5855 Midnight Pass Road, FL
Stellar MLS

$799,000

5855 Midnight Pass Road

Sarasota, FL 34242

Active
2
Beds
2
Baths
1,152
Sq Ft
24
Acres
1976
Built
Waterfront55+ community24 acres$694/sqft360° tour
Condominium

Property type

1976

Year built

1,056 sqft

Lot size

$694

Price / sq ft

$572/mo

HOA dues

1

Day on market

AE

Flood zone

About this home

Rare Opportunity in the Heart of Siesta Key – Harbor Towers, Unit 108 2 Bedrooms | 2 Bathrooms | 1,152 Sq Ft A/C + 540 Sq Ft Private Patio Experience luxury waterfront living at its finest. This beautifully designed, fully furnished unit features soaring 9-ft ceilings, hurricane impact windows, and stunning floor-to-ceiling sliders valued at $100,000 — all framing breathtaking panoramic marina views. Step outside to your private 540 sq ft patio, your personal oasis overlooking the marina. Harbor Towers offers world-class amenities including a full Precor fitness center, heated pool, club lounge, marina, kayak launch, BBQ area, waterside pavilion, and 3 lighted har-tru tennis courts. All assessments paid. This is your chance to own a piece of paradise on one of the most sought-after keys in Florida. Schedule your private showing today!

Local Insight

At $694/sqft for a 1976 unit in an AE flood zone, you're paying for waterfront location and 55+ lifestyle rather than modern construction—factor in mandatory flood insurance costs and potential elevation requirements before committing. The $572 monthly HOA on a 24-acre community is reasonable, but confirm what amenities and structural reserves actually cover, since older waterfront buildings can face surprise assessments for major repairs or compliance work. The real question is whether you need 55+ living specifically; if not, this price point might get you newer construction with less flood risk just a mile inland.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$4,040
Property taxes$417
Home insurance (est.)$366
HOA dues$572

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 4, 2026
  2. Listed$799,000
    Jun 4, 2026
  3. Price increased$799,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
1
Subdivision
Harbor Towers Y & R
County
Sarasota
Year built
1976
Living area
1,152 sq ft
Price/sq ft
$694
Building area
1,701 sq ft (Appraiser)
Lot size
1,056 sq ft
Flood zone
AE
Annual taxes
$5,002 (2025)
Parcel #
0105134006
Zoning
RMF3
MLS #
O6413896

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo
Laundry
Inside
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Attached garage
Yes
Parking features
Assigned

HOA & Financial

HOA fee
$1,717 / Quarterly
Monthly HOA
$572/mo
Total monthly fees
$572/mo
Total annual fees
$6,870
HOA name
Harbor Towers Owners Ass/Annie Marlowe
CDD
No
Min lease term
2 Weeks
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Contact Association
Approval process
There is a waiting list for Marina Boat Slips and Kayak Storage. Buyer to check with the association for current fees

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Stucco
Roof
Built-Up
Foundation
Slab
Waterfront
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
No
Senior community
Yes

Schools

ElementaryPhillippi Shores ElementaryGreatSchools ↗
MiddleBrookside MiddleGreatSchools ↗
High SchoolSarasota HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst8x8
Living RoomFirst12x22
Primary BathroomFirst
Primary BedroomFirst15x13
Balcony/Porch/LanaiFirst9x9

Listing Details

Listing date
2026-06-04
On market date
2026-06-04
Original list price
$799,000
Occupant type
Vacant
MLS area
34242 - Sarasota/Crescent Beach/Siesta Key
Listing AOR
Orlando Regional
Status changed
2026-06-04
Tax legal description
UNIT GP08 HARBOR TOWERS YACHT & RACQUET CLUB

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Stickney Pt. Rd - turn right on Midnight Pass Rod. Turn Right into Harbor Towers community.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA