$289,000
4304 Bay Club Circle
Tampa, FL 33607
Listing updated: June 5, 2026 at 9:47 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Salt air, sunset views, and a five-minute dash to the airport. Welcome to Rocky Point living. Stop scrolling. This one's worth it. Tucked inside the gated, waterfront Island Club at Rocky Point, here is an invitation to live like you're permanently on vacation minus the checkout time. Step inside to an open, light-filled layout where the living and dining areas flow together effortlessly [confirm: hardwood/tile/carpet], the kind of space that's just as happy hosting friends as it is hosting you, the couch, and a very serious Sunday. The kitchen brings the goods with ample cabinetry and the spacious bedroom hides a walk-in closet big enough to earn its keep. But let's talk about the lifestyle, because that's the real headliner. This is a community on the water, think direct access for kayaks, a dock made for fishing (or just pretending you're going to fish), a resort-style pool, jacuzzi, dry sauna, fitness center, and a clubhouse for when you feel social. The Courtney Campbell Trail and its 10+ miles of waterfront paths are right there for runners, cyclists, and sunset chasers. Location? Practically unfair. You're minutes from Tampa International Airport, International Plaza, the Westshore Business District, and a lineup of waterfront restaurants like Whiskey Joe's and Aqua. Beaches, downtown, St. Pete, all an easy hop away. Whether you're a first-time buyer, an investor eyeing a strong rental market, or someone who just wants to fall asleep to the sound of the bay, this home checks the boxes you didn't even know you had. Come see it before someone else makes it home.
Local Insight
At $300/sqft for a 1997 condo, you're paying a premium that reflects the water access and views rather than size or age—this is really a location play in a tight waterfront market. The AE flood zone is significant and will drive both insurance costs and lender requirements, so factor in flood insurance before committing. The $643 monthly HOA is moderate for a waterfront community with amenities, but paired with flood insurance and property taxes, make sure the total carrying costs align with what you'd pay for similar square footage inland.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 5, 2026
- Listed$289,000Jun 5, 2026
- Price increased$289,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 0
- Subdivision
- Island Club At Rocky Point A C
- County
- Hillsborough
- Year built
- 1997
- Living area
- 964 sq ft
- Price/sq ft
- $300
- Building area
- 1,044 sq ft (Public Records)
- Lot size
- 2 sq ft
- Lot category
- Non-Applicable
- Flood zone
- AE (12057C0329J)
- Garage
- 1 spaces
- Annual taxes
- $4,851 (2025)
- Parcel #
- A-14-29-17-89G-000004-04304.0
- Zoning
- RM-24
- MLS #
- TB8514872
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Interior Details
- Bedrooms
- 1
- Full bathrooms
- 1
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Cooktop, Dishwasher, Dryer, Electric Water Heater, Range Hood, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), Chair Rail, Crown Molding, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Ground Level, Open, Oversized
HOA & Financial
- HOA fee
- $643 / Monthly
- Monthly HOA
- $643/mo
- Total monthly fees
- $643/mo
- Total annual fees
- $7,713
- HOA name
- Island Club At Rocky Point
- CDD
- No
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, Other, USDA Loan, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Verify approval process with community manager: Janet Hollingshead 813-288-8851 or jhollingshead@condominiumassociates.com
- Approval process
- Verify approval process with community manager: Janet Hollingshead 813-288-8851 or jhollingshead@condominiumassociates.com
Exterior & Construction
- Exterior features
- Balcony, Lighting, Outdoor Grill, Rain Gutters
- Construction materials
- Stucco, Frame
- Roof
- Tile
- Foundation
- Slab
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Breed Restrictions
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Dining Room | First | 12x13 |
| Kitchen | First | 11x11 |
| Laundry | First | 6x6 |
| Living Room | First | 17x13 |
| Primary Bedroom | First | 13x11 |
Listing Details
- Listing date
- 2026-05-28
- On market date
- 2026-06-05
- Original list price
- $289,000
- Occupant type
- Vacant
- MLS area
- 33607 - Tampa
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-05
- Tax legal description
- ISLAND CLUB AT ROCKY POINT A CONDOMINIUM UNIT 4304 BLDG 4 AND GARAGE 4D
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Get onto the Courtney Campbell Causeway / SR-60 (Memorial Hwy) heading west (toward Clearwater, away from downtown). Just before the road crosses the open bay, turn north (right) onto N Rocky Point Drive. Follow N Rocky Point Drive into the gated Island Club at Rocky Point entrance, then bear onto Bay Club Circle, which loops through the community to building 4304. If you're coming from I-275: Take the exit for SR-60 West / Memorial Hwy toward Tampa International Airport / Clearwater. Stay on SR-60 as it becomes the Courtney Campbell Causeway, then make the right onto N Rocky Point Drive (above). If you're coming from the Veterans Expressway (SR-589): Head south and connect to SR-60 West / Courtney Campbell Causeway, then turn right onto N Rocky Point Drive.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 5, 2026 at 9:47 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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