$525,000
76 Universal Trail
Palm Coast, FL 32164
Listing updated: June 22, 2026 at 3:00 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Beautiful upgraded home featuring 2,880 sq ft of living space with a spacious 3-car garage. Rare assumable VA loan opportunity with an exceptionally low 2.25% interest rate for qualified buyers. Built with storm preparedness in mind including hurricane shutters, hurricane roof clips, and a hurricane-rated fence designed for high wind resistance. The property also features an irrigation system and a water softener filtration system for the entire house. Inside you'll find upgraded appliances plus remodeled kitchen and bathrooms with modern finishes. Enjoy beautifully elevated landscaping with a tropical backyard oasis featuring guava, lime, orange, and watermelon, a butterfly garden, and three working compost areas. Relax year-round from both the screened front porch and screened rear lanai. A thoughtfully upgraded property offering comfort, beauty, and peace of mind.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history5 days on market
- Status: ActiveJun 17, 2026
- Listed$525,000Jun 17, 2026
- Price increased$525,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 5
- Subdivision
- Palm Coast Sec 57
- County
- Flagler
- Year built
- 2006
- Living area
- 2,880 sq ft
- Price/sq ft
- $182
- Building area
- 3,677 sq ft (Public Records)
- Lot size
- 10,019 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12035C0233E)
- Garage
- 3 spaces
- Annual taxes
- $5,316 (2025)
- Parcel #
- 07-11-31-7057-00550-0120
- Zoning
- PC5700
- MLS #
- TB8520141
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Tile
- Appliances
- Dryer, Range, Refrigerator, Washer, Water Filtration System, Water Softener
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, PrimaryBedroom Upstairs, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Assumable, Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Stucco, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 18x22 |
| Kitchen | First | 10x19 |
| Primary Bedroom | Second | 22x13 |
| Primary Bathroom | Second | 9x8 |
Listing Details
- Listing date
- 2026-06-16
- On market date
- 2026-06-17
- Original list price
- $525,000
- Occupant type
- Owner
- MLS area
- 32164 - Palm Coast
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-17
- Tax legal description
- PALM COAST SEC 57 BLK 55 LOT 12 OR 505 PG 703 OR 1217 PG 652-DC OR 1217 PG 652-ACM OR 1217 PG 654 OR 1269 PG 1643 OR 1503 PG 318 OR 1542 PG 1773
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Pine Grove Dr, turn left onto FL-100 E/E Moody Blvd. Turn right onto Seminole Woods Blvd, then Turn left onto Citation Pkwy/Sesame Blvd. Turn left onto Universal Trail & the property will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 22, 2026 at 3:00 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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