$399,900
826 Franklin Circle
Palm Harbor, FL 34683
Listing updated: June 13, 2026 at 11:25 AM ET
Listing courtesy of Charles Rutenberg Realty Inc · Tabitha Crewe · MLS #TB8517374 · Pending · 727-538-9200Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage space
Flood zone
About this home
Under contract-accepting backup offers. Welcome home to this beautifully updated 3-bedroom, 2-bathroom home ideally located just minutes from the area's sugary white sand beaches and situated within highly sought-after A-rated school zones. Combining modern upgrades, low-maintenance living, and an unbeatable location, this home offers exceptional value and lifestyle appeal. Step inside to discover an inviting open-concept layout with a desirable split-bedroom floor plan, creating the perfect balance of comfortable everyday living and private retreats. Luxury vinyl plank flooring and ceramic tile flow seamlessly throughout the home, providing both durability and timeless style with no carpet to maintain. The beautifully renovated kitchen serves as the heart of the home and features custom wood cabinetry, stunning Quartz countertops, and ample space for cooking, entertaining, and gathering with family and friends. Matching custom wood cabinets and Quartz countertops continue into both bathrooms, creating a cohesive and upscale feel throughout. Enjoy outdoor living in the fully fenced backyard, ideal for pets, play, gardening, or relaxing in your own private oasis. Pet lovers will appreciate the community's dog run and pet-friendly atmosphere. One of the standout features of this home is the incredible value provided by the HOA. The monthly fee covers the community pool, high-speed internet, water, sewer, trash service, and complete exterior lawn maintenance—including the backyard. This comprehensive package allows for a truly low-maintenance lifestyle, giving you more time to enjoy the beach, local dining, outdoor recreation, and all the activities that make coastal living so desirable. Whether you're searching for a primary residence, vacation home, or investment property, this move-in-ready home offers the perfect combination of location, upgrades, convenience, and value.
Local Insight
At $317/sqft, this 1988 home is competitively priced for the Palm Harbor market, but you're getting a smaller lot (0.13 acres) in a planned community with a $375 monthly HOA—so factor that ongoing cost into your true monthly expense before comparing to single-family homes without association fees. The X flood zone rating is a major advantage for this price point in the Tampa Bay area, and the solid school assignments are a plus if that matters to your household. The real question is whether the compact footprint and age work for your needs, since you're essentially paying for location and low flood risk rather than square footage or recent updates.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: PendingJun 13, 2026
- Listed$399,900Jun 12, 2026
- Price increased$399,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 1
- Subdivision
- Franklin Square Ph Iii
- County
- Pinellas
- Year built
- 1988
- Living area
- 1,263 sq ft
- Price/sq ft
- $317
- Building area
- 1,590 sq ft (Public Records)
- Lot size
- 5,467 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0067H)
- Garage
- 1 spaces
- Annual taxes
- $5,185 (2025)
- Parcel #
- 13-28-15-29379-000-0320
- Zoning
- RPD-5
- MLS #
- TB8517374
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Open Floorplan, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $375 / Monthly
- Monthly HOA
- $375/mo
- Total monthly fees
- $375/mo
- Total annual fees
- $4,500
- HOA name
- Proactive Management Company/ Anthony Iovino
- CDD
- No
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- 2 years of ownership prior to leasing.
- Approval process
- Contract HOA for complete leasing process and rules.
Exterior & Construction
- Exterior features
- Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- BB/HS Internet Available
Community
- Pets allowed
- Breed Restrictions, Cats OK, Dogs OK, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 14.5x20 |
| Dining Room | First | 14x10 |
| Living Room | First | 15x10 |
| Primary Bedroom | First | 13.5x12 |
| Bedroom 2 | First | 10x16 |
Listing Details
- Listing date
- 2026-06-12
- On market date
- 2026-06-12
- Original list price
- $399,900
- Occupant type
- Vacant
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-13
- Tax legal description
- FRANKLIN SQUARE PHASE III LOT 32
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Drive North on CR 1. Turn Right on Jackson st. Turn right on Franklin Cir. Arrive at property.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 13, 2026 at 11:25 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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