$345,000
3520 Avenue V
Winter Haven, FL 33881
Listing updated: June 11, 2026 at 6:53 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
Investor-friendly duplex opportunity in Winter Haven offering two separate rental units on a spacious 0.36-acre lot, approximately 15,794 sq ft. This income-producing property features 2,249 sq ft of heated space across two buildings, with a front 3-bedroom, 2-bath unit and a rear 2-bedroom, 1-bath unit. Both units are tenant occupied, creating immediate rental income potential from day one. The property has been previously refurbished and includes new roofs noted in the listing details, central air, electric heat, public water, septic, and washer/dryer plumbing for both units. The rear unit also features its own fenced backyard, offering added privacy and usability for tenants. Located in the established Inwood area of Winter Haven, this property is close to downtown shopping, entertainment, schools, medical facilities, major highways, and a nearby lake with a public park, jogging trail, and playground. With no HOA, two rental units, and a convenient Central Florida location, this duplex is a strong option for investors seeking cash flow, long-term rental potential, or a house-hacking opportunity.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 10, 2026
- Listed$345,000Jun 10, 2026
- Price increased$345,000
Facts & features
- Property type
- Residential Income
- Sub type
- Duplex
- Status
- Active
- Days on market
- 1
- Subdivision
- Inwood
- County
- Polk
- Year built
- 1951
- Living area
- 1,428 sq ft
- Price/sq ft
- $242
- Lot size
- 15,799 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12105C0345G)
- Annual taxes
- $5,404 (2025)
- Parcel #
- 25-28-13-342500-010890
- Zoning
- R-1
- MLS #
- O6413105
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Interior Details
- Bedrooms
- 5
- Flooring
- Tile, Wood
- Interior features
- Other
- Laundry
- None
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Electricity Available
Listing Details
- Listing date
- 2026-06-10
- On market date
- 2026-06-10
- Original list price
- $345,000
- Occupant type
- Tenant
- MLS area
- 33881 - Winter Haven / Florence Villa
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-10
- Tax legal description
- INWOOD UNIT 4 PB 9 PG 35A 35B S13/24 T28 R25 LOTS 1089 & 1090
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-4 W, take Exit 48 and merge onto County Road 557. Turn right onto Shinn Boulevard, then turn left onto Jersey Road/E Valley Pike. Continue and bear slightly right onto Lake Boulevard. Turn left onto Avenue V NW.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 11, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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