4978 91st Street, FL
Stellar MLS

$289,900

4978 91st Street

Ocala, FL 34476

Listing updated: June 12, 2026 at 6:52 AM ET

Active
3
Beds
2
Baths
1,626
Sq Ft
0.21
Acres
2022
Built
$178/sqft
Single Family Residence

Property type

2022

Year built

9,148 sqft

Lot size

$178

Price / sq ft

$53/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Better than new and move-in ready! Built in 2022, this upgraded home sits on a larger lot than many nearby new construction properties and offers a fully fenced backyard, low HOA, and numerous improvements already completed. Featuring luxury vinyl plank flooring throughout with no carpet, the open-concept floor plan provides a seamless flow between the living, dining, and kitchen areas. The kitchen includes granite countertops, a large center island, stainless steel appliances, and abundant wood cabinetry. Additional interior features include ceiling fans throughout, brushed nickel Delta fixtures, and double-row shelving in all closets. Enjoy outdoor living with a covered 10’ x 12’ patio, two additional 10’ x 12’ concrete pads, and a spacious backyard with a 6-foot privacy fence. Additional upgrades include seamless rain gutters and an extended 2-car garage with added electrical outlets and EV charging capability. Why wait for new construction and then pay extra for fencing, gutters, and outdoor improvements? This home offers the benefits of newer construction with valuable upgrades already in place, all conveniently located near shopping, dining, medical facilities, and major roadways.

Estimated monthly payment

Principal & interest$1,466
Property taxes$284
Home insurance (est.)$133
HOA dues$53

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 11, 2026
  2. Listed$289,900
    Jun 11, 2026
  3. Price increased$289,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Oaks/Ocala Xings South Ph 1
County
Marion
Year built
2022
Living area
1,626 sq ft
Price/sq ft
$178
Building area
2,435 sq ft (Public Records)
Lot size
9,148 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0708E)
Garage
2 spaces
Annual taxes
$3,409 (2025)
Parcel #
3573-004-010
Zoning
PUD
MLS #
OM726343

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), High Ceilings, Open Floorplan, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Electric Vehicle Charging Station(s), Garage Door Opener, Oversized

HOA & Financial

HOA fee
$640 / Annually
Monthly HOA
$53/mo
Total monthly fees
$53/mo
Total annual fees
$640
HOA name
Rebecca McCray
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please verify lease restrictions with HOA.
Approval process
Please verify with HOA.

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Sliding Doors, Sprinkler Metered
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryHammett Bowen Jr. ElementaryGreatSchools ↗
MiddleBLiberty Middle SchoolGreatSchools ↗
High SchoolWest Port High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Primary BathroomFirst
Bedroom 2First
Bedroom 3First
Bathroom 2First
KitchenFirst
Living RoomFirst

Listing Details

Listing date
2026-06-10
On market date
2026-06-11
Original list price
$289,900
Occupant type
Owner
MLS area
34476 - Ocala
Listing AOR
Orlando Regional
Status changed
2026-06-11
Tax legal description
SEC 21 TWP 16 RGE 21 PLAT BOOK 014 PAGE 012 OAKS AT OCALA CROSSINGS SOUTH PH ONE BLK D LOT 10

Flood risk

Minimal riskFEMA Zone XPanel 12083C0708E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75, West on SR 200, turn left at SW 60th Ave, turn left on SW 80th Street, turn right on SW 49th Ave, turn right on SW 90th Street, turn left on SW 50th Court, turn left on SW 90th Place, follow curve, turn right on 91st Street, home is second home on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 12, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA