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$265,000

1037 Josephine Street

Lakeland, FL 33815

Listing updated: July 22, 2026 at 11:46 PM ET

Active

Listing courtesy of S & D Real Estate Service Llc · Shawn Pugh · MLS #L4962883 · Active · 863-824-7169

Beds

Bath

1,220

Sq Ft

0.23

Acres

1948

Built

◆$217/sqft◆360° tour

Single Family Residence

Property type

1948

Year built

10,041 sqft

Lot size

$217

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

Thoughtfully updated while preserving its historic character, this move-in-ready 3-bedroom, 1-bath home blends timeless charm with modern convenience. Nestled on a picturesque brick-paved street just moments from Lake Hunter, this Lakeland gem offers the perfect balance of tranquility and accessibility. Enjoy being just minutes from downtown Lakeland, Lakeside Village, I-4, and a short bike ride to Bonnet Springs Park, named USA Today's #1 City Park in 2025. You'll also love being within walking distance of Lake Hunter, featuring scenic views and a popular lakeside walking and running path. **Best of all, there are no HOA or CDD fees**, giving you the freedom to enjoy your home without added restrictions or expenses. Inside, original hardwood floors showcase the home's character, while thoughtful updates provide modern comfort. The renovated kitchen features granite countertops and premium appliances, while improvements to the electrical system, newer flooring in the kitchen and dining area, ceiling fans, and blinds throughout offer added peace of mind. Major system updates include a **new roof, HVAC system, and water heater—all replaced within the last five years**. Step outside to a spacious, fully fenced backyard perfect for entertaining, relaxing, or enjoying Florida evenings on the patio. A dedicated laundry room adds even more functionality to this thoughtfully designed home. Filled with natural light and undeniable charm, this beautifully preserved historic home offers a rare opportunity to own a piece of Lakeland history with the confidence of significant recent updates. Schedule your private showing today.

Estimated monthly payment

Principal & interest$1,340

Property taxes$196

Home insurance (est.)$121

Down payment

20%

$53,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history33 days on market

Status: Active
Jun 19, 2026
Listed$275,000
Jun 19, 2026
Price reduced$265,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 33
Subdivision: Lake Hunter Terrace
County: Polk
Year built: 1948
Living area: 1,220 sq ft
Price/sq ft: $217
Building area: 1,238 sq ft (Public Records)
Lot size: 10,041 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12105C0311G)
Annual taxes: $2,351 (2025)
Parcel #: 23-28-24-124500-006150
Zoning: RA-3
MLS #: L4962883

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Interior Details

Bedrooms: 3
Full bathrooms: 1
Flooring: Carpet, Marble, Wood
Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features: Ceiling Fans(s)
Laundry: Inside, Laundry Room
Stories / Levels: One
Direction faces: South

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Parking features: None

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: None
Construction materials: Frame
Roof: Shingle
Foundation: Crawlspace
Road surface: Brick

Utilities

Sewer: Public Sewer
Water source: None
Utilities: BB/HS Internet Available, Cable Available, Public, Sewer Connected, Water Connected

Community

Pets allowed: Yes

Schools

ElementaryScott Lake ElemGreatSchools ↗

MiddleCSouthwest Middle SchoolGreatSchools ↗

High SchoolKathleen HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	First	17x7
Dining Room	First	8x17
Kitchen	First	8x12
Bathroom 1	First
Primary Bedroom	First
Bedroom 2	First
Bedroom 3	First
Laundry	First

Listing Details

Listing date: 2026-06-18
On market date: 2026-06-19
Original list price: $275,000
Occupant type: Owner
MLS area: 33815 - Lakeland
Listing AOR: Lakeland
Status changed: 2026-06-19
Tax legal description: LAKE HUNTER TERRACE PB 5 PG 28 BLK F LOTS 15 & E 25 FT OF 16 LESS RD R/W PER CITY OF LAKELAND MB 1 PG 45

Flood risk

Minimal riskFEMA Zone XPanel 12105C0311G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Polk Parkway, head North on Harden Blvd, West on Josephine St to 1037 Josephine St

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 22, 2026 at 11:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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