863 Lake Cummings Boulevard, FL863 Lake Cummings Boulevard, FL863 Lake Cummings Boulevard, FL
Stellar MLS
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$399,000

863 Lake Cummings Boulevard

Lake Alfred, FL 33850

Listing updated: August 6, 2026 at 4:10 PM ET

Active
Stellar MLSListing courtesy of Keller Williams Realty Smart · Tina Heim, PA · MLS #L4962434 · Active · 863-577-1234
5
Beds
3
Baths
2,696
Sq Ft
0.22
Acres
2016
Built
Water access$148/sqft360° tour
Single Family Residence

Property type

2016

Year built

9,788 sqft

Lot size

$148

Price / sq ft

$71/mo

HOA dues

61

Days on market

2

Garage spaces

X

Flood zone

About this home

NEW PRICE • INCREDIBLE VALUE • 5 BEDROOMS • LARGE CORNER LOT • FENCED IN BACKYARD WITH GATE • NEW ROOF • NEW HVAC • GATED COMMUNITY • PRIVATE BOAT RAMP with YEAR ROUND BOAT PARKING AT THE LAKE• PERFECT FOR EVERYONE AND MULTI-GENERATIONAL LIVING • MINUTES TO WINTER HAVEN, LAKELAND, AUBURNDALE, HAINES CITY in CENTRAL FLORIDA NEED MORE SPACE? Unlike waiting months for new construction, this beautifully updated home is available now and offers the space, flexibility, established neighborhood and all the convenience today's buyers are looking for. LUXURY INSPIRED UPDATES and MOVE IN READY 5-bedroom, 3-bath home. The flexible floor plan allows you to enjoy all 5 bedrooms or easily lives like a 4 bedroom to customize the extra room as a private home office, guest suite, playroom, media room, fitness room, homeschool space, hobby room, or guest retreat. Enjoy peace of mind with a NEW ROOF (2024) and NEW HVAC SYSTEM (2026), plus fresh interior and exterior paint, luxury vinyl plank flooring, gorgeous granite countertops, stainless steel appliances, updated lighting, modern hardware and designer finishes. LARGE CORNER LOT in the GATED COMMUNITY of Lake Cummings Estates, this home offers formal living and dining areas, a large family room, an upstairs loft/flex space, oversized bedrooms, and a FULLY FENCED BACKYARD complete with a screened lanai and pergola. GREAT for entertaining, relaxing, or enjoying the Florida lifestyle. Residents enjoy exclusive access to a private boat ramp, fishing dock, lake access, and year round boat parking, making it easy to enjoy boating, fishing, kayaking, or peaceful evenings by the water. Surrounding areas include shopping, restaurants, medical facilities, LEGOLAND Florida, Disney, Orlando attractions and recreational parks. Whether you're searching for room to grow, a home that accommodates multiple generations, work from home or simply more living space, this exceptional property offers incredible value. Schedule your private showing today and take a tour! You are going to love living here!

Estimated monthly payment

Principal & interest$2,018
Property taxes$355
Home insurance (est.)$183
HOA dues$71

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history61 days on market

  1. Status: Active
    Jun 6, 2026
  2. Listed$435,000
    Jun 6, 2026
  3. Price reduced$399,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
61
Subdivision
Lake Cummings Estates
County
Polk
Year built
2016
Living area
2,696 sq ft
Price/sq ft
$148
Building area
3,172 sq ft (Public Records)
Lot size
9,788 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0355G)
Garage
2 spaces
Annual taxes
$4,257 (2025)
Parcel #
26-27-31-497501-000220
MLS #
L4962434

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Interior Details

Bedrooms
5
Full bathrooms
3
Flooring
Carpet, Ceramic Tile, Luxury Vinyl, Wood
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$857 / Annually
Monthly HOA
$71/mo
Total monthly fees
$71/mo
Total annual fees
$857
HOA name
Don Asher and associates
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify all with HOA

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Private Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Bedroom 2First11x10
Bedroom 3Second12x11
Bedroom 4Second11x12
Bedroom 5Second11x12
Primary BedroomSecond13x20
Dining RoomFirst11x10
KitchenFirst11x13
Living RoomFirst15x15
Bonus RoomSecond11x12

Listing Details

Listing date
2026-06-06
On market date
2026-06-06
Original list price
$435,000
Occupant type
Owner
MLS area
33850 - Lake Alfred
Listing AOR
Lakeland
Status changed
2026-06-06
Tax legal description
LAKE CUMMINGS ESTATES PB 139 PGS 26 & 27 LOT 22

Flood risk

Minimal riskFEMA Zone XPanel 12105C0355G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Follow I-4 W to Co Rd 557/Old Grade Rd in Polk County. Take exit 48.Merge onto Co Rd 557/Old Grade Rd. Continue to follow Co Rd 557 then onto E Pomelo St. Turn right onto Shinn Blvd and Turn right at the 2nd cross street onto W Pierce St. Turn left onto Lake Cummings Blvd and then turn left again and stay on Lake Cummings Blvd. Home will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 6, 2026 at 4:10 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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