4941 Cardinal Trail, FL4941 Cardinal Trail, FL4941 Cardinal Trail, FL
Stellar MLS
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$520,000

4941 Cardinal Trail

Palm Harbor, FL 34683

Listing updated: June 29, 2026 at 5:30 PM ET

Active
Stellar MLSListing courtesy of Mark Spain Real Estate · Sandra Kehoe · MLS #TB8516860 · Active · 855-299-7653
4
Beds
3
Baths
2,175
Sq Ft
0.18
Acres
1981
Built
Fireplace$239/sqft
Single Family Residence

Property type

1981

Year built

7,928 sqft

Lot size

$239

Price / sq ft

No HOA

HOA dues

21

Days on market

2

Garage spaces

AE/X

Flood zone

About this home

Experience the ultimate coastal lifestyle in the highly desirable, golf-cart-friendly community of Blue Jay Woodlands! This unique 4-bedroom, 3-bathroom split-level home sits on an oversized corner lot and offers the boating lifestyle without the heavy price tag. A residents-only boat ramp providing direct Gulf of Mexico access is located just 0.1 miles away, and the property features built-in enclosed boat/toy storage. The flexible floor plan showcases a spacious living room with a wood-burning fireplace, vaulted ceilings, and a private ground-level suite complete with its own entrance—ideal for multi-generational living or rental potential. Major systems offer total confidence with a 2021 roof, 2021 HVAC, and EV charging. Step outside to your private, fully fenced backyard oasis featuring a saltwater pool and a covered patio. A very low transferable flood insurance policy is available.

Estimated monthly payment

Principal & interest$2,629
Property taxes$668
Home insurance (est.)$238

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history21 days on market

  1. Status: Active
    Jun 8, 2026
  2. Listed$530,000
    Jun 8, 2026
  3. Price reduced$520,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
21
Cumulative DOM
84
Subdivision
Blue Jay Woodlands Ph 1
County
Pinellas
Year built
1981
Living area
2,175 sq ft
Price/sq ft
$239
Building area
3,264 sq ft (Public Records)
Lot size
7,928 sq ft
Lot category
0 to less than 1/4
Flood zone
AE/X
Garage
2 spaces
Annual taxes
$8,018 (2025)
Parcel #
23-27-15-09420-000-0320
Zoning
R-3
MLS #
TB8516860

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Linoleum, Tile
Appliances
Dishwasher, Dryer, Microwave, Refrigerator, Washer
Interior features
Thermostat
Laundry
Inside
Stories / Levels
One
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Schools

ElementarySunset Hills Elementary-PNGreatSchools ↗
MiddleTarpon Springs Middle-PNGreatSchools ↗
High SchoolTarpon Springs High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
Bedroom 4First
Bathroom 1First
Bathroom 2First
Bathroom 3First
KitchenFirst
Living RoomFirst

Listing Details

Listing date
2026-06-08
On market date
2026-06-08
Original list price
$530,000
Occupant type
Owner
MLS area
34683 - Palm Harbor
Listing AOR
Orlando Regional
Status changed
2026-06-08
Tax legal description
BLUE JAY WOODLANDS- PHASE 1 LOT 32

Flood risk

High riskFEMA Zone AE/X

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

To get to 4941 Cardinal Trail in Palm Harbor, FL: From US-19 N: Head north on US-19 N. Turn left (west) onto Tarpon Avenue. Turn left (south) onto Alt US-19 S. Travel about 1.5 miles, then turn right onto Baywood Drive. Take a right onto Cardinal Trail. From Downtown Palm Harbor: Head north on Alt US-19 N / Florida Ave. Turn left onto Baywood Drive, then turn right onto Cardinal Trail. The property sits on your right at the corner of Cardinal Trail and Flamingo Circle in the Blue Jay Woodlands community.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 29, 2026 at 5:30 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA