205 Somerset Lane, FL
Stellar MLS

$269,999

205 Somerset Lane

Palm Harbor, FL 34684

Active
2
Beds
3
Baths
1,150
Sq Ft
0
Acres
1983
Built
Fireplace$235/sqft
Townhouse

Property type

1983

Year built

$235

Price / sq ft

$485/mo

HOA dues

1

Day on market

X

Flood zone

About this home

Welcome to the Villas of Somerset Woods—your beautifully renovated 2-bed, 2.5-bath SANCTUARY tucked inside a quiet cul-de-sac community. This charming townhome with a covered carport offers the perfect blend of comfort, style, and convenience. Step inside to an open-concept first floor filled with natural light, featuring a spacious living area anchored by a cozy wood-burning fireplace. The fully updated kitchen shines with luxurious quartz countertops, modern cabinetry, premium stainless-steel appliances, and a breakfast bar ideal for casual dining. A convenient half bath and an oversized laundry room complete the main level. Upstairs, you’ll find two generously sized bedrooms, each with its own updated bathroom, including a primary suite with a private balcony—a peaceful spot to unwind. Enjoy exceptional storage with two exterior storage closets, one on each floor. Relax and recharge at the sparkling community pool, just steps from your front door. All of this in a prime Palm Harbor location minutes from beautiful beaches, parks, shopping, dining, and major airports. A rare opportunity to own a stylishly updated townhome in a serene, well-kept community—this one checks all the boxes. **Although this home is a townhome, it is located within a condo community and is not eligible for FHA/VA financing.**

Local Insight

At $235/sqft, you're getting reasonable pricing for the Tampa Bay market, but the 1983 build date means you should budget for potential updates to the roof, HVAC, and plumbing before anything major fails. The $485 monthly HOA is solid for a condo community and you're in X flood zone which keeps insurance manageable, but the tight 1,150 sqft footprint and zero lot size mean this is really a lock-and-leave investment rather than a property with expansion potential or privacy. The fireplace is nice enough, but focus your inspection on the structural bones and whether the community's reserves are healthy—older condo buildings can surprise you with special assessments.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,365
Property taxes$250
Home insurance (est.)$124
HOA dues$485

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 5, 2026
  2. Listed$269,999
    Jun 4, 2026
  3. Price increased$269,999

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
1
Subdivision
Villas Of Somerset Woods Condo The
County
Pinellas
Year built
1983
Living area
1,150 sq ft
Price/sq ft
$235
Lot size
0 sq ft
Lot category
Non-Applicable
Flood zone
X
Annual taxes
$2,996 (2025)
Parcel #
07-28-16-94147-002-0090
MLS #
TB8515153

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Interior Details

Bedrooms
2
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Luxury Vinyl
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Living Room/Dining Room Combo
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

HOA fee
$485 / Monthly
Monthly HOA
$485/mo
Total monthly fees
$485/mo
Total annual fees
$5,820
HOA name
Stephanie Moore
CDD
No
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please verify lease restrictions with Association
Approval process
Please verify with association

Exterior & Construction

Exterior features
Lighting
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomSecond

Listing Details

Listing date
2026-06-04
On market date
2026-06-04
Original list price
$269,999
Occupant type
Vacant
MLS area
34684 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-06-05
Tax legal description
VILLAS OF SOMERSET WOODS CONDO, THE BLDG 2, UNIT 9

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

gps

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA