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$189,900

714 Terrace Ridge Circle

Davenport, FL 33896

Listing updated: August 6, 2026 at 8:39 AM ET

Active

Listing courtesy of Champion Homes · Brandy Murphy · MLS #S5151621 · Active · 863-420-0007

Beds

Baths

1,276

Sq Ft

0.02

Acres

2005

Built

◆$149/sqft◆360° tour

Condominium

Property type

2005

Year built

684 sqft

Lot size

$149

Price / sq ft

No HOA

HOA dues

Days on market

Garage spaces

Flood zone

About this home

MAJOR REDUCTION…Garage included…. Fully furnished 2-bedroom, 2-bathroom second-floor condo located in the gated community of Terrace Ridge with great amenities. The building offers an elevator for ease of access. This spacious floor plan features an open living and dining area with sliding glass doors leading to a private balcony overlooking the community pool. The balcony is East facing. The well-appointed primary suite offers a large walk-in closet with a unique owner’s storage extension located at the back giving additional storage plus an en-suite bath featuring a double vanity, walk-in shower, and a garden tub with shower. The split-bedroom layout provides privacy and comfort for residents and guests alike. Kitchen is open to living & dining with a bar top for additional seating and just off dining area there is another counter that can be used as a desk or storage. Additional highlights include an inside laundry area, mechanical closet and two additional storage closets conveniently located near the entry to the unit right off the kitchen. An uncommon and highly desirable feature of this unit is the PRIVATE GARAGE that conveys with the purchase. Residents enjoy access to a community pool, hot tub, volleyball court, clubhouse, and fitness center. Monthly fees include water, sewer, basic cable/internet and valet trash service for added convenience. Whether you're looking for a primary residence, vacation home, or investment property, this move-in-ready condo offers comfort, convenience, and exceptional location. This is an ever growing area with easy access to shopping, dining, medical and I-4 access. About half way between Orlando & Tampa. Short Term Rental Approved.

Estimated monthly payment

Principal & interest$960

Property taxes$68

Home insurance (est.)$87

Down payment

20%

$37,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history54 days on market

Status: Active
Jun 14, 2026
Listed$210,000
Jun 13, 2026
Price reduced$189,900

Facts & features

Property type: Residential
Sub type: Condominium
Status: Active
Days on market: 54
Subdivision: Terrace Ridge At Town Center East
County: Polk
Year built: 2005
Living area: 1,276 sq ft
Price/sq ft: $149
Lot size: 684 sq ft
Lot category: 0 to less than 1/4
Flood zone: X
Garage: 2 spaces
Annual taxes: $814 (2025)
Parcel #: 02-26-27-701011-004220
Zoning: RC
MLS #: S5151621

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Carpet, Ceramic Tile, Laminate
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), Window Treatments
Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
Stories / Levels: Three Or More
Direction faces: East

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: No

HOA & Financial

Total monthly fees: $587/mo
Total annual fees: $7,044
HOA name: Margaret Lapinsky
CDD: No
Homestead exemption: Yes
Min lease term: 1-7 Days
Listing terms: Cash, Conventional, VA Loan
Ownership: Condominium
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Community is short term re tap approved. Association to provide any current restrictions.

Exterior & Construction

Exterior features: Balcony, Sidewalk, Sliding Doors
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: None
Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed: Breed Restrictions, Size Limit

Room Details

Room	Level	Dimensions
Kitchen	First	11x10
Living Room	First	13x10
Primary Bedroom	First	16x12
Bedroom 2	First

Listing Details

Listing date: 2026-06-13
On market date: 2026-06-13
Original list price: $210,000
Occupant type: Vacant
MLS area: 33896 - Davenport / Champions Gate
Listing AOR: Osceola
Status changed: 2026-06-14
Tax legal description: TERRACE RIDGE AT TOWN CENTER EAST, A CONDOMINIUM OR 6192 PGS 1845 THRU 1901 UNIT 422 & AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Exit I-4 at 532 (Osceola Polk Line Rd), proceed East to Old Lake Wilson Rd, Turn Left onto Town Center Blvd. Turn Left to Terrace Ridge Circle. Go through gates and follow roundabout to the left to building 7, 2nd Floor.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 6, 2026 at 8:39 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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