$450,000
2521 Gulfbreeze Circle
Palm Harbor, FL 34683
Listing updated: June 24, 2026 at 3:33 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Set on a corner lot in Crystal Beach Estates, this updated 3-bedroom, 2-bathroom Palm Harbor home captures the easygoing feel of Crystal Beach with a bright split-bedroom layout and inviting outdoor spaces in a highly sought-after neighborhood setting. A covered porch entry welcomes you into a bright and open living room with vaulted ceilings, wood-look tile floors, plantation shutters, and views out to the patio. The living room flows naturally into the dining room, creating a comfortable setting for everyday living and entertaining. The eat-in kitchen is beautifully appointed with stainless steel appliances, granite countertops, breakfast bar seating, cabinet pullouts, soft-close drawers, and a cheerful breakfast nook surrounded by windows. The kitchen opens to the family room, creating a connected everyday living space with tile flooring, vaulted ceilings, and French doors leading out to the patio. From there, the home extends outdoors to an oversized screened lanai featuring a covered seating area and wood deck, perfect for relaxing, dining, grilling, or enjoying peaceful evenings at home. Beyond the lanai, the xeriscaped backyard offers low-maintenance outdoor space with mature landscaping, tropical greenery, and a private fenced setting. The primary bedroom is set on its own side of the home with vaulted ceilings, French doors to the patio, and an updated ensuite bath featuring a custom vanity, beautifully tiled glass-enclosed stand-up shower, high arched window, and walk-in closet with organized storage. On the opposite side of the home, two additional bedrooms and a full bath complete the split layout. Recent updates add peace of mind, including roof (2020), fresh exterior paint, all new hurricane impact windows and doors (2023), appliances (2021), washer and dryer (2019), deck (2023), screen enclosure (2023), garage doors and opener (2024), electrical box with 150 AMP service (2026), and a sprinkler system. No HOA, no CDD, and non-flood area/Flood Zone X. Crystal Beach, just off Alt 19 in Palm Harbor, offers a true neighborhood setting with timeless Florida charm, a slower pace, and a strong sense of community. At the end of Crystal Beach Avenue, Live Oak Park, Crystal Beach, and Crystal Beach Pier are known for gorgeous sunsets and daily gatherings. Less than 2 miles to Palm Harbor University High School, a mile and a half to Downtown Palm Harbor, just one mile to Crystal Beach Pier, and only 0.4 miles to the Pinellas Trail. Proximity to restaurants, shopping, medical services, and easy access to Dunedin, Tarpon Springs, Ozona, Honeymoon Island, Clearwater, pristine beaches, and 20 miles from Tampa International Airport. Truly a must-see!
Local Insight
At $267/sqft for a 1986 home in Crystal Beach Estates, you're paying below the current market rate for Palm Harbor, which could signal either good value or deferred maintenance—worth a thorough inspection since you're not paying for recent updates. The X flood zone is a major advantage here (no flood insurance required), and with no HOA you avoid those monthly fees, but the tight 0.17-acre lot and smaller square footage mean this is best suited for buyers prioritizing location and school access over space or future expansion potential.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 24, 2026
- Listed$450,000Jun 24, 2026
- Price increased$450,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Crystal Beach Estates
- County
- Pinellas
- Year built
- 1986
- Living area
- 1,684 sq ft
- Price/sq ft
- $267
- Building area
- 2,373 sq ft (Public Records)
- Lot size
- 7,492 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- x
- Garage
- 2 spaces
- Annual taxes
- $3,889 (2025)
- Parcel #
- 35-27-15-19870-000-0760
- Zoning
- R-3
- MLS #
- TB8520362
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- No minimum rental term.
- Approval process
- None
Exterior & Construction
- Construction materials
- Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Public, Sprinkler Recycled
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Family Room | First | 14x12 |
| Kitchen | First | 12x8 |
| Living Room | First | 16x12 |
| Primary Bedroom | First | 16x12 |
| Bedroom 2 | First | 12x14 |
| Bathroom 3 | First | 11x12 |
Listing Details
- Listing date
- 2026-06-24
- On market date
- 2026-06-24
- Original list price
- $450,000
- Occupant type
- Owner
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-24
- Tax legal description
- CRYSTAL BEACH ESTATES LOT 76
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Alderman to Alt 19, Go South to Crystal Dr, Turn left and follow around to Gulfbreeze Dr, Turn Left and the home will be on your left at the bend.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 24, 2026 at 3:33 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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