406 Palm Avenue, FL
Stellar MLS

$374,900

406 Palm Avenue

Howey In The Hills, FL 34737

Listing updated: June 12, 2026 at 3:18 PM ET

Active
3
Beds
2
Baths
1,588
Sq Ft
0.22
Acres
2006
Built
Water access$236/sqft
Single Family Residence

Property type

2006

Year built

9,375 sqft

Lot size

$236

Price / sq ft

No HOA

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to your next chapter in the heart of charming Howey-in-the-Hills, where small-town charm, modern updates, and freedom from HOA restrictions come together. This beautifully maintained 3-bedroom, 2-bath home with a versatile office/den offers the flexibility of a potential 4th bedroom and is truly move-in ready. From the moment you step inside, you'll appreciate the bright, open floor plan designed for both everyday living and effortless entertaining. The spacious kitchen is the centerpiece of the home, featuring abundant cabinetry, generous counter space, granite countertops installed in 2022, and seamless flow into the living and dining areas. The primary suite offers a relaxing retreat with dual sinks, granite countertops, and plenty of space to unwind. Luxury vinyl plank flooring runs throughout the home, with tile in the wet areas and absolutely no carpet. Step outside and discover a property that's as functional as it is inviting. The fully fenced backyard features dual access gates, making it easy to store a boat, trailer, or recreational vehicles. Enjoy Florida living year-round from the screened front porch, screened rear porch, and expansive 12' x 30' patio. An 8' x 16' storage shed provides additional space for tools, hobbies, or outdoor equipment. These major updates offer peace of mind: New Roof (June 2026) with transferable warranty, HVAC (2022), Water Heater (2022), Interior & Exterior Paint (2022), Tinted Windows for enhanced privacy and energy efficiency. Location is everything, and this home delivers. Just minutes from the Howey boat ramp and the beautiful Harris Chain of Lakes, boating and fishing adventures are always within reach. You'll also enjoy convenient access to Publix, restaurants, shopping, the Florida Turnpike, and some of Central Florida's most popular destinations Whether you're looking for room to grow, space for your toys, or simply a beautifully updated home without HOA fees, opportunities like this don't come around very often. Schedule your private showing today and experience the lifestyle you've been searching for.

Estimated monthly payment

Principal & interest$1,896
Property taxes$235
Home insurance (est.)$172

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 12, 2026
  2. Listed$374,900
    Jun 12, 2026
  3. Price increased$374,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Howey Lake Shore Heights
County
Lake
Year built
2006
Living area
1,588 sq ft
Price/sq ft
$236
Building area
2,426 sq ft (Public Records)
Lot size
9,375 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12069C0485E)
Garage
2 spaces
Annual taxes
$2,815 (2025)
Parcel #
25-20-25-0500-C05-00200
Zoning
SF-4
MLS #
O6416440

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Off Street, On Street, Oversized

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please check county regulations.

Exterior & Construction

Exterior features
Rain Barrel/Cistern(s), Rain Gutters, Sidewalk, Sliding Doors, Storage
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst16x13
KitchenFirst12x12
Primary BedroomFirst18x11
Bedroom 2First12x10
Bedroom 3First12x10
Dining RoomFirst14x11

Listing Details

Listing date
2026-06-12
On market date
2026-06-12
Original list price
$374,900
Occupant type
Owner
MLS area
34737 - Howey In The Hills
Listing AOR
Orlando Regional
Status changed
2026-06-12
Tax legal description
HOWEY LAKE SHORE HEIGHTS S 1/2 OF LOT 2 LOT 3 BLK C-5 PB 12 PG 10 ORB 5958 PG 1718

Flood risk

Minimal riskFEMA Zone XPanel 12069C0485E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US 27 to HWY 19 Towards Howey in the Hills, second house on right as you enter Howey in the Hills

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 12, 2026 at 3:18 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA