$349,000
681 Lake Dexter Circle
Winter Haven, FL 33884
Listing updated: June 25, 2026 at 6:52 AM ET
Listing courtesy of Coldwell Banker Realty · Erin Floyd · MLS #P4939095 · Active · 863-294-7541Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
PRESENTING A BEAUTIFUL LAKEFRONT RETREAT ON LAKE DEXTER! Welcome to this charming 3 BD / 2.5 BA two-story residence that offers stunning water views, modern updates, and the perfect blend of comfort and Florida lakefront living. The spacious living room features a cozy gas fireplace and flows seamlessly into the beautifully remodeled kitchen and a convenient dining area. Bathrooms have been tastefully updated, while all windows have been replaced with energy-efficient double-pane windows. The primary suite offers a unique private balcony overlooking Lake Dexter, creating the perfect spot to enjoy peaceful lake views. Additional features include an air-conditioned sun room and a relaxing expansive private patio for outdoor enjoyment. Step outside to experience the true highlight of the property—direct access to Lake Dexter with a large private dock and beautiful beach area, ideal for boating, fishing, kayaking, or simply soaking in the waterfront scenery. Combining tasteful updates, inviting living spaces, and exceptional lakefront amenities, this property offers an outstanding opportunity to enjoy the Florida lifestyle at its finest.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 24, 2026
- Listed$349,000Jun 24, 2026
- Price increased$349,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Lake Dexter Woods Ph 02
- County
- Polk
- Year built
- 1990
- Living area
- 1,320 sq ft
- Price/sq ft
- $264
- Building area
- 1,954 sq ft (Public Records)
- Lot size
- 5,014 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- x
- Garage
- 2 spaces
- Annual taxes
- $1,397 (2025)
- Parcel #
- 26-29-02-663685-001310
- MLS #
- P4939095
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Tile, Vinyl
- Appliances
- Built-In Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, PrimaryBedroom Upstairs
- Laundry
- In Garage
- Stories / Levels
- Two
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $488 / Annually
- Monthly HOA
- $41/mo
- Total monthly fees
- $41/mo
- Total annual fees
- $488
- HOA name
- Linda Morris
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to verify additional lease restrictions with HOA.
- Approval process
- Buyer to verify approval process with HOA.
Exterior & Construction
- Exterior features
- Private Mailbox
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | First | 6x4 |
| Living Room | First | 17x16 |
| Dining Room | First | 12x9 |
| Kitchen | First | 10x10 |
| Bathroom 1 | First | 6x4 |
| Primary Bedroom | Second | 14x11 |
| Primary Bathroom | Second | 9x5 |
| Balcony/Porch/Lanai | Second | 16x10 |
| Bedroom 1 | Second | 12x10 |
| Bedroom 2 | Second | 10x9 |
| Bathroom 2 | Second | 9x5 |
| Balcony/Porch/Lanai | First | 15x9 |
| Balcony/Porch/Lanai | First | 14x10 |
Listing Details
- Listing date
- 2026-06-24
- On market date
- 2026-06-24
- Original list price
- $349,000
- Occupant type
- Owner
- MLS area
- 33884 - Winter Haven / Cypress Gardens
- Listing AOR
- East Polk
- Status changed
- 2026-06-24
- Tax legal description
- LAKE DEXTER WOODS PHASE TWO AS RECORDED IN PB 83 PGS 6 & 7 LOT 131
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head toward Roosevelt Dr SE, Turn right onto Cypress Gardens Rd SE, Turn right onto Register Rd SE, Turn left onto Lake Dexter Cir, Destination will be on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 25, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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