$282,000
3348 Kelsey Lane
St Cloud, FL 34772
Listing updated: June 26, 2026 at 7:40 PM ET
Listing courtesy of Ghali Realty, Inc · Louisa Ghali · MLS #S5152076 · Active · 407-707-8445Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
For Sale Sellers offering a 1 year home warranty. This charming 3-bedroom, 2-bathroom single-family home offers a bright, move-in-ready layout perfect for comfortable living, complete with the peace of mind of a 2020 roof and newer interior paint. The exterior features an attached garage, a classic stucco finish, and a welcoming front entrance. Inside, an expansive open-concept living area boasts high vaulted ceilings, modern ceiling fans, low-maintenance tile flooring, and large sliding glass doors that lead out to a spacious, fully fenced backyard. The kitchen serves as the heart of the home, beautifully equipped with contemporary gray cabinetry, and rich, polished wood-look countertops that overlook the living space via a convenient breakfast bar. Each bedroom features plush, neutral carpeting, including a primary bedroom highlighted by an elegant architectural bay window. Completing the interior are two pristine bathrooms that mirror the kitchen's modern gray vanities and polished wood-look countertops, each offering a full tub and shower combination. Situated in the highly coveted Cross Creek community, this home is just minutes from Narcoossee Road, US-192, and a variety of local dining, shopping, and schools. Perfect for recreation and leisure, you are a short drive from Lakefront Park, Peghorn Nature Park, and the unique charm of Historic Downtown St. Cloud. This prime location ensures effortless commuting and puts every daily convenience right at your fingertips.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history8 days on market
- Status: ActiveJun 18, 2026
- Listed$300,000Jun 18, 2026
- Price reduced$282,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 8
- Subdivision
- Cross Creek Estates Ph 2 & 3
- County
- Osceola
- Year built
- 2000
- Living area
- 1,252 sq ft
- Price/sq ft
- $225
- Lot size
- 6,011 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0260G)
- Garage
- 2 spaces
- Annual taxes
- $4,606 (2025)
- Parcel #
- 26-26-30-0601-0001-0600
- Zoning
- SR3
- MLS #
- S5152076
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Electric Water Heater, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Primary Bedroom Main Floor, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Washer Hookup
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $60 / Monthly
- Monthly HOA
- $60/mo
- Total monthly fees
- $60/mo
- Total annual fees
- $720
- HOA name
- Cross Creek Estates
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-06-18
- On market date
- 2026-06-18
- Original list price
- $300,000
- Occupant type
- Vacant
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Osceola
- Status changed
- 2026-06-18
- Tax legal description
- CROSS CREEK ESTATES PHASES 2 & 3 PB 11 PG 129-131 PHASE 2 LOT 60
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Old Canoe Creek Road, continue through the Canoe Creek Road intersection. After passing the water tower, turn right into Cross Creek Estates, then make the next right onto Kelsey Lane.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 26, 2026 at 7:40 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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