$285,000
1138 Howard Street
Clearwater, FL 33756
Listing updated: June 19, 2026 at 6:48 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
Fully furnished and truly turnkey, this beautifully renovated 3-bedroom, 1-bathroom home offers an exceptional opportunity just 4.5 miles from world-renowned Clearwater Beach. Whether you’re a first-time homebuyer, investor, or searching for the perfect Florida getaway, this move-in-ready property checks all the boxes. Thoughtfully updated throughout, the home features a brand-new HVAC system, upgraded electrical panel, updated plumbing, fresh interior and exterior paint, and a newer roof—providing comfort, reliability, and peace of mind for years to come. Step inside to discover a tastefully furnished interior that is being sold completely furnished, allowing you to move in or begin generating income immediately. The home also includes a dedicated utility area with a washer and dryer for added convenience. Outside, you’ll find a spacious, fully fenced backyard—perfect for entertaining guests, enjoying family gatherings, or simply relaxing in the Florida sunshine. Conveniently located near Clearwater Beach, shopping, restaurants, parks, and entertainment, this property offers the ideal combination of lifestyle, location, and investment potential. Don’t miss your chance to own this fully furnished Clearwater gem. Schedule your private showing today before it’s gone!
Local Insight
At $360/sqft for an 88-year-old home with just one bathroom, you're paying a premium that reflects Clearwater's market more than this property's condition or size—so don't expect a bargain here unless the bones are genuinely solid. The tight 792-square-foot layout and single bath make this more of a starter or investment play than a family home, especially given the older construction that typically brings surprise repair costs. Location-wise, you're in a no-HOA neighborhood without flood risk, which is a real advantage, but walk the surrounding area carefully since Carolina Terrace Annex can feel very tight and dated.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 18, 2026
- Listed$285,000Jun 18, 2026
- Price increased$285,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Carolina Terrace Annex
- County
- Pinellas
- Year built
- 1935
- Living area
- 792 sq ft
- Price/sq ft
- $360
- Building area
- 857 sq ft (Public Records)
- Lot size
- 5,158 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0108J)
- Annual taxes
- $3,636 (2025)
- Parcel #
- 22-29-15-13680-000-0140
- MLS #
- TB8519708
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 1
- Flooring
- Vinyl
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Primary Bedroom Main Floor, Thermostat
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Sidewalk
- Construction materials
- Stucco
- Roof
- Tile
- Foundation
- Crawlspace
- Road surface
- Gravel, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bathroom 3 | First | |
| Primary Bathroom | First | |
| Kitchen | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-06-16
- On market date
- 2026-06-18
- Original list price
- $285,000
- Occupant type
- Owner
- MLS area
- 33756 - Clearwater/Belleair
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-18
- Tax legal description
- CAROLINA TERRACE ANNEX LOT 14
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
South Missouri Avenue, turn west on Howard street.
More homes like this


$293,900
1579 S Washington Ave
Clearwater, FL 33756
3 bd · 1 ba · 1,097 sqft
Carolina Terrace Annex
MLS ID #TB8489889, CHARLES RUTENBERG REALTY INC.
Listing provided by Stellar MLS


$499,000
1590 S Washington Ave
Clearwater, FL 33756
3 bd · 2 ba · 1,624 sqft
Carolina Terrace Annex
MLS ID #TB8471634, COLDWELL BANKER REALTY.
Listing provided by Stellar MLS

$299,900
1609 Scott St
Clearwater, FL 33755
2 bd · 1 ba · 936 sqft
Highland Pines 3rd Add
MLS ID #TB8523491, FUTURE HOME REALTY INC.
Listing provided by Stellar MLS

$230,000
5265 E Bay Dr #114
Clearwater, FL 33764
2 bd · 2 ba · 900 sqft
Bay Oaks Condo
MLS ID #TB8523512, RE/MAX ACTION FIRST OF FLORIDA.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 19, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA