


$249,000
21239 Cottonwood Avenue
Port Charlotte, FL 33952
Listing updated: August 31, 2026 at 12:59 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to the ultimate worry-free, low-overhead waterfront lifestyle! This beautifully modernized 2-bedroom, 2-bathroom canal-front retreat has been systematically updated from top to bottom, offering an unmatchable combination of luxury, efficiency, and fortress-like storm protection. The heavy lifting has already been done for you, featuring a new roof (2023), hurricane-rated impact windows (2020), and a hurricane garage door (2020)—all combining to unlock maximum homeowners insurance discounts from day one. Step inside to find a fully remodeled kitchen and primary bathroom boasting premium finishes, modern vanities, and sleek contemporary hardware. Additional mechanical peace of mind includes a new water heater (2020). Love outdoor living? The sprawling porch enclosure (2023) offers a massive, bug-free space to relax and soak in the wide, peaceful views of your freshwater canal. The backyard is a true tropical oasis, complete with mature palms, an above-ground pool with a custom-built wood step deck, and a sliding screen enclosure on the garage opening for perfect cross-ventilated workspaces. Forget about high recurring monthly overhead: the premium, grid-tied Enphase solar system fully offsets the electric bill, while the Flood Zone X designation eliminates mandatory flood insurance. With no HOA restrictions, you can freely utilize the extended concrete parking pad for your large RV, boat, or trailer. Opportunities with this caliber of upgrades, water views, and monthly cost savings do not last long in Port Charlotte—schedule your private tour today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history51 days on market
- Status: ActiveJul 11, 2026
- Listed$259,000Jul 11, 2026
- Price reduced$249,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 51
- Subdivision
- Port Charlotte Sec 28
- County
- Charlotte
- Year built
- 1972
- Living area
- 1,366 sq ft
- Price/sq ft
- $182
- Building area
- 1,860 sq ft (Public Records)
- Lot size
- 10,000 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $2,538 (2025)
- Parcel #
- 402215131010
- Zoning
- RSF3.5
- MLS #
- C7527650
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Terrazzo, Tile
- Appliances
- Dishwasher, Dryer, Range, Range Hood, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Primary Bedroom Main Floor, Window Treatments
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- No
- Parking features
- Garage Door Opener, Oversized, Workshop in Garage
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Yard
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Canal/Lake For Irrigation, Public
- Utilities
- Cable Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | First | 10x12 |
| Dining Room | First | 9x9 |
| Family Room | First | 26x11 |
| Kitchen | First | 10x7 |
| Living Room | First | 18x12 |
| Primary Bedroom | First | 13x12 |
Listing Details
- Listing date
- 2026-06-19
- On market date
- 2026-07-11
- Original list price
- $259,000
- Occupant type
- Owner
- MLS area
- 33952 - Port Charlotte
- Listing AOR
- Port Charlotte
- Status changed
- 2026-07-11
- Tax legal description
- PORT CHARLOTTE SEC28 BLK1433 LT47 384/334 DC415/760 574/1947DC796/1241 2136/327
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-41 (Tamiami Trail), head East on Midway Blvd. Turn Left onto DeWitt St, then take a Left onto Cottonwood Ave. The property will be on your Left (water side).
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 31, 2026 at 12:59 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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