3421 Pine Oak Trail, FL3421 Pine Oak Trail, FL3421 Pine Oak Trail, FL
Stellar MLS
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$285,000

3421 Pine Oak Trail

Sanford, FL 32773

Listing updated: June 25, 2026 at 6:03 PM ET

Active
Stellar MLSListing courtesy of Real Broker, Llc · Angie Kollcaku · MLS #O6418416 · Active · 855-450-0442
3
Beds
3
Baths
1,530
Sq Ft
0.03
Acres
2006
Built
Water view$186/sqft360° tour
Townhouse

Property type

2006

Year built

1,150 sqft

Lot size

$186

Price / sq ft

$330/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

This move-in ready 2-story townhome in Magnolia Club is now available at an UNBEATABLE PRICE. Tucked away in a gated community with a private side entrance and a 2-car garage, this unit checks off all the boxes. All three bedrooms and two bathrooms are conveniently located upstairs for privacy. The third bathroom is downstairs along with a large walk-in laundry room with extra cabinetry and shelving (and yes, W/D are included!). Home features: an open floor plan, tons of natural light throughout, pond views in the back with no rear neighbors, high ceilings, rain gutters, interior fire sprinkles, and overhead storage in the garage. Additional upgrades include: all new interior paint, new ceiling fans, ROOF (2024), HVAC (2026), WATER HEATER (2026). HOA covers lawn maintenance and pest control and offers a newly renovated community pool, cabana and playground. Centrally located off of E Lake Mary Blvd, with easy access to beaches, restaurants, shopping, airport, sports center, 417 and I-4. Everything right at your fingertips. THIS ONE IS A TRUE MUST-SEE IN PERON.

Local Insight

At $186/sqft for a 2006 townhouse with water views in a gated community, you're getting solid pricing for the Sanford market, but that $330 monthly HOA is meaningful over time—factor it into your affordability math alongside the typical Seminole County property taxes. The location trade-off here is real: you're buying into an established residential subdivision rather than the walkable historic downtown that's driving Sanford's recent renaissance, so if that authentic downtown appeal is why you're looking at this city, you'll be driving to get there. The property itself checks practical boxes (three full baths, flood zone X, good schools), but the small 0.03-acre lot and attached townhouse format mean limited land and potential noise from neighbors—worth inspecting in person if privacy or outdoor space matters to you.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,441
Property taxes$317
Home insurance (est.)$131
HOA dues$330

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 25, 2026
  2. Listed$285,000
    Jun 25, 2026
  3. Price increased$285,000

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
0
Subdivision
Magnolia Club
County
Seminole
Year built
2006
Living area
1,530 sq ft
Price/sq ft
$186
Lot size
1,150 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12117C0070F)
Garage
2 spaces
Annual taxes
$3,807 (2025)
Parcel #
18-20-31-509-0000-0860
Zoning
PD
MLS #
O6418416

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Common, Driveway, Garage Door Opener, Ground Level

HOA & Financial

HOA fee
$330 / Monthly
Monthly HOA
$330/mo
Total monthly fees
$330/mo
Total annual fees
$3,960
HOA name
Sentry Mgmt/Rose Thomas
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Please verify any and all lease restrictions with HOA.
Approval process
Please verify if any approval processes are needed with HOA.

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Concrete

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryCPine Crest ElementaryGreatSchools ↗
MiddleASanford MiddleGreatSchools ↗
High SchoolBSeminole HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomSecond

Listing Details

Listing date
2026-06-25
On market date
2026-06-25
Original list price
$285,000
Occupant type
Owner
MLS area
32773 - Sanford
Listing AOR
Orlando Regional
Status changed
2026-06-25
Tax legal description
LOT 86 MAGNOLIA CLUB PB 67 PGS 75 - 79

Flood risk

Minimal riskFEMA Zone XPanel 12117C0070F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

17-92 to East on Lake Mary Blvd going towards the Sanford Airport to right on Mellonville to gated community to right on Magnolia Park trail to left on Pine Oak Trail to property.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 25, 2026 at 6:03 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA