$225,000
11089 78th Court
Ocala, FL 34476
Listing updated: June 17, 2026 at 6:52 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Welcome home to your new split bedroom design 3 bedroom, 2 bath, 2 car garage home in the sought after 55+ gated community of Palm Cay. 1,646 sq ft of living under heat and air makes this one of the largest homes in the community. This home features solid floors throughout, NO CARPET, with tile in the wet areas. Recently upgraded kitchen with loads of white cabinets, lots of quartz countertop space and newer stainless steel appliance suite to include side by side fridge/freezer with water/ice in door, easy to clean glass top stove/oven, dishwasher, and built-in above stove microwave. The primary suite features a en-suite bath with step-in tiled shower and dual sinks, cultured marble counters. The primary suite features a walk-in closet. Bedroom two has a walk-in closet and bedroom three has a regular wall closet. The guest bath features a tub/shower combo and cultured marble countertop, newer cabinetry to match the kitchen as well. Home has it all, a living room, a family room and a dining room, with sliders from the dining and family rooms leading to the Florida room. Home sits high and dry on a .23 of an acre lot, with a fenced in the backyard great for your furry friends, a 200 sq ft enclosed Florida room with ceiling fan and vinyl windows and screens as well as a 200 sq ft grilling patio. Additional features include Gutters and Downspouts, Screened Garage Door, Sprinkler System, INSIDE LAUNDRY with washer/dryer, Large Stainless Utility Sink, extra storage cabinets and extra fridge/freezer that conveys with home. This community offers a 24 hours guarded gate, clubhouse including a pool, gym and lots of activities, as well as being close to shopping, medical, dining, banking and more. Roof is 2015, A/C 2018 and Water heater is 2021. Palm Cay offers an excellent value for retiring in comfort without a lot of added expense from maintaining golf courses in the community.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 16, 2026
- Listed$225,000Jun 16, 2026
- Price increased$225,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Palm Cay Un 02
- County
- Marion
- Year built
- 1990
- Living area
- 1,646 sq ft
- Price/sq ft
- $137
- Building area
- 2,413 sq ft (Public Records)
- Lot size
- 10,019 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0711E)
- Garage
- 2 spaces
- Annual taxes
- $3,053 (2025)
- Parcel #
- 35774-016-04
- Zoning
- R3
- MLS #
- OM726751
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Split Bedroom, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $124 / Monthly
- Monthly HOA
- $124/mo
- Total monthly fees
- $124/mo
- Total annual fees
- $1,488
- HOA name
- Robert LaPolt
- CDD
- No
- Homestead exemption
- Yes
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Sprinkler Metered
- Construction materials
- Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Water Connected
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-06-16
- On market date
- 2026-06-16
- Original list price
- $225,000
- Occupant type
- Owner
- MLS area
- 34476 - Ocala
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-06-16
- Tax legal description
- SEC 31 TWP 16 RGE 21 PLAT BOOK 001 PAGE 009 PALM CAY UNIT II BLK P LOT 4
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take SW HWY 200 to Left onto SW 106th PL to Right on SW 80th Ave to Left on SW 107th PL to Right on SW 78th CT. Look for sign in window on the Left.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 17, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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