4550 Cove Circle, FL
Stellar MLS

$269,900

4550 Cove Circle

St Petersburg, FL 33708

Listing updated: June 6, 2026 at 6:52 AM ET

Active
2
Beds
2
Baths
1,100
Sq Ft
0
Acres
1973
Built
WaterfrontWater access55+ communityFireplace$245/sqft360° tour
Condominium

Property type

1973

Year built

$245

Price / sq ft

No HOA

HOA dues

1

Day on market

AE

Flood zone

About this home

St Petersburg - Sea Towers – This beautifully updated 2 bedroom, 2 bath condo in the desirable Washington Tower, on the Intercoastal Waterway, is an affordable way to have a coveted water view and live the Florida lifestyle. With a water view from almost every room, enjoy watching boats traveling and dolphins playing in the intercoastal, or the dramatic daily sunsets. As you enter the light and bright home, the stunning view entices you further into the open floor plan with a spacious living/dining area and a wonderful multipurpose Florida room. The updated kitchen is complete with stainless appliances, plenty of storage, and granite counters. The Primary suite has an en suite bath, a walk-in closet, and access to the Florida room. With an additional bedroom and guest bath, you can be sure there’s enough space for guests to relax during their visit. The tastefully selected furnishings are included to allow you to move right in. Updated windows with electric hurricane shutters help with peace of mind. Water Heater 2021, Roof 2024, HVAC 2021. This gated community is well maintained, and the Condo fee includes water, sewer, trash, cable, as well as the abundance of amenities, including tennis, a shuffleboard court, a putting green, two waterfront pools, a billiards room, and an active social clubhouse community with indoor pickleball. With extensive outdoor activities – walking path around the lagoon, barbecue grills, putting green, and waterfront pavilion – you won’t want to miss your opportunity with this unit. This active 55+ community has all the amenities you could want, and is located close to the beach, restaurants, shopping, and entertainment.

Estimated monthly payment

Principal & interest$1,365
Property taxes$271
Home insurance (est.)$124

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 5, 2026
  2. Listed$269,900
    Jun 5, 2026
  3. Price increased$269,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
1
Subdivision
Washington Towers The Condo
County
Pinellas
Year built
1973
Living area
1,100 sq ft
Price/sq ft
$245
Lot size
0 sq ft
Lot category
Non-Applicable
Flood zone
AE (12103C0191G)
Annual taxes
$3,248 (2025)
Parcel #
03-31-15-95077-000-0302
Zoning
RES
MLS #
TB8515538

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s), Window Treatments
Laundry
Common Area
Stories / Levels
One
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Assigned, Covered, Guest
Carport
Yes

HOA & Financial

Total monthly fees
$478/mo
Total annual fees
$5,736
HOA name
Federation of Sea Towers
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
55+, No Pets and Minimum of 3 Month Lease
Approval process
Application and Background Check

Exterior & Construction

Exterior features
Hurricane Shutters, Outdoor Grill, Sidewalk, Storage, Tennis Court(s)
Construction materials
Concrete
Roof
Built-Up
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sprinkler Meter, Sprinkler Well

Community

Pets allowed
No
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst17x13
Dining RoomFirst13x7
KitchenFirst10x10
Bonus RoomFirst15x7
Primary BedroomFirst17x12
Bedroom 2First11x11

Listing Details

Listing date
2026-06-05
On market date
2026-06-05
Original list price
$269,900
Occupant type
Vacant
MLS area
33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Listing AOR
Suncoast Tampa
Status changed
2026-06-05
Tax legal description
WASHINGTON TOWERS, THE CONDO UNIT 302

Flood risk

High riskFEMA Zone AEPanel 12103C0191G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Duhme Road (113th Street) to Sea Towers guard gate, give business card to guard. Washington Building third floor unit. Guest parking in front of the building on the paved parking just past the middle entrance to the building.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 6, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA