$269,999
205 Somerset Lane
Palm Harbor, FL 34684
Property type
Year built
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
Welcome to the Villas of Somerset Woods—your beautifully renovated 2-bed, 2.5-bath SANCTUARY tucked inside a quiet cul-de-sac community. This charming townhome with a covered carport offers the perfect blend of comfort, style, and convenience. Step inside to an open-concept first floor filled with natural light, featuring a spacious living area anchored by a cozy wood-burning fireplace. The fully updated kitchen shines with luxurious quartz countertops, modern cabinetry, premium stainless-steel appliances, and a breakfast bar ideal for casual dining. A convenient half bath and an oversized laundry room complete the main level. Upstairs, you’ll find two generously sized bedrooms, each with its own updated bathroom, including a primary suite with a private balcony—a peaceful spot to unwind. Enjoy exceptional storage with two exterior storage closets, one on each floor. Relax and recharge at the sparkling community pool, just steps from your front door. All of this in a prime Palm Harbor location minutes from beautiful beaches, parks, shopping, dining, and major airports. A rare opportunity to own a stylishly updated townhome in a serene, well-kept community—this one checks all the boxes. **Although this home is a townhome, it is located within a condo community and is not eligible for FHA/VA financing.**
Local Insight
At $235/sqft, you're getting reasonable pricing for the Tampa Bay market, but the 1983 build date means you should budget for potential updates to the roof, HVAC, and plumbing before anything major fails. The $485 monthly HOA is solid for a condo community and you're in X flood zone which keeps insurance manageable, but the tight 1,150 sqft footprint and zero lot size mean this is really a lock-and-leave investment rather than a property with expansion potential or privacy. The fireplace is nice enough, but focus your inspection on the structural bones and whether the community's reserves are healthy—older condo buildings can surprise you with special assessments.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 5, 2026
- Listed$269,999Jun 4, 2026
- Price increased$269,999
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 1
- Subdivision
- Villas Of Somerset Woods Condo The
- County
- Pinellas
- Year built
- 1983
- Living area
- 1,150 sq ft
- Price/sq ft
- $235
- Lot size
- 0 sq ft
- Lot category
- Non-Applicable
- Flood zone
- X
- Annual taxes
- $2,996 (2025)
- Parcel #
- 07-28-16-94147-002-0090
- MLS #
- TB8515153
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Living Room/Dining Room Combo
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- HOA fee
- $485 / Monthly
- Monthly HOA
- $485/mo
- Total monthly fees
- $485/mo
- Total annual fees
- $5,820
- HOA name
- Stephanie Moore
- CDD
- No
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please verify lease restrictions with Association
- Approval process
- Please verify with association
Exterior & Construction
- Exterior features
- Lighting
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | Second |
Listing Details
- Listing date
- 2026-06-04
- On market date
- 2026-06-04
- Original list price
- $269,999
- Occupant type
- Vacant
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-05
- Tax legal description
- VILLAS OF SOMERSET WOODS CONDO, THE BLDG 2, UNIT 9
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
gps
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 5, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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