$399,000
10589 98th Lane
Ocala, FL 34481
Listing updated: June 6, 2026 at 6:52 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Skip the base-model new construction — this stunning 2023-built home in Long Leaf at On Top of the World already includes over $25,000 in premium upgrades, done beautifully and priced below what you'd pay to start from scratch. The quality is unmistakable from the moment you walk in. Soaring tray ceilings with recessed lighting, elegant crown molding, and beautifully rounded finished corners give every room a polished, custom feel. Gray luxury vinyl plank flooring flows throughout, and an upgraded lighting package — from pendant lights over the island to designer fixtures in the living and dining areas — elevates every space. Ceiling fans are installed in every room. The kitchen is a showpiece: a full KitchenAid premium appliance suite, large center island with seating, Cambria quartz countertops with diamond-like flecks, soft-gray shaker cabinets, a quartz backsplash, and a gooseneck faucet. A separate formal dining area sits just off the kitchen — perfect for hosting. The great room opens through sliding glass doors to a screened lanai finished with a tongue-and-groove ceiling and two ceiling fans — a true outdoor living room with peaceful Florida views. The primary suite features a walk-in closet and a spa-worthy ensuite with a frameless glass walk-in shower tiled floor to ceiling, dual-sink quartz vanity, and grab bars. The second bedroom offers comfort and privacy, while the flex room is ready for a home office, reading room, or creative space. The oversized two-car garage features a durable polymer-coated floor, with an extra-wide paver driveway and a covered front porch adding standout curb appeal. Long Leaf at On Top of the World delivers resort-style living: two championship golf courses, multiple pools including an indoor pool, fitness center, tennis, pickleball, bocce, shuffleboard, trails, a dog park, and a full social calendar — all in a gated 55+ community. Move-in ready. Furnishings and a premium golf cart available for purchase separately. The upgrades are done. The lifestyle is waiting. Schedule your showing today — this one will not last.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 5, 2026
- Listed$399,000Jun 5, 2026
- Price increased$399,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Cumulative DOM
- 205
- Subdivision
- Longleaf Rdg Ph V
- County
- Marion
- Year built
- 2023
- Living area
- 1,703 sq ft
- Price/sq ft
- $234
- Building area
- 2,797 sq ft (Public Records)
- Lot size
- 9,583 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0683E)
- Garage
- 2 spaces
- Annual taxes
- $4,842 (2025)
- Parcel #
- 3530-065-152
- Zoning
- PUD
- MLS #
- OM725970
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl
- Appliances
- Dishwasher, Range, Refrigerator
- Interior features
- Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $534 / Monthly
- Monthly HOA
- $534/mo
- Total monthly fees
- $534/mo
- Total annual fees
- $6,408
- HOA name
- Lori Sands
- CDD
- No
- Homestead exemption
- Yes
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Leasehold
- Available for lease
- No
Exterior & Construction
- Exterior features
- Lighting, Other, Private Yard
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Private Sewer
- Water source
- Private
- Utilities
- Electricity Connected, Natural Gas Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 11x14 |
| Primary Bedroom | First | 13x16 |
| Living Room | First | 15x18 |
Listing Details
- Listing date
- 2026-06-05
- On market date
- 2026-06-05
- Original list price
- $399,000
- Occupant type
- Owner
- MLS area
- 34481 - Ocala
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-05
- Tax legal description
- SEC 22 TWP 16 RGE 20 LONGLEAF RIDGE PHASE V PLAT BOOK 014 PAGE 136 LOT 152
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Turn right onto SW 99th Street Road and continue for approximately 0.8 miles. Turn left onto SW 98th Street and continue for approximately 1.1 miles. Continue straight as the road becomes SW 105th Avenue Road and travel 0.4 miles. Turn left and continue for 0.2 miles. Turn right onto SW 106th Court. Take the next right onto SW 98th Lane. Your destination will be ahead on left
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 6, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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