$369,000
556 Mount Oak Avenue
St Petersburg, FL 33702
Listing updated: June 17, 2026 at 7:04 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Boaters, fisherman and nature lovers! Don't miss this custom-built 1996 2 bed/2 bath waterfront home with 1,300 sq ft of living space that overlooks a wide navigable saltwater canal to Tampa Bay with no bridges. Incredible views of mangroves and nature! Composite dock built in 2020 with 9,000 pound lift are included in price! No flooding inside of home during 2024 storms! This move-in ready home comes with many upgrades and features: 1)HVAC system in 2023 with 2024 ductwork. 2) 2023 TPO roof over keeps home cool.3) 2023 structurally engineered carport with extra parking with pavers completed in 2024. 4) Luxury wood-look laminate flooring in 2020 with tile in kitchen and baths. 2024 vapor barrier to protect the subflooring. 5) Large primary bedroom suite with large bath and walk-in shower. 6) Guest bath has tub and shower combo. 7) Generous guest bedroom. 8) Window coverings and decorator lights are included in price. 9) Large laundry room with washer and dryer and extra storage make clean-up easy. 9) Open floor plan with kitchen/dining/living/family room creates a spacious living area with 180 degree waterfront views! 10) Kitchen with lots of storage space has pass through to family room. Price includes share for the lot and ownership in the Co-op. Pets (dogs or cats) up to 35 pounds each are welcomed! Renting is allowed with 2-month minimum! Low monthly maintenance fee of $410 includes 24 manned gate, heated pool, clubhouse, fitness, billiards, two private boat ramps and kayak launch and so much more! Co-op maintains the concrete seawalls throughout the community making a great benefit for waterfront homes. Americana Cove is a popular 55+ factory built housing community located only 10 mins from downtown St. Petersburg, 20 mins to Downtown Tampa and 25 mins to Pinellas County beaches. I-275 is 5 mins away making commuting a breeze. 4th street shopping, dining and grocery are minutes away. If you've been pricing waterfront property, you know what a find this property is!
Local Insight
At $285/sqft for a 1996 manufactured home in an AE flood zone, you're paying a premium that's largely driven by the waterfront location and 55+ community amenities rather than the structure itself—so factor in flood insurance costs upfront, which could run $1,200+ annually and significantly impact true ownership costs beyond the $410 monthly HOA. The 0.12-acre lot is tight, and being in an unrecorded mobile home park means you'll want to thoroughly investigate deed restrictions, lease terms, and whether you actually own the land or rent it long-term, since that fundamentally changes the investment.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history2 days on market
- Status: ActiveJun 15, 2026
- Listed$369,000Jun 15, 2026
- Price increased$369,000
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 2
- Subdivision
- Mobel Americana Mobile Home Park Unrec
- County
- Pinellas
- Year built
- 1996
- Living area
- 1,296 sq ft
- Price/sq ft
- $285
- Building area
- 1,944 sq ft (Public Records)
- Lot size
- 3,200 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Annual taxes
- $3,377 (2025)
- Parcel #
- 29-30-17-58340-000-7380
- MLS #
- TB8519300
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Laminate
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Open Floorplan
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- HOA fee
- $410 / Monthly
- Monthly HOA
- $410/mo
- Total monthly fees
- $410/mo
- Total annual fees
- $4,920
- HOA name
- Chrissy Brush, Office Manager
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 2 Months
- Listing terms
- Cash, Other
- Ownership
- Co-op
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Management requires background/credit check for each tenant.
- Approval process
- Management requires background/credit check for each tenant.
Exterior & Construction
- Exterior features
- Storage
- Construction materials
- Vinyl Siding
- Roof
- Roof Over
- Foundation
- Crawlspace
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit, Size Limit, Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Kitchen | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-06-12
- On market date
- 2026-06-15
- Original list price
- $369,000
- Occupant type
- Owner
- MLS area
- 33702 - St Pete
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-15
- Tax legal description
- MOBEL AMERICANA MOBILE HOME PARK (UNREC) LOT 738
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
On I-275, take Gandy Blvd exit east to 4th St. Turn right to 72nd Ave. Turn left and community is ahead after crossing First St.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 17, 2026 at 7:04 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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