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$349,000

1320 Mill Creek Place

Kissimmee, FL 34744

Listing updated: June 23, 2026 at 10:31 PM ET

Active

Listing courtesy of Geek Realty · Mr.Geek Meah · MLS #O6419178 · Active · 407-885-3850

Beds

Baths

1,363

Sq Ft

0.13

Acres

1979

Built

◆In-law suite◆$256/sqft

Single Family Residence

Property type

1979

Year built

5,837 sqft

Lot size

$256

Price / sq ft

No HOA

HOA dues

Days on market

X500

Flood zone

About this home

Some homes check the boxes. This one checks the ones that matter. A brand-new 2023 roof means the biggest worry is already behind you. A spacious in-law suite with its own private kitchenette means room for everyone — family, guests, or a tenant who helps pay your mortgage every single month. That in-law suite isn't just a bonus room. It's a real, self-contained living space with its own kitchenette, its own entrance, and real rental appeal. In today's market, that kind of built-in income can cover hundreds of dollars off your monthly payment — turning a smart purchase into an even smarter investment. Live comfortably while your tenant helps carry the load. Porcelain tile flows throughout the main home, a corner lot brings light in from two sides, and a quiet street means the only traffic is neighbors walking their dogs. This is the kind of neighborhood where people stay for years — and you'll understand why the moment you arrive. 1320 Mill Creek Pl is move-in ready and built for real life — whether that means multigenerational living, supplemental income, or simply having the flexibility to decide later. Come see it before someone else does.

Local Insight

At $256/sqft for a 1979 home with an in-law suite, this is competitively priced for the Kissimmee market and could work well for theme park workers or investors looking to offset mortgage costs through rental income—the suite is the real value driver here. The tight 0.13-acre lot and age of the home mean you're banking on that dual-unit potential and X500 flood zone (lowest risk) to justify the purchase, so seriously evaluate whether the in-law layout actually functions for your needs or if it's just a theoretical upside. Location-wise, you're solidly positioned for the theme park commute and schools are standard Osceola County, but this is a modest neighborhood play—not a location that appreciates faster than the broader market.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,765

Property taxes$144

Home insurance (est.)$160

Down payment

20%

$69,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Jun 24, 2026
Listed$349,000
Jun 23, 2026
Price increased$349,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 0
Subdivision: Sweetwood Cove
County: Osceola
Year built: 1979
Living area: 1,363 sq ft
Price/sq ft: $256
Building area: 1,619 sq ft (Public Records)
Lot size: 5,837 sq ft
Lot category: 0 to less than 1/4
Flood zone: X500 (12097C0060G)
Annual taxes: $1,731 (2025)
Parcel #: 14-25-29-2212-0001-0110
Zoning: KRPU
MLS #: O6419178

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Tile
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s)
Laundry: Laundry Room
Stories / Levels: One
Direction faces: North
In-law suite: Yes

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, Other
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Garden, Private Entrance, Private Mailbox, Sidewalk, Sliding Doors
Construction materials: Block, Concrete, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Schools

ElementaryMill Creek Elem (K 5)GreatSchools ↗

MiddleCDenn John MiddleGreatSchools ↗

High SchoolGateway High School (9 12)GreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Primary Bedroom	First	14x13.5
Bedroom 2	First	10x13
Bedroom 3	First
Kitchen	First
Living Room	First

Listing Details

Listing date: 2026-06-23
On market date: 2026-06-23
Original list price: $349,000
Occupant type: Owner
MLS area: 34744 - Kissimmee
Listing AOR: Orlando Regional
Status changed: 2026-06-24
Tax legal description: SWEETWOOD COVE LOT 11 PB 2 PG 199

Flood risk

Moderate riskFEMA Zone X500Panel 12097C0060G

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head EAST on Osceola Pkwy (CR-522) Continue east past Florida's Turnpike overpass Turn RIGHT (south) onto John Young Pkwy / S John Young Pkwy Turn LEFT (east) onto Michigan Ave Turn Right onto Mill Creek Rd Turn Left onto Mill Creek Pl 1320 Mill Creek Pl will be on your left

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 23, 2026 at 10:31 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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