FT N 06 DEG 15 MIN 36 SEC W 141 FT M/L TO APPROXIMATE 100 YR FLOOD LINE WLY ALONG 100 YR FLOOD LINE 43 FT M/L TO INTER WITH A LINE N 06 DEG 15 MIN 36 SEC W FROM POB S 06 DEG 15 MIN 36 SEC E 138 FT M/L TO POB & INT IN STS,PK,REC AREA & LK
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Use the right lane to take exit 55 for US-27 S Continue straight onto US-27 S Continue on Dundee Rd. Take Overlook Dr and Lake Daisy Rd to Jaclyns Jetty Turn right onto FL-542 E/Dundee Rd FL-542 E/Dundee Rd turns slightly left and becomes Dundee Rd Turn left onto Overlook Dr Turn left at the 1st cross street to stay on Overlook Dr Continue onto Lake Daisy Rd Turn left onto Cypress Gardens Rd Turn right onto Glenns Landing Turn right to stay on Glenns Landing Turn right onto Jaclyns Jetty
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 24, 2026 at 11:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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