$144,900
9272 82nd Terrace
Ocala, FL 34481
Listing updated: June 22, 2026 at 5:12 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Completely Remodeled Philadelphian in Friendship Colony | AC 2024 | Roof 2020 | Updated Windows Beautifully updated and move-in ready, this Philadelphian in Friendship Colony offers 2 bedrooms, 2 bathrooms, and a 1.5-car garage with screen enclosure in On Top of the World’s premier 55+ community. The remodeled kitchen features granite countertops, upgraded ceiling-height cabinetry with crown molding, stainless steel appliances, and abundant storage. Attractive wood-look laminate flooring runs throughout the home, complemented by updated lighting, fixtures, and modern finishes. Both bathrooms have been updated with granite countertops, upgraded tile, and contemporary fixtures. The bright Florida room offers additional living space with numerous windows and a convenient kitchen pass-through, making it the perfect spot for relaxing, entertaining, hobbies, or morning coffee. Major updates include a new HVAC system (2024), roof (2020), and updated windows, providing peace of mind for years to come. Enjoy the active lifestyle that makes On Top of the World so desirable, with golf, pickleball, swimming pools, fitness centers, clubs, activities, walking trails, and convenient golf cart access to nearby shopping, dining, and medical facilities. A beautifully remodeled home with quality updates already completed—simply unpack and start enjoying everything this vibrant community has to offer.
Local Insight
At $103/sqft in a 55+ community, you're getting deeply affordable housing, but the $494 monthly HOA is substantial relative to the purchase price—that's roughly 41% of what you'd spend on a mortgage payment, so factor that into your true cost of ownership. The 1989 villa on a postage-stamp lot (0.05 acres) in On Top of the World isn't about land or privacy; it's purely about entry-level retirement living in a deed-restricted active-adult setting, which means resale is capped to that same demographic and the property won't appreciate like a single-family home would. If you're not locked into the 55+ lifestyle or plan to stay under a decade, this is a tight financial play—but if you're actually looking for affordable, maintenance-light retirement in a horse-country town with real community infrastructure, the price relative to Ocala's overall market makes it worth a serious look.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 22, 2026
- Listed$144,900Jun 22, 2026
- Price increased$144,900
Facts & features
- Property type
- Residential
- Sub type
- Villa
- Status
- Active
- Days on market
- 0
- Subdivision
- On Top Of The World
- County
- Marion
- Year built
- 1989
- Living area
- 1,411 sq ft
- Price/sq ft
- $103
- Building area
- 1,827 sq ft (Public Records)
- Lot size
- 2,207 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 1 spaces
- Annual taxes
- $2,107 (2025)
- Parcel #
- 3530-2076-03
- Zoning
- PUD
- MLS #
- OM727153
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Microwave, Range, Refrigerator, Washer, Dishwasher, Electric Water Heater
- Interior features
- Living Room/Dining Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments, Ceiling Fans(s)
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Garage Door Opener, Ground Level
HOA & Financial
- HOA fee
- $494 / Monthly
- Monthly HOA
- $494/mo
- Total monthly fees
- $494/mo
- Total annual fees
- $5,928
- HOA name
- Lori Sands
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional
- Ownership
- Leasehold
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Signed lease for 6 months + 1 week minimum rental, must be furnished by the owner.
- Approval process
- Tenants must apply to HOA, pay for & attend an interview, pay for & submit to a background & credit check. Contact Lori Sands @ 352-854-0805 ext. 7459 to set up an interview.
Exterior & Construction
- Exterior features
- Sprinkler Metered, Rain Gutters
- Construction materials
- Stucco, Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Sewer Connected, Sprinkler Meter, Cable Available, Underground Utilities, Water Connected, Electricity Connected
Community
- Pets allowed
- Cats OK, Dogs OK
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bedroom 2 | First |
Listing Details
- Listing date
- 2026-06-22
- On market date
- 2026-06-22
- Original list price
- $144,900
- Occupant type
- Vacant
- MLS area
- 34481 - Ocala
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-06-22
- Tax legal description
- SEC 24 TWP 16 RGE 20 PORTION OF TRACT Y CIRCLE SQUARE WOODS AS RECORDED IN PLAT BOOK P PAGES 030-103 BUILDING 2076 DWELLING C (9272-C SW 82ND TER)
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Directions: From SR 200, enter On Top of the World through the main gate and continue on SW 90th Street. Turn left onto SW 83rd Terrace, then take the first left onto SW 82nd Terrace. Follow the road to 9272 SW 82nd Terrace, Unit C. The home will be on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 22, 2026 at 5:12 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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