$1,450,000
521 Cummings Street
Sarasota, FL 34242
Listing updated: July 5, 2026 at 6:47 AM ET
Listing courtesy of Premier Sotheby'S International Realty · Judie Berger · MLS #A4696604 · Active · 941-364-4000Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Tucked away on a quiet cul-de-sac on north Siesta Key, this Key West-inspired canal-front retreat captures the ease of casual island living with boating water, inviting outdoor spaces, and easy access to Siesta Village, the famous white quartz sands of Siesta Beach and the azure waters of the Gulf. Set along 95 feet of private canal frontage just off the Grand Canal, the property offers a dock, covered 5,000-pound boat lift and direct access to the Intracoastal Waterway, creating an ideal setting for those who want to enjoy the water from their own backyard. Designed for effortless indoor-outdoor living, the home features an expansive elevated deck and contemporary cable railings overlooking the canal and surrounding natural scenery, a heated pool with a cascading stone waterfall, a covered bar area and a fenced, low-maintenance yard surrounded by tropical landscaping. Whether hosting friends, relaxing after a day on the boat or enjoying the island breeze, the outdoor areas offer a private, versatile setting for everyday enjoyment. Inside, vaulted ceilings, a neutral palette and an open-concept layout create a light, comfortable atmosphere. The kitchen is positioned at the heart of the home and features granite countertops, stainless steel appliances, dual sinks, a center island with a JennAir cooktop, and a breakfast bar that connects easily to the main living and dining areas. A wood-burning fireplace adds warmth and character to the gathering space. The primary suite offers a peaceful retreat with sliding glass doors opening to a screened lanai, along with an en-suite bath featuring dual vanities, a walk-in shower and a charming window seat. Two additional bedrooms are thoughtfully positioned in their own wing with a full bath and convenient laundry room nearby. Additional features include impact glass on most openings, hurricane-rated doors, metal roof, Nichiha siding, Trex decking, cable railings, two garages, and a full pool bath, bonus room and storage area on the ground level. Positioned at one of the highest elevations on the street, the home offers added peace of mind in storm season. Just a short distance from Siesta Key’s renowned beaches, vibrant Village dining, boutiques and nightlife, this move-in-ready waterfront home offers exceptional flexibility as a full-time residence, seasonal getaway or investment opportunity in one of Sarasota’s most beloved island communities. Close to the Out-of-Door Academy’s lower school, and only 15 minutes by car to vibrant downtown Sarasota’s restaurants, shopping and entertainment.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJul 4, 2026
- Listed$1,450,000Jul 4, 2026
- Price increased$1,450,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Cumulative DOM
- 220
- Subdivision
- Ocean Beach Rep
- County
- Sarasota
- Year built
- 1983
- Living area
- 2,500 sq ft
- Price/sq ft
- $580
- Building area
- 4,795 sq ft (Public Records)
- Lot size
- 9,500 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- A12 (12115C0141G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $7,154 (2025)
- Parcel #
- 0079140013
- Zoning
- RSF2
- MLS #
- A4696604
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Ceramic Tile, Laminate
- Appliances
- Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Multi/Split
- Direction faces
- Southeast
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric, Ductless
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Boat, Driveway, Garage Door Opener, Ground Level, Oversized, Parking Pad
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See Sarasota County's rental restrictions.
Exterior & Construction
- Exterior features
- Balcony, Sliding Doors
- Construction materials
- Concrete, Stucco, Frame
- Roof
- Metal
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | Second | 17x15 |
| Dining Room | Second | 20x14.5 |
| Kitchen | Second | 20x13 |
| Primary Bedroom | Second | 18x14 |
| Primary Bathroom | Second | 16x9 |
| Bedroom 2 | Second | 12x11.5 |
| Bedroom 3 | Second | 12x11.5 |
| Bathroom 2 | Second | |
| Laundry | Second | 8x6 |
| Bonus Room | First | |
| Bathroom 3 | First |
Listing Details
- Listing date
- 2026-06-30
- On market date
- 2026-07-04
- Original list price
- $1,450,000
- Occupant type
- Vacant
- MLS area
- 34242 - Sarasota/Crescent Beach/Siesta Key
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-07-04
- Tax legal description
- LOT 11 OCEAN BEACH REPLAT NO 2
Flood risk
See FEMA for this zone’s designation and insurance requirements.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From 41 and Siesta Drive - head west over the Siesta Dr (north) bridge, bear left on the curve (Higel Ave.), go straight through the traffic light to the circle, and bear right at Ocean Blvd. Turn left on Gleason, and left on Cummings. House is at the end on the left.
More homes like this
$811,000
4424 Friar Tuck Ln
Sarasota, FL 34232
4 bd · 3 ba · 2,522 sqft
Sherwood Forest
MLS ID #A4698431, SAVVY AVENUE, LLC.
Listing provided by Stellar MLS
$499,000
4320 Marcott Cir
Sarasota, FL 34233
3 bd · 2 ba · 1,787 sqft
Seville At Center Gate
MLS ID #A4697434, BROKER & BAKER INTERNATIONAL REALTY.
Listing provided by Stellar MLS
$470,000
3522 Ferndell
Sarasota, FL 34235
3 bd · 2 ba · 1,998 sqft
The Meadows
MLS ID #TB8482180, RE/MAX REALTY UNLIMITED.
Listing provided by Stellar MLS
$649,800
1510 Pelican Point Dr #Ba270
Sarasota, FL 34231
3 bd · 3 ba · 1,635 sqft
Pelican Cove Vi
MLS ID #A4684690, DELUCA REALTY INC.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 5, 2026 at 6:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA