860 12th Avenue, FL860 12th Avenue, FL860 12th Avenue, FL
Stellar MLS
1 / 18

$400,000

860 12th Avenue

St Petersburg, FL 33701

Listing updated: June 26, 2026 at 6:53 AM ET

Active
Stellar MLSListing courtesy of Compass Florida Llc · Zach Steinberger · MLS #TB8517559 · Active · 727-380-2067
2
Beds
2
Baths
788
Sq Ft
0.03
Acres
1930
Built
Fireplace$508/sqft360° tour
Duplex

Property type

1930

Year built

1,259 sqft

Lot size

$508

Price / sq ft

No HOA

HOA dues

1

Day on market

X

Flood zone

About this home

Rare Crescent Lake Duplex Opportunity | Income-Producing Property with Seller Financing Available! 860 12th Avenue N presents an exceptional opportunity to acquire a versatile income-producing duplex in the heart of Crescent Lake. Whether you're an investor seeking strong rental potential, a buyer looking to offset ownership costs through a house-hack strategy, or someone envisioning a multi-generational living arrangement, this unique property offers an incredible combination of flexibility, location, and long-term upside. Adding to its appeal, the neighboring single-family residence at 1162 Highland Street N is also being offered for sale, creating a rare opportunity to acquire two adjacent properties and establish a private compound, expand an investment portfolio, or create a truly unique live-work or multi-property income strategy. Creative seller financing is available on either or both properties. The duplex features two distinct living spaces thoughtfully designed to maximize functionality and appeal. The ground-floor studio apartment offers a comfortable and private retreat complete with a charming screened-in porch—an inviting space for morning coffee, evening relaxation, or additional outdoor living. Upstairs, the spacious 2-bedroom, 1-bathroom residence enjoys an abundance of natural light and opens to a private balcony, providing an ideal setting to enjoy Florida's year-round sunshine and neighborhood views. Properties offering this level of flexibility in Crescent Lake are increasingly difficult to find. Live in one unit while generating income from the other, lease both units for investment returns, accommodate extended family, or capitalize on the opportunity to acquire both neighboring properties and unlock even greater possibilities. Located just moments from Crescent Lake Park, downtown St. Petersburg, award-winning restaurants, vibrant shopping, waterfront parks, and the city's thriving arts and cultural scene, this is more than an investment opportunity—it's a chance to secure a foothold in one of Tampa Bay's most sought-after neighborhoods with exceptional upside and endless potential.

Local Insight

This 1930s duplex in downtown St. Petersburg is priced at $508/sqft—significantly above the area median—so you're paying for location and the potential for rental income rather than square footage or modern updates. The X flood zone rating is a genuine advantage in this neighborhood, but the tiny 0.03-acre lot and age of the structure mean you should budget seriously for deferred maintenance and verify what kind of rental history or potential exists before committing. The dual-unit setup could work well if you're looking to owner-occupy one side and rent the other, but get a detailed inspection focused on the foundation, electrical, and plumbing given the 1930 build date.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,023
Property taxes$262
Home insurance (est.)$183

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 25, 2026
  2. Listed$400,000
    Jun 25, 2026
  3. Price increased$400,000

Facts & features

Property type
Residential Income
Sub type
Duplex
Status
Active
Days on market
1
Subdivision
Bobbitts Sub
County
Pinellas
Year built
1930
Living area
788 sq ft
Price/sq ft
$508
Building area
1,216 sq ft (Public Records)
Lot size
1,259 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0217H)
Annual taxes
$3,141 (2025)
Parcel #
18-31-17-09504-000-0082
MLS #
TB8517559

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
2
Flooring
Tile, Vinyl
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Window Treatments
Laundry
Inside
Stories / Levels
Two
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air, Wall/Window Unit(s)

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, Owner Financing
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting, Sidewalk
Construction materials
Frame
Roof
Shingle
Foundation
Stilt/On Piling
Road surface
Asphalt, Brick

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Listing Details

Listing date
2026-06-25
On market date
2026-06-25
Original list price
$400,000
MLS area
33701 - St Pete
Listing AOR
Suncoast Tampa
Status changed
2026-06-25
Tax legal description
BOBBITT'S SUB E 26FT OF W 62.5FT OF LOT 8 (PER O.R. 7860/900)

Flood risk

Minimal riskFEMA Zone XPanel 12103C0217H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 9th St N, turn left on 12th Ave N, and property is on the right.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 26, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA