$520,000
4941 Cardinal Trail
Palm Harbor, FL 34683
Listing updated: July 21, 2026 at 3:37 AM ET
Listing courtesy of Mark Spain Real Estate · Sandra Kehoe · MLS #TB8516860 · Active · 855-299-7653Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Move-in ready with a 2021 roof, 2021 HVAC, and the rare opportunity for eligible buyers to assume a transferable flood insurance policy with an annual premium of approximately $1,757. Located in the highly desirable, golf-cart-friendly Blue Jay Woodlands community, this 4-bedroom, 3-bath split-level home offers 2,175 square feet of flexible living space on an oversized corner lot just 0.1 miles from the residents-only boat ramp with Gulf access. Inside, vaulted ceilings, a wood-burning fireplace, and a private ground-level suite with its own entrance provide exceptional flexibility for multigenerational living, guests, a home office, or income-producing potential where permitted. Step outside to your fully fenced backyard featuring a saltwater pool, covered patio, and enclosed boat/toy storage. With major system updates already complete, versatile living spaces, boating access, EV charging, and long-term ownership value, this Palm Harbor home is ready to welcome its next owner
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history43 days on market
- Status: ActiveJun 8, 2026
- Listed$530,000Jun 8, 2026
- Price reduced$520,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 43
- Cumulative DOM
- 106
- Subdivision
- Blue Jay Woodlands Ph 1
- County
- Pinellas
- Year built
- 1981
- Living area
- 2,175 sq ft
- Price/sq ft
- $239
- Building area
- 3,264 sq ft (Public Records)
- Lot size
- 7,928 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE/X
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $8,018 (2025)
- Parcel #
- 23-27-15-09420-000-0320
- Zoning
- R-3
- MLS #
- TB8516860
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Carpet, Linoleum, Tile
- Appliances
- Dishwasher, Dryer, Microwave, Refrigerator, Washer
- Interior features
- Thermostat
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- West
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bedroom 4 | First | |
| Bathroom 1 | First | |
| Bathroom 2 | First | |
| Bathroom 3 | First | |
| Kitchen | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-06-08
- On market date
- 2026-06-08
- Original list price
- $530,000
- Occupant type
- Owner
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-08
- Tax legal description
- BLUE JAY WOODLANDS- PHASE 1 LOT 32
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
To get to 4941 Cardinal Trail in Palm Harbor, FL: From US-19 N: Head north on US-19 N. Turn left (west) onto Tarpon Avenue. Turn left (south) onto Alt US-19 S. Travel about 1.5 miles, then turn right onto Baywood Drive. Take a right onto Cardinal Trail. From Downtown Palm Harbor: Head north on Alt US-19 N / Florida Ave. Turn left onto Baywood Drive, then turn right onto Cardinal Trail. The property sits on your right at the corner of Cardinal Trail and Flamingo Circle in the Blue Jay Woodlands community.
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 21, 2026 at 3:37 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA