10746 109th Street, FL10746 109th Street, FL10746 109th Street, FL
Stellar MLS
1 / 43

$420,000

10746 109th Street

Seminole, FL 33778

Listing updated: July 9, 2026 at 10:38 AM ET

Active
Stellar MLSListing courtesy of Bhhs Florida Properties Group · Julie Barnhardt · MLS #TB8521757 · Active · 727-799-2227
3
Beds
2
Baths
1,770
Sq Ft
0.15
Acres
1957
Built
$237/sqft
Single Family Residence

Property type

1957

Year built

6,599 sqft

Lot size

$237

Price / sq ft

No HOA

HOA dues

0

Days on market

X

Flood zone

About this home

Welcome home to this charming 3-bedroom, 2-bath split-plan home ideally located in the desirable Seminole/Largo area in unincorporated Pinellas County! From the moment you arrive, you'll appreciate the oversized driveway and convenient double swing gate off to the side offering additional parking space to store a small boat or trailer behind the fence.At the heart of the home, the nicely updated kitchen features granite countertops, stainless steel appliances, a subway tile backsplash, and overlooks the main living areas with wood-look tile flooring throughout. The thoughtful split-bedroom layout offers privacy, with two well-sized guest bedrooms at the front of the home with an updated guest bathroom featuring a granite-topped vanity, subway tile, and a tub/shower combination. The spacious primary suite is tucked away at the rear of the home and offers a large walk-in closet and an updated ensuite bath complete with granite vanity, a frameless glass walk-in shower, and floor-to-floor tile surround. An inside utility room provides added convenience along with additional storage space. Step outside to the generously sized backyard with plenty of room to entertain, relax, or even add the pool of your dreams. New roof (2025), AC (2017), Mini-split (2020), Water Heater (2017), Stainless steel appliances (2021) Located in Unincorporated Pinellas County, this home offers added flexibility while being just minutes from the Florida Botanical Gardens, Walsingham Park,, Gulf Beaches, Shopping, dining, and approximately 30 minutes to Tampa International Airport. Best of all, this home is not located in a flood zone, so no flood insurance is required.

Estimated monthly payment

Principal & interest$2,124
Property taxes$617
Home insurance (est.)$193

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jul 9, 2026
  2. Listed$420,000
    Jul 9, 2026
  3. Price increased$420,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Pine Grove Estates
County
Pinellas
Year built
1957
Living area
1,770 sq ft
Price/sq ft
$237
Building area
1,935 sq ft (Public Records)
Lot size
6,599 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0181H)
Annual taxes
$7,407 (2025)
Parcel #
15-30-15-69282-000-0310
Zoning
R-3
MLS #
TB8521757

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Laminate, Tile
Appliances
Cooktop, Dishwasher, Electric Water Heater, Microwave, Refrigerator
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Split Bedroom, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air, Mini-Split Unit(s)

Parking

Parking features
Boat, Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Check with County for all leasing restrictions and regulations.

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Asbestos, Stucco
Roof
Shingle
Foundation
Block
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected

Schools

ElementaryStarkey Elementary-PNGreatSchools ↗
MiddleOsceola Middle-PNGreatSchools ↗
High SchoolSeminole High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst11x19
Living RoomFirst15x15
Primary BedroomFirst12x13
Family RoomFirst11x19
Bathroom 2First11x13
Bathroom 3First10x10

Listing Details

Listing date
2026-07-09
On market date
2026-07-09
Original list price
$420,000
Occupant type
Vacant
MLS area
33778 - Largo/Seminole
Listing AOR
Suncoast Tampa
Status changed
2026-07-09
Tax legal description
PINE GROVE ESTATES LOT 31

Flood risk

Minimal riskFEMA Zone XPanel 12103C0181H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head south on Seminole Blvd from Clearwater or Largo, turn right on 106th ave. N, Then turn right on 109th St. N, home will be on your left hand side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 9, 2026 at 10:38 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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