12716 91st Terrace Road, FL
Stellar MLS

$424,900

12716 91st Terrace Road

Summerfield, FL 34491

Listing updated: June 6, 2026 at 6:52 AM ET

Active
3
Beds
2
Baths
2,128
Sq Ft
0.2
Acres
2004
Built
55+ community3-car garage$200/sqft360° tour
Single Family Residence

Property type

2004

Year built

8,712 sqft

Lot size

$200

Price / sq ft

$214/mo

HOA dues

1

Day on market

3

Garage spaces

X

Flood zone

About this home

One or more photo(s) has been virtually staged. Stunning Expanded Hanover Floor Plan | 3 Bedrooms + Bonus Room | Golf Course Frontage. Enjoy resort-style living in this beautifully maintained three-bedroom, two-bath expanded Hanover model with a bonus/family room, perfectly positioned on the Memorial Golf Course within Del Webb Spruce Creek Golf & Country Club, one of Central Florida’s premier 55+ gated communities. Built in 2004 and thoughtfully updated, this home offers exceptional curb appeal with a designer-painted driveway and walkway, decorative concrete curbing, and impressive double leaded-glass entry doors that create a grand first impression. The expanded garage features a dedicated golf cart garage and an additional six feet of depth, providing outstanding storage and workspace. Inside, the open and inviting floor plan showcases hardwood flooring throughout all three bedrooms and the bonus room, with tile flooring throughout the remaining living areas—no carpet anywhere. Neutral paint tones and abundant natural light enhance the home’s warm and welcoming atmosphere. The spacious kitchen is designed for both everyday living and entertaining, featuring rich dark maple cabinetry with pull-out shelving, Carian countertops, additional built-in cabinetry in the breakfast nook, and a seamless flow into the great room and dining spaces. A separate formal dining room provides the perfect setting for family gatherings and holiday celebrations. The bonus/family room addition, completed in 2010, offers flexible space ideal for a media room, hobby area, home office, or additional living space. Retreat to the screened Lanai and enjoy peaceful golf course views overlooking the Memorial Course, providing the perfect backdrop for morning coffee, outdoor dining, or taking in Florida’s beautiful sunsets. Roof 2021, HVAC 2018, whole house water filtration system, and tankless water heater.

Estimated monthly payment

Principal & interest$2,149
Property taxes$301
Home insurance (est.)$195
HOA dues$214

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 5, 2026
  2. Listed$424,900
    Jun 5, 2026
  3. Price increased$424,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Spruce Creek Gc
County
Marion
Year built
2004
Living area
2,128 sq ft
Price/sq ft
$200
Building area
3,030 sq ft (Public Records)
Lot size
8,712 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0745D)
Garage
3 spaces
Annual taxes
$3,615 (2025)
Parcel #
6113-088-000
Zoning
PUD
MLS #
OM726021

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Wood
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Tankless Water Heater, Washer, Water Filtration System
Interior features
Built-in Features, Ceiling Fans(s), High Ceilings, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Natural Gas
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Golf Cart Garage, Oversized

HOA & Financial

HOA fee
$214 / Monthly
Monthly HOA
$214/mo
Total monthly fees
$214/mo
Total annual fees
$2,568
HOA name
Nicole Arias
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See deed restrictions

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Community

Pets allowed
Dogs OK, Number Limit
Senior community
Yes

Room Details

RoomLevelDimensions
Dining RoomFirst11.6x14
KitchenFirst10x11
Great RoomFirst16.4x18.8
Bonus RoomFirst10x17
DinetteFirst10x9
Primary BedroomFirst16.6x13.4
Bedroom 2First11x12
Bedroom 3First10.6x11
Balcony/Porch/LanaiFirst10x15

Listing Details

Listing date
2026-06-05
On market date
2026-06-05
Original list price
$424,900
Occupant type
Vacant
MLS area
34491 - Summerfield
Listing AOR
Ocala - Marion
Status changed
2026-06-05
Tax legal description
SEC 03 TWP 17 RGE 23 PLAT BOOK 006 PAGE 020 SPRUCE CREEK COUNTRY CLUB TORREY PINES LOT 88

Flood risk

Minimal riskFEMA Zone XPanel 12083C0745D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Hwy 441 to entrance of Del Webb Spruce Creek, follow Del Webb Blvd, continue past the 2nd stop sign, make a left onto SE 91st Terrace Rd., follow to home on right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 6, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA