1138 Howard Street, FL1138 Howard Street, FL1138 Howard Street, FL
Stellar MLS
1 / 29

$285,000

1138 Howard Street

Clearwater, FL 33756

Listing updated: June 19, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Align Right Realty Carrollwood · Leandro Castro · MLS #TB8519708 · Active · 813-374-6050
3
Beds
1
Bath
792
Sq Ft
0.12
Acres
1935
Built
Fireplace$360/sqft360° tour
Single Family Residence

Property type

1935

Year built

5,158 sqft

Lot size

$360

Price / sq ft

No HOA

HOA dues

1

Day on market

X

Flood zone

About this home

Fully furnished and truly turnkey, this beautifully renovated 3-bedroom, 1-bathroom home offers an exceptional opportunity just 4.5 miles from world-renowned Clearwater Beach. Whether you’re a first-time homebuyer, investor, or searching for the perfect Florida getaway, this move-in-ready property checks all the boxes. Thoughtfully updated throughout, the home features a brand-new HVAC system, upgraded electrical panel, updated plumbing, fresh interior and exterior paint, and a newer roof—providing comfort, reliability, and peace of mind for years to come. Step inside to discover a tastefully furnished interior that is being sold completely furnished, allowing you to move in or begin generating income immediately. The home also includes a dedicated utility area with a washer and dryer for added convenience. Outside, you’ll find a spacious, fully fenced backyard—perfect for entertaining guests, enjoying family gatherings, or simply relaxing in the Florida sunshine. Conveniently located near Clearwater Beach, shopping, restaurants, parks, and entertainment, this property offers the ideal combination of lifestyle, location, and investment potential. Don’t miss your chance to own this fully furnished Clearwater gem. Schedule your private showing today before it’s gone!

Local Insight

At $360/sqft for an 88-year-old home with just one bathroom, you're paying a premium that reflects Clearwater's market more than this property's condition or size—so don't expect a bargain here unless the bones are genuinely solid. The tight 792-square-foot layout and single bath make this more of a starter or investment play than a family home, especially given the older construction that typically brings surprise repair costs. Location-wise, you're in a no-HOA neighborhood without flood risk, which is a real advantage, but walk the surrounding area carefully since Carolina Terrace Annex can feel very tight and dated.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,441
Property taxes$303
Home insurance (est.)$131

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 18, 2026
  2. Listed$285,000
    Jun 18, 2026
  3. Price increased$285,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Carolina Terrace Annex
County
Pinellas
Year built
1935
Living area
792 sq ft
Price/sq ft
$360
Building area
857 sq ft (Public Records)
Lot size
5,158 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0108J)
Annual taxes
$3,636 (2025)
Parcel #
22-29-15-13680-000-0140
MLS #
TB8519708

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Interior Details

Bedrooms
3
Full bathrooms
1
Flooring
Vinyl
Appliances
Built-In Oven, Cooktop, Dishwasher, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Primary Bedroom Main Floor, Thermostat
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Sidewalk
Construction materials
Stucco
Roof
Tile
Foundation
Crawlspace
Road surface
Gravel, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available

Schools

ElementaryPonce de Leon Elementary-PNGreatSchools ↗
MiddleLargo Middle-PNGreatSchools ↗
High SchoolClearwater High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 2First
Bathroom 3First
Primary BathroomFirst
KitchenFirst
Living RoomFirst

Listing Details

Listing date
2026-06-16
On market date
2026-06-18
Original list price
$285,000
Occupant type
Owner
MLS area
33756 - Clearwater/Belleair
Listing AOR
Suncoast Tampa
Status changed
2026-06-18
Tax legal description
CAROLINA TERRACE ANNEX LOT 14

Flood risk

Minimal riskFEMA Zone XPanel 12103C0108J

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

South Missouri Avenue, turn west on Howard street.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 19, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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