$149,900
110 Valencia Street
Winter Haven, FL 33880
Listing updated: June 18, 2026 at 1:01 AM ET
Listing courtesy of Gallagher Realty Llc · Roxan Jarvis · MLS #L4962861 · Active · 863-529-9883Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Amazing investment opportunity with NO HOA on a fenced 0.35-acre lot! This 3BR/1BA traditional-style home features central A/C, luxury vinyl flooring, and a dedicated laundry room. The expansive property includes a workshop and multiple storage sheds, offering plenty of room to build, create, or store equipment. Bring your creative ideas to update this handyman special and build instant equity. The seller is highly motivated, willing to assist with closing costs, and offering Owner Financing with down payment. Property is being sold as-is. All measurements to be verified by buyer. Don't miss out on this high-potential Winter Haven property!
Local Insight
This 1973 mobile home in an AE flood zone is priced aggressively at $124/sqft, which reflects both its age and the serious insurance and financing headwinds that come with that flood designation—you'll want to get actual flood insurance quotes before committing, as they can easily run $1,200+ annually and some lenders avoid AE zones entirely. At under $150k with no HOA, it could work as a cash play or rental in Winter Haven's strong vacation market, but the 1-bath layout and vintage footprint limit its appeal for full-time owner-occupancy compared to newer stock in the area.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 17, 2026
- Listed$149,900Jun 17, 2026
- Price increased$149,900
Facts & features
- Property type
- Residential
- Sub type
- Mobile Home
- Status
- Active
- Days on market
- 0
- Subdivision
- Orange Hill Sub
- County
- Polk
- Year built
- 1973
- Living area
- 1,210 sq ft
- Price/sq ft
- $124
- Building area
- 1,410 sq ft (Owner)
- Lot size
- 15,028 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE
- Annual taxes
- $1,754 (2025)
- Parcel #
- 25-28-28-354770-010460
- Zoning
- MFG
- MLS #
- L4962861
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 1
- Flooring
- Luxury Vinyl
- Appliances
- Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, Owner Financing
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- French Doors, Other, Storage
- Construction materials
- Metal Frame, Metal Siding, Other
- Roof
- Metal
- Foundation
- Crawlspace
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Electricity Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 12x18 |
| Kitchen | First | 10x10 |
| Primary Bedroom | First | 12x12 |
Listing Details
- Listing date
- 2026-06-16
- On market date
- 2026-06-17
- Original list price
- $149,900
- Occupant type
- Vacant
- MLS area
- 33880 - Winter Haven/Eloise/JPV/Wahnetta
- Listing AOR
- Lakeland
- Status changed
- 2026-06-17
- Tax legal description
- ORANGE HILL SUB PB 58 PG 40 BLK 1 LOT 46
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
STARTING AT 540 / WINTER LAKE RD TO THORNHILL RD. (L) TO VALENCIA STREET (R) PROPERTY IS ON THE LEFT
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 18, 2026 at 1:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA