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$129,000

140 Hunter Lake Drive

Oldsmar, FL 34677

Listing updated: June 20, 2026 at 10:39 AM ET

Active

Listing courtesy of Ryder Real Estate · Debra Ryder · MLS #TB8520778 · Active · 727-253-2522

Beds

Baths

915

Sq Ft

Acres

1987

Built

◆$141/sqft◆360° tour

Condominium

Property type

1987

Year built

$141

Price / sq ft

$666/mo

HOA dues

Day on market

X500

Flood zone

About this home

Welcome home to this conveniently located family friendly home in the Gardens of Forest Lakes. 2 bedrooms/2 baths ground floor, corner unit in a non-flood zone. Open floor plan with sliding door to the patio, with a storage room for those extras. This beautiful community boast a playground, swimming pool, basketball court, tennis courts, walking paths and a beautiful lake with a fishing dock. Conveniently located near shopping, dining, parks and easy access to Tampa, Clearwater and St. Pete. Oldsmar has a desirable small town feel with all the conveniences of the city.

Local Insight

At $129k, you're getting solid value per square foot in a mature condo community, but that $666 monthly HOA is substantial and will significantly impact your true carrying costs—factor it into your affordability math. The 1987 construction means you'll want a thorough inspection focused on the roof, HVAC, and any deferred maintenance that typically crops up in aging complexes, especially in Florida's climate. Location-wise, you're in Oldsmar with reasonable school access, though the development feels established rather than up-and-coming, so resale appreciation will likely be modest.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$652

Property taxes$47

Home insurance (est.)$59

HOA dues$666

Down payment

20%

$25,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

Status: Active
Jun 19, 2026
Listed$129,000
Jun 19, 2026
Price increased$129,000

Facts & features

Property type: Residential
Sub type: Condominium
Status: Active
Days on market: 1
Subdivision: Gardens Of Forest Lakes Condo The
County: Pinellas
Year built: 1987
Living area: 915 sq ft
Price/sq ft: $141
Lot size: 0 sq ft
Flood zone: X500 (12103C0091H)
Annual taxes: $559 (2025)
Parcel #: 14-28-16-30261-008-0060
MLS #: TB8520778

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Tile
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), Open Floorplan, Window Treatments
Laundry: Laundry Room
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Electric
Cooling: Central Air

Parking

Parking features: Assigned, Guest

HOA & Financial

HOA fee: $666 / Monthly
Monthly HOA: $666/mo
Total monthly fees: $701/mo
Total annual fees: $8,409
HOA name: Condominium Association/Michael Pereira
CDD: No
Min lease term: No Minimum
Listing terms: Cash, Conventional
Ownership: Condominium
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Verify lease restrictions with mgmt
Approval process: Please confirm with mgmt

Exterior & Construction

Exterior features: Playground, Private Entrance, Private Mailbox, Sidewalk, Sliding Doors, Storage, Tennis Court(s)
Construction materials: Stucco, Frame
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed: Cats OK, Dogs OK, Number Limit

Schools

ElementaryForest Lakes Elementary-PNGreatSchools ↗

MiddleCarwise Middle-PNGreatSchools ↗

High SchoolEast Lake High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	First	10x14
Kitchen	First
Primary Bedroom	First	11x13
Bedroom 2	First	10x11

Listing Details

Listing date: 2026-06-18
On market date: 2026-06-19
Original list price: $129,000
Occupant type: Vacant
MLS area: 34677 - Oldsmar
Listing AOR: Suncoast Tampa
Status changed: 2026-06-19
Tax legal description: GARDENS OF FOREST LAKES CONDO, THE PHASE 8 BLDG 8, UNIT F

Flood risk

Moderate riskFEMA Zone X500Panel 12103C0091H

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Tampa Rd to north on Forest Lakes Blvd, west on Lakeview Dr and left on Hunter Lake Dr.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 20, 2026 at 10:39 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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