2521 Gulfbreeze Circle, FL2521 Gulfbreeze Circle, FL2521 Gulfbreeze Circle, FL
Stellar MLS
1 / 73

$450,000

2521 Gulfbreeze Circle

Palm Harbor, FL 34683

Listing updated: June 24, 2026 at 3:33 PM ET

Active
Stellar MLSListing courtesy of Re/Max Realtec Group Inc · Dean Ribble · MLS #TB8520362 · Active · 727-789-5555
3
Beds
2
Baths
1,684
Sq Ft
0.17
Acres
1986
Built
$267/sqft
Single Family Residence

Property type

1986

Year built

7,492 sqft

Lot size

$267

Price / sq ft

No HOA

HOA dues

0

Days on market

2

Garage spaces

x

Flood zone

About this home

Set on a corner lot in Crystal Beach Estates, this updated 3-bedroom, 2-bathroom Palm Harbor home captures the easygoing feel of Crystal Beach with a bright split-bedroom layout and inviting outdoor spaces in a highly sought-after neighborhood setting. A covered porch entry welcomes you into a bright and open living room with vaulted ceilings, wood-look tile floors, plantation shutters, and views out to the patio. The living room flows naturally into the dining room, creating a comfortable setting for everyday living and entertaining. The eat-in kitchen is beautifully appointed with stainless steel appliances, granite countertops, breakfast bar seating, cabinet pullouts, soft-close drawers, and a cheerful breakfast nook surrounded by windows. The kitchen opens to the family room, creating a connected everyday living space with tile flooring, vaulted ceilings, and French doors leading out to the patio. From there, the home extends outdoors to an oversized screened lanai featuring a covered seating area and wood deck, perfect for relaxing, dining, grilling, or enjoying peaceful evenings at home. Beyond the lanai, the xeriscaped backyard offers low-maintenance outdoor space with mature landscaping, tropical greenery, and a private fenced setting. The primary bedroom is set on its own side of the home with vaulted ceilings, French doors to the patio, and an updated ensuite bath featuring a custom vanity, beautifully tiled glass-enclosed stand-up shower, high arched window, and walk-in closet with organized storage. On the opposite side of the home, two additional bedrooms and a full bath complete the split layout. Recent updates add peace of mind, including roof (2020), fresh exterior paint, all new hurricane impact windows and doors (2023), appliances (2021), washer and dryer (2019), deck (2023), screen enclosure (2023), garage doors and opener (2024), electrical box with 150 AMP service (2026), and a sprinkler system. No HOA, no CDD, and non-flood area/Flood Zone X. Crystal Beach, just off Alt 19 in Palm Harbor, offers a true neighborhood setting with timeless Florida charm, a slower pace, and a strong sense of community. At the end of Crystal Beach Avenue, Live Oak Park, Crystal Beach, and Crystal Beach Pier are known for gorgeous sunsets and daily gatherings. Less than 2 miles to Palm Harbor University High School, a mile and a half to Downtown Palm Harbor, just one mile to Crystal Beach Pier, and only 0.4 miles to the Pinellas Trail. Proximity to restaurants, shopping, medical services, and easy access to Dunedin, Tarpon Springs, Ozona, Honeymoon Island, Clearwater, pristine beaches, and 20 miles from Tampa International Airport. Truly a must-see!

Local Insight

At $267/sqft for a 1986 home in Crystal Beach Estates, you're paying below the current market rate for Palm Harbor, which could signal either good value or deferred maintenance—worth a thorough inspection since you're not paying for recent updates. The X flood zone is a major advantage here (no flood insurance required), and with no HOA you avoid those monthly fees, but the tight 0.17-acre lot and smaller square footage mean this is best suited for buyers prioritizing location and school access over space or future expansion potential.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,275
Property taxes$324
Home insurance (est.)$206

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 24, 2026
  2. Listed$450,000
    Jun 24, 2026
  3. Price increased$450,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Crystal Beach Estates
County
Pinellas
Year built
1986
Living area
1,684 sq ft
Price/sq ft
$267
Building area
2,373 sq ft (Public Records)
Lot size
7,492 sq ft
Lot category
0 to less than 1/4
Flood zone
x
Garage
2 spaces
Annual taxes
$3,889 (2025)
Parcel #
35-27-15-19870-000-0760
Zoning
R-3
MLS #
TB8520362

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
No minimum rental term.
Approval process
None

Exterior & Construction

Construction materials
Stucco, Frame
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Public, Sprinkler Recycled

Schools

ElementaryOzona Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Family RoomFirst14x12
KitchenFirst12x8
Living RoomFirst16x12
Primary BedroomFirst16x12
Bedroom 2First12x14
Bathroom 3First11x12

Listing Details

Listing date
2026-06-24
On market date
2026-06-24
Original list price
$450,000
Occupant type
Owner
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-06-24
Tax legal description
CRYSTAL BEACH ESTATES LOT 76

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Alderman to Alt 19, Go South to Crystal Dr, Turn left and follow around to Gulfbreeze Dr, Turn Left and the home will be on your left at the bend.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 24, 2026 at 3:33 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA