


$476,000
104 Surfview Drive
Palm Coast, FL 32137
Listing updated: August 30, 2026 at 3:06 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Oceanfront living meets investment potential in this beautifully renovated 2BR/2BA condo in the gated Surf Club community. Enjoy breathtaking Atlantic views, brand-new flooring, and an updated kitchen with quartz countertops, white shaker cabinets, and modern finishes. The spacious owner's suite features two walk-in closets and a newly renovated walk-in shower (2026). The guest bedroom includes a queen bed and bunk beds, making it ideal for family getaways or vacation rental guests. Resort-style amenities include private beach access, 3 pools, tennis & pickleball courts, grilling areas, garage parking, kayak storage, and private access to the Matanzas River. Whether you're looking for a personal retreat, second home, or income-producing vacation property, this turnkey condo offers the ultimate Florida coastal lifestyle. HOA fees include water, basic cable, internet, and amenities.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history68 days on market
- Status: ActiveJun 23, 2026
- Listed$476,000Jun 23, 2026
- Price increased$476,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 68
- Subdivision
- Surf Club Bldg I
- County
- Flagler
- Year built
- 1992
- Living area
- 1,158 sq ft
- Price/sq ft
- $411
- Lot size
- 15,790 sq ft
- Flood zone
- X
- Garage
- 1 spaces
- Annual taxes
- $4,696 (2025)
- Parcel #
- 37-10-31-3731-00000-2203
- Zoning
- PUD
- MLS #
- FC319441
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Open Floorplan, Thermostat
- Laundry
- Inside
- Stories / Levels
- Three Or More
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- No
HOA & Financial
- HOA fee
- $0 / Monthly
- Monthly HOA
- $0/mo
- Total monthly fees
- $857/mo
- Total annual fees
- $10,284
- HOA name
- N/A
- CDD
- No
- Min lease term
- 1 Week
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- i week minimum
Exterior & Construction
- Exterior features
- Balcony
- Construction materials
- Stucco
- Roof
- Shingle, Tile
- Foundation
- Block
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Size Limit
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | Second | 12x15 |
| Primary Bedroom | Second | 12x12 |
| Kitchen | Second | 10x10 |
Listing Details
- Listing date
- 2026-06-23
- On market date
- 2026-06-23
- Original list price
- $476,000
- Occupant type
- Vacant
- MLS area
- 32137 - Palm Coast
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-23
- Tax legal description
- SURF CLUB CONDO PHASE I UNIT #2203 OR 475 PG 1536 OR 603 PG 404 OR 605 PG 785 OR 724 PG 52 OR 2338/1091
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-95, take exit 305 Toward Crescent Beach, take FL-206 E, Turn right onto Florida A1A South, Turn Left onto E Collector Rd/Surfview. Go thru the gate and 1st building on the left. Use Elevators to the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 30, 2026 at 3:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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