$459,000
4122 Middle River Terrace
Ellenton, FL 34222
Listing updated: June 22, 2026 at 1:18 PM ET
Listing courtesy of Fine Properties · Sharma Ferrugia · MLS #N6144702 · Active · 941-782-0000Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
From the moment you walk through the front door, you'll notice the attention to detail throughout this home. A beautiful chandelier welcomes you into the foyer, while the spacious floor plan offers plenty of room to gather, relax, and entertain. The kitchen is truly the heart of the home, featuring granite countertops, a farmhouse sink, a touch faucet, glass-front cabinetry, pantry storage, and a large breakfast bar that opens to the main living area. The living room is warm and inviting with an electric fireplace and views of the pool area. The primary suite offers direct access to the lanai, a walk-in closet with custom shelving, and an ensuite bath with dual sinks, a garden tub, a walk-in shower, and a private water closet. New carpet has been installed in the bedrooms, and the flexible den can easily serve as a home office, hobby room, or guest space. The outdoor living space is where this home truly shines. Enjoy a heated pool and spa, stamped concrete decking, and a covered lanai designed for year-round enjoyment. Unlike many homes in the community, this property offers exceptional privacy with no rear neighbors, overlooking a peaceful green space and a small lake that creates a beautiful backdrop for everyday living and entertaining. Located in Covered Bridge Estates, residents enjoy access to a community pool, fitness center, tennis courts, basketball court, playground, and park. You'll also appreciate the convenient location just minutes from Ellenton Premium Outlets, shopping, dining, and entertainment, with easy access to I-75 for commuting to Sarasota, St. Petersburg, and Tampa. Gulf beaches, including Anna Maria Island, are just a short drive away.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 22, 2026
- Listed$459,000Jun 22, 2026
- Price increased$459,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Covered Bridge Estates Ph 2
- County
- Manatee
- Year built
- 2001
- Living area
- 2,066 sq ft
- Price/sq ft
- $222
- Building area
- 2,628 sq ft (Public Records)
- Lot size
- 10,023 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12081C0167F)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $4,305 (2025)
- Parcel #
- 746516409
- Zoning
- PDR
- MLS #
- N6144702
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Southeast
- Fireplace
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener
HOA & Financial
- HOA fee
- $250 / Quarterly
- Monthly HOA
- $83/mo
- Total monthly fees
- $83/mo
- Total annual fees
- $1,000
- HOA name
- Derek Draper
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See attached HOA document to view lease restrictions. The leasing restrictions can be found starting on page 100. Covered Bridge : https://www.cbecai.com/
- Approval process
- Application with $100 application fee
Exterior & Construction
- Exterior features
- None
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Bedroom 1 | First | |
| Bedroom 2 | First | |
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bonus Room | First | |
| Living Room | First | |
| Kitchen | First | |
| Dining Room | First |
Listing Details
- Listing date
- 2026-06-15
- On market date
- 2026-06-22
- Original list price
- $459,000
- Occupant type
- Owner
- MLS area
- 34222 - Ellenton
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-06-22
- Tax legal description
- LOT 58 COVERED BRIDGE ESTATES PHASE 2 PI#7465.1640/9
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75, take Exit 224 toward Ellenton/Palmetto/US-301. Head east on US-301. Turn left onto 60th Avenue E, then turn right onto Mendoza Road. Turn left onto 64th Avenue E into the Covered Bridge Estates entrance. Turn left onto Laurel Creek Trail, then turn right onto Middle River Terrace. The home will be on Middle River Terrace.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 22, 2026 at 1:18 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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