


$424,900
12716 91st Terrace Road
Summerfield, FL 34491
Listing updated: August 31, 2026 at 11:29 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. *VIRTUALLY STAGED | GOLF COURSE FRONTAGE | EXPANDED HANOVER WITH BONUS ROOM!** Discover spacious Florida living in this beautifully maintained **3-bedroom, 2-bath Expanded Hanover** overlooking the **Memorial Golf Course** in Del Webb Spruce Creek Golf & Country Club, a premier 55+ gated community in Summerfield. A designer-painted driveway and walkway, decorative concrete curbing, attractive landscaping, and impressive **double leaded-glass entry doors** create a welcoming first impression. The oversized garage is another standout feature, offering a dedicated golf cart garage plus an additional six feet of depth for extra storage, hobbies, or workspace. Inside, the home offers a bright, open layout with **no carpet anywhere**. Hardwood flooring extends throughout all three bedrooms and the bonus/family room, while tile flooring complements the remaining living areas. Neutral finishes and abundant natural light provide an inviting backdrop ready for your personal style. The spacious kitchen features rich dark maple cabinetry with convenient pull-out shelving, Corian countertops, white appliances, and additional built-in cabinetry in the breakfast nook. An open connection to the main living areas makes entertaining easy, while the separate formal dining room provides additional space for holiday dinners and special gatherings. Adding even more versatility is the **bonus/family room addition completed in 2010**. Whether you envision a second TV room, home office, hobby or craft space, reading room, or comfortable area for guests, this additional living space allows the home to adapt to your needs. One of the home's greatest features awaits out back. Step onto the **screened lanai and enjoy relaxing views of the Memorial Golf Course**—an ideal setting for morning coffee, afternoon relaxation, outdoor dining, or unwinding at the end of the day. Major improvements add even more value, including a **2021 roof, 2018 HVAC system, tankless water heater, and whole-house water filtration system**. With an expanded floor plan, flexible bonus space, oversized garage, golf cart parking, no carpet, valuable system updates, and a beautiful golf-course setting, this home offers an appealing combination of **space, functionality, and location** within Del Webb Spruce Creek Golf & Country Club.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history87 days on market
- Status: ActiveJun 5, 2026
- Listed$424,900Jun 5, 2026
- Price increased$424,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 87
- Subdivision
- Spruce Creek Gc
- County
- Marion
- Year built
- 2004
- Living area
- 2,128 sq ft
- Price/sq ft
- $200
- Building area
- 3,030 sq ft (Public Records)
- Lot size
- 8,712 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0745D)
- Garage
- 3 spaces
- Annual taxes
- $3,615 (2025)
- Parcel #
- 6113-088-000
- Zoning
- PUD
- MLS #
- OM726021
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Wood
- Appliances
- Dishwasher, Dryer, Gas Water Heater, Microwave, Tankless Water Heater, Washer, Water Filtration System
- Interior features
- Built-in Features, Ceiling Fans(s), High Ceilings, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Natural Gas
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Golf Cart Garage, Oversized
HOA & Financial
- HOA fee
- $214 / Monthly
- Monthly HOA
- $214/mo
- Total monthly fees
- $214/mo
- Total annual fees
- $2,568
- HOA name
- Nicole Arias
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See deed restrictions
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Dogs OK, Number Limit
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Dining Room | First | 11.6x14 |
| Kitchen | First | 10x11 |
| Great Room | First | 16.4x18.8 |
| Bonus Room | First | 10x17 |
| Dinette | First | 10x9 |
| Primary Bedroom | First | 16.6x13.4 |
| Bedroom 2 | First | 11x12 |
| Bedroom 3 | First | 10.6x11 |
| Balcony/Porch/Lanai | First | 10x15 |
Listing Details
- Listing date
- 2026-06-05
- On market date
- 2026-06-05
- Original list price
- $424,900
- Occupant type
- Vacant
- MLS area
- 34491 - Summerfield
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-06-05
- Tax legal description
- SEC 03 TWP 17 RGE 23 PLAT BOOK 006 PAGE 020 SPRUCE CREEK COUNTRY CLUB TORREY PINES LOT 88
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Hwy 441 to entrance of Del Webb Spruce Creek, follow Del Webb Blvd, continue past the 2nd stop sign, make a left onto SE 91st Terrace Rd., follow to home on right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 31, 2026 at 11:29 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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