$265,000
1037 Josephine Street
Lakeland, FL 33815
Listing updated: August 1, 2026 at 12:06 PM ET
Listing courtesy of S & D Real Estate Service Llc · Shawn Pugh · MLS #L4962883 · Active · 863-824-7169Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Thoughtfully updated while preserving its historic character, this move-in-ready 3-bedroom, 1-bath home blends timeless charm with modern convenience. Nestled on a picturesque brick-paved street just moments from Lake Hunter, this Lakeland gem offers the perfect balance of tranquility and accessibility. Enjoy being just minutes from downtown Lakeland, Lakeside Village, I-4, and a short bike ride to Bonnet Springs Park, named USA Today's #1 City Park in 2025. You'll also love being within walking distance of Lake Hunter, featuring scenic views and a popular lakeside walking and running path. **Best of all, there are no HOA or CDD fees**, giving you the freedom to enjoy your home without added restrictions or expenses. Inside, original hardwood floors showcase the home's character, while thoughtful updates provide modern comfort. The renovated kitchen features granite countertops and premium appliances, while improvements to the electrical system, newer flooring in the kitchen and dining area, ceiling fans, and blinds throughout offer added peace of mind. Major system updates include a **new roof, HVAC system, and water heater—all replaced within the last five years**. Step outside to a spacious, fully fenced backyard perfect for entertaining, relaxing, or enjoying Florida evenings on the patio. A dedicated laundry room adds even more functionality to this thoughtfully designed home. Filled with natural light and undeniable charm, this beautifully preserved historic home offers a rare opportunity to own a piece of Lakeland history with the confidence of significant recent updates. Schedule your private showing today.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history43 days on market
- Status: ActiveJun 19, 2026
- Listed$275,000Jun 19, 2026
- Price reduced$265,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 43
- Subdivision
- Lake Hunter Terrace
- County
- Polk
- Year built
- 1948
- Living area
- 1,220 sq ft
- Price/sq ft
- $217
- Building area
- 1,238 sq ft (Public Records)
- Lot size
- 10,041 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0311G)
- Annual taxes
- $2,351 (2025)
- Parcel #
- 23-28-24-124500-006150
- Zoning
- RA-3
- MLS #
- L4962883
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 1
- Flooring
- Carpet, Marble, Wood
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- None
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- None
- Construction materials
- Frame
- Roof
- Shingle
- Foundation
- Crawlspace
- Road surface
- Brick
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- BB/HS Internet Available, Cable Available, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 17x7 |
| Dining Room | First | 8x17 |
| Kitchen | First | 8x12 |
| Bathroom 1 | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Laundry | First |
Listing Details
- Listing date
- 2026-06-18
- On market date
- 2026-06-19
- Original list price
- $275,000
- Occupant type
- Owner
- MLS area
- 33815 - Lakeland
- Listing AOR
- Lakeland
- Status changed
- 2026-06-19
- Tax legal description
- LAKE HUNTER TERRACE PB 5 PG 28 BLK F LOTS 15 & E 25 FT OF 16 LESS RD R/W PER CITY OF LAKELAND MB 1 PG 45
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Polk Parkway, head North on Harden Blvd, West on Josephine St to 1037 Josephine St
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 1, 2026 at 12:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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