$420,000
10746 109th Street
Seminole, FL 33778
Listing updated: July 9, 2026 at 10:38 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Welcome home to this charming 3-bedroom, 2-bath split-plan home ideally located in the desirable Seminole/Largo area in unincorporated Pinellas County! From the moment you arrive, you'll appreciate the oversized driveway and convenient double swing gate off to the side offering additional parking space to store a small boat or trailer behind the fence.At the heart of the home, the nicely updated kitchen features granite countertops, stainless steel appliances, a subway tile backsplash, and overlooks the main living areas with wood-look tile flooring throughout. The thoughtful split-bedroom layout offers privacy, with two well-sized guest bedrooms at the front of the home with an updated guest bathroom featuring a granite-topped vanity, subway tile, and a tub/shower combination. The spacious primary suite is tucked away at the rear of the home and offers a large walk-in closet and an updated ensuite bath complete with granite vanity, a frameless glass walk-in shower, and floor-to-floor tile surround. An inside utility room provides added convenience along with additional storage space. Step outside to the generously sized backyard with plenty of room to entertain, relax, or even add the pool of your dreams. New roof (2025), AC (2017), Mini-split (2020), Water Heater (2017), Stainless steel appliances (2021) Located in Unincorporated Pinellas County, this home offers added flexibility while being just minutes from the Florida Botanical Gardens, Walsingham Park,, Gulf Beaches, Shopping, dining, and approximately 30 minutes to Tampa International Airport. Best of all, this home is not located in a flood zone, so no flood insurance is required.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJul 9, 2026
- Listed$420,000Jul 9, 2026
- Price increased$420,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Pine Grove Estates
- County
- Pinellas
- Year built
- 1957
- Living area
- 1,770 sq ft
- Price/sq ft
- $237
- Building area
- 1,935 sq ft (Public Records)
- Lot size
- 6,599 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0181H)
- Annual taxes
- $7,407 (2025)
- Parcel #
- 15-30-15-69282-000-0310
- Zoning
- R-3
- MLS #
- TB8521757
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate, Tile
- Appliances
- Cooktop, Dishwasher, Electric Water Heater, Microwave, Refrigerator
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, Split Bedroom, Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air, Mini-Split Unit(s)
Parking
- Parking features
- Boat, Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Check with County for all leasing restrictions and regulations.
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Asbestos, Stucco
- Roof
- Shingle
- Foundation
- Block
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 11x19 |
| Living Room | First | 15x15 |
| Primary Bedroom | First | 12x13 |
| Family Room | First | 11x19 |
| Bathroom 2 | First | 11x13 |
| Bathroom 3 | First | 10x10 |
Listing Details
- Listing date
- 2026-07-09
- On market date
- 2026-07-09
- Original list price
- $420,000
- Occupant type
- Vacant
- MLS area
- 33778 - Largo/Seminole
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-07-09
- Tax legal description
- PINE GROVE ESTATES LOT 31
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head south on Seminole Blvd from Clearwater or Largo, turn right on 106th ave. N, Then turn right on 109th St. N, home will be on your left hand side.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 9, 2026 at 10:38 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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