21239 Cottonwood Avenue, FL21239 Cottonwood Avenue, FL21239 Cottonwood Avenue, FL
Stellar MLS
1 / 29

$249,000

21239 Cottonwood Avenue

Port Charlotte, FL 33952

Listing updated: August 31, 2026 at 12:59 PM ET

Active
Stellar MLSListing courtesy of Remax Landmark · Alex LeClair · MLS #C7527650 · Active · 863-722-0523
2
Beds
2
Baths
1,366
Sq Ft
0.23
Acres
1972
Built
WaterfrontWater accessPrivate pool$182/sqft
Single Family Residence

Property type

1972

Year built

10,000 sqft

Lot size

$182

Price / sq ft

No HOA

HOA dues

51

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to the ultimate worry-free, low-overhead waterfront lifestyle! This beautifully modernized 2-bedroom, 2-bathroom canal-front retreat has been systematically updated from top to bottom, offering an unmatchable combination of luxury, efficiency, and fortress-like storm protection. The heavy lifting has already been done for you, featuring a new roof (2023), hurricane-rated impact windows (2020), and a hurricane garage door (2020)—all combining to unlock maximum homeowners insurance discounts from day one. Step inside to find a fully remodeled kitchen and primary bathroom boasting premium finishes, modern vanities, and sleek contemporary hardware. Additional mechanical peace of mind includes a new water heater (2020). Love outdoor living? The sprawling porch enclosure (2023) offers a massive, bug-free space to relax and soak in the wide, peaceful views of your freshwater canal. The backyard is a true tropical oasis, complete with mature palms, an above-ground pool with a custom-built wood step deck, and a sliding screen enclosure on the garage opening for perfect cross-ventilated workspaces. Forget about high recurring monthly overhead: the premium, grid-tied Enphase solar system fully offsets the electric bill, while the Flood Zone X designation eliminates mandatory flood insurance. With no HOA restrictions, you can freely utilize the extended concrete parking pad for your large RV, boat, or trailer. Opportunities with this caliber of upgrades, water views, and monthly cost savings do not last long in Port Charlotte—schedule your private tour today!

Estimated monthly payment

Principal & interest$1,259
Property taxes$212
Home insurance (est.)$114

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history51 days on market

  1. Status: Active
    Jul 11, 2026
  2. Listed$259,000
    Jul 11, 2026
  3. Price reduced$249,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
51
Subdivision
Port Charlotte Sec 28
County
Charlotte
Year built
1972
Living area
1,366 sq ft
Price/sq ft
$182
Building area
1,860 sq ft (Public Records)
Lot size
10,000 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Pool
Private pool
Annual taxes
$2,538 (2025)
Parcel #
402215131010
Zoning
RSF3.5
MLS #
C7527650

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Terrazzo, Tile
Appliances
Dishwasher, Dryer, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), Primary Bedroom Main Floor, Window Treatments
Laundry
In Garage
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
No
Parking features
Garage Door Opener, Oversized, Workshop in Garage

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Yard
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Canal/Lake For Irrigation, Public
Utilities
Cable Connected

Community

Pets allowed
Yes

Schools

ElementaryNeil Armstrong ElementaryGreatSchools ↗
MiddlePort Charlotte MiddleGreatSchools ↗
High SchoolPort Charlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bedroom 2First10x12
Dining RoomFirst9x9
Family RoomFirst26x11
KitchenFirst10x7
Living RoomFirst18x12
Primary BedroomFirst13x12

Listing Details

Listing date
2026-06-19
On market date
2026-07-11
Original list price
$259,000
Occupant type
Owner
MLS area
33952 - Port Charlotte
Listing AOR
Port Charlotte
Status changed
2026-07-11
Tax legal description
PORT CHARLOTTE SEC28 BLK1433 LT47 384/334 DC415/760 574/1947DC796/1241 2136/327

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-41 (Tamiami Trail), head East on Midway Blvd. Turn Left onto DeWitt St, then take a Left onto Cottonwood Ave. The property will be on your Left (water side).

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 31, 2026 at 12:59 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA