1410 Elgin Street, FL1410 Elgin Street, FL1410 Elgin Street, FL
Stellar MLS
1 / 26

$395,000

1410 Elgin Street

Lakeland, FL 33801

Listing updated: July 30, 2026 at 4:18 PM ET

Active
Stellar MLSListing courtesy of Cb/Ellison Rlty West · Jay Guberman · MLS #OM726930 · Active · 352-854-9717
3
Beds
2
Baths
1,756
Sq Ft
0.31
Acres
1925
Built
In-law suiteFireplace$225/sqft360° tour
Single Family Residence

Property type

1925

Year built

13,499 sqft

Lot size

$225

Price / sq ft

No HOA

HOA dues

17

Days on market

2

Garage spaces

X

Flood zone

About this home

Historic 1925 Home set on a rare double lot in a desirable Shore Acres neighborhood. Unique 3 Bedroom, 2 bath, 2,241 sq ft home. Featuring a large covered front porch, original wood floors, genuine woodwork throughout, living room with working fireplace, office/sun-room with separate entrance. Both bathrooms have floor to ceiling tile. Formal dining room. The spacious pantry connects to a state-of-the-art kitchen with stainless steel appliances, new quartz countertops and sink creates ease & ambiance. Indoor laundry room. Flexible floor plan includes a private guest suite with its own bathroom and entrance. Large fenced private yard with mature shade trees, including kennel space for pets. This home offers an exceptional combination of historic charm, location, and lifestyle. Ideal for entertaining family or visitors. Freestanding 2 car garage can be converted to rental income or multi-generational living. Recent improvements include a new roof, energy-efficient water heater, updated electrical and plumbing, with central air & heating. About 5-10 minute walk or bike ride to bustling downtown farmers market, shopping, lakes, restaurants, theaters, cultural attractions and medical centers. A new home warranty is included with the sale, offering valuable protection with added peace of mind for your first year of ownership. Lakeland is centrally located between Tampa and Orlando.

Estimated monthly payment

Principal & interest$1,997
Property taxes$341
Home insurance (est.)$181

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history17 days on market

  1. Status: Active
    Jul 20, 2026
  2. Listed$450,000
    Jul 8, 2026
  3. Price reduced$395,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
17
Subdivision
Shore Acres
County
Polk
Year built
1925
Living area
1,756 sq ft
Price/sq ft
$225
Building area
2,240 sq ft (Appraiser)
Lot size
13,499 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12105C0320G)
Garage
2 spaces
Annual taxes
$4,095 (2025)
Parcel #
24-28-17-193000-005210
Zoning
RA-3
MLS #
OM726930

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile, Wood
Appliances
Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer
Interior features
Attic Ventilator, Ceiling Fans(s), Crown Molding, High Ceilings, Primary Bedroom Main Floor, Thermostat, Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
No
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Approval process
None

Exterior & Construction

Exterior features
Garden, Kennel
Construction materials
Brick
Roof
Shingle
Foundation
Block, Concrete Perimeter, Stem Wall
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Natural Gas Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Great RoomFirst14x17
Dining RoomFirst11x14
Primary BedroomFirst12x12
Bedroom 2First11x13
Bedroom 3First9x13
OfficeFirst13x13
KitchenFirst10x10

Listing Details

Listing date
2026-07-08
On market date
2026-07-08
Original list price
$450,000
Occupant type
Owner
MLS area
33801 - Lakeland
Listing AOR
Ocala - Marion
Status changed
2026-07-20
Tax legal description
SHORE ACRES PB 7 PG 15 BLK 5 LOTS 21 & 22

Flood risk

Minimal riskFEMA Zone XPanel 12105C0320G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US 4, take Florida avenue to Main street and make a left on Fern, go two blocks and turn right on Elgin Street, home is on the left side of the road.

Property sale history

Public records

1410 ELGIN ST, LAKELAND 33801

  • Apr 2025$300,000

1,756 sq ft · Built 1925 · 0.3099 acres

Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 30, 2026 at 4:18 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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