$485,000
13190 Banyan Drive
Punta Gorda, FL 33955
Listing updated: July 17, 2026 at 3:12 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
CUSTOM-BUILT 2025 HOME IN TROPICAL GULF ACRES! Tucked away on a private homesite with NO HOA, this stunning custom-built 2025 home delivers the perfect blend of modern luxury and wide-open Florida living. Offering 4 bedrooms, a dedicated den, 2 bathrooms, and 2,137 square feet of thoughtfully designed space, this property feels like a private retreat while remaining just minutes from Punta Gorda's shopping, dining, boating, and I-75 access. From the moment you arrive, you'll know this home is different. The striking custom exterior showcases rich stone accents, natural wood details, a sprawling front porch made for morning coffee and sunset views, and an upgraded culvert pipe installation that provides smooth access and a clean, finished look across the front of the property. Surrounded by mature Florida landscape and natural beauty, you'll enjoy the peace, privacy, and freedom that only country living can provide. Inside, every inch of this home was designed with quality and craftsmanship in mind. Soaring tray ceilings, wood-look tile flooring throughout, designer lighting, and an expansive open floor plan create a warm yet sophisticated atmosphere. The spacious great room features a stunning fireplace focal point and flows seamlessly into a magazine-worthy kitchen complete with custom cabinetry extending to the ceiling, glass-front display cabinets, farmhouse sink, subway tile backsplash, walk-in pantry, and a showstopping oversized island built for gathering family and friends. The primary suite is a true owner's retreat, featuring a spa-inspired bathroom with dual vanities, a freestanding soaking tub, oversized walk-in shower with rainfall fixture, and upscale finishes that rival luxury custom homes. Three additional bedrooms plus a versatile den provide plenty of room for guests, a home office, gym, or hobby space. This is the lifestyle so many people move to Florida to find—room to breathe, space between neighbors, peaceful surroundings, and star-filled nights, all without sacrificing modern comforts. Why settle for a cookie-cutter subdivision when you can own a custom-built home that offers the best of country living right here in Southwest Florida? If you've been searching for that rare property that combines luxury, privacy, and true Florida country charm, you've just found it.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history28 days on market
- Status: ActiveJun 19, 2026
- Listed$499,000Jun 19, 2026
- Price reduced$485,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 28
- Subdivision
- Trop G A
- County
- Charlotte
- Year built
- 2025
- Living area
- 2,137 sq ft
- Price/sq ft
- $227
- Building area
- 3,394 sq ft (Public Records)
- Lot size
- 14,400 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- D
- Garage
- 2 spaces
- Annual taxes
- $757 (2025)
- Parcel #
- 422311181007
- Zoning
- RSF3.5
- MLS #
- C7527302
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Private Entrance, Private Mailbox, Rain Gutters
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Gravel
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Kitchen | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-06-19
- On market date
- 2026-06-19
- Original list price
- $499,000
- Occupant type
- Owner
- MLS area
- 33955 - Punta Gorda
- Listing AOR
- Port Charlotte
- Status changed
- 2026-06-19
- Tax legal description
- TGA 010 0209 0009 TROPICAL GULF ACRES UN 10 BLK209 LTS 9 10 741/618 TD2447/2184 2760/915 TD4920/647 4935/499 3349634 DEC3421791 3508404 CD3520593
Flood risk
See FEMA for this zone’s designation and insurance requirements.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
South on US 41, right on Morningside Dr, right on Banyan Dr
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 17, 2026 at 3:12 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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