4304 Bay Club Circle, FL
Stellar MLS

$289,000

4304 Bay Club Circle

Tampa, FL 33607

Listing updated: June 5, 2026 at 9:47 PM ET

Active
1
Bed
1
Bath
964
Sq Ft
0
Acres
1997
Built
Water viewWater access$300/sqft360° tour
Condominium

Property type

1997

Year built

2 sqft

Lot size

$300

Price / sq ft

$643/mo

HOA dues

0

Days on market

1

Garage space

AE

Flood zone

About this home

Salt air, sunset views, and a five-minute dash to the airport. Welcome to Rocky Point living. Stop scrolling. This one's worth it. Tucked inside the gated, waterfront Island Club at Rocky Point, here is an invitation to live like you're permanently on vacation minus the checkout time. Step inside to an open, light-filled layout where the living and dining areas flow together effortlessly [confirm: hardwood/tile/carpet], the kind of space that's just as happy hosting friends as it is hosting you, the couch, and a very serious Sunday. The kitchen brings the goods with ample cabinetry and the spacious bedroom hides a walk-in closet big enough to earn its keep. But let's talk about the lifestyle, because that's the real headliner. This is a community on the water, think direct access for kayaks, a dock made for fishing (or just pretending you're going to fish), a resort-style pool, jacuzzi, dry sauna, fitness center, and a clubhouse for when you feel social. The Courtney Campbell Trail and its 10+ miles of waterfront paths are right there for runners, cyclists, and sunset chasers. Location? Practically unfair. You're minutes from Tampa International Airport, International Plaza, the Westshore Business District, and a lineup of waterfront restaurants like Whiskey Joe's and Aqua. Beaches, downtown, St. Pete, all an easy hop away. Whether you're a first-time buyer, an investor eyeing a strong rental market, or someone who just wants to fall asleep to the sound of the bay, this home checks the boxes you didn't even know you had. Come see it before someone else makes it home.

Local Insight

At $300/sqft for a 1997 condo, you're paying a premium that reflects the water access and views rather than size or age—this is really a location play in a tight waterfront market. The AE flood zone is significant and will drive both insurance costs and lender requirements, so factor in flood insurance before committing. The $643 monthly HOA is moderate for a waterfront community with amenities, but paired with flood insurance and property taxes, make sure the total carrying costs align with what you'd pay for similar square footage inland.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,461
Property taxes$404
Home insurance (est.)$132
HOA dues$643

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 5, 2026
  2. Listed$289,000
    Jun 5, 2026
  3. Price increased$289,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
0
Subdivision
Island Club At Rocky Point A C
County
Hillsborough
Year built
1997
Living area
964 sq ft
Price/sq ft
$300
Building area
1,044 sq ft (Public Records)
Lot size
2 sq ft
Lot category
Non-Applicable
Flood zone
AE (12057C0329J)
Garage
1 spaces
Annual taxes
$4,851 (2025)
Parcel #
A-14-29-17-89G-000004-04304.0
Zoning
RM-24
MLS #
TB8514872

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Interior Details

Bedrooms
1
Full bathrooms
1
Flooring
Ceramic Tile, Luxury Vinyl
Appliances
Cooktop, Dishwasher, Dryer, Electric Water Heater, Range Hood, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Chair Rail, Crown Molding, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Ground Level, Open, Oversized

HOA & Financial

HOA fee
$643 / Monthly
Monthly HOA
$643/mo
Total monthly fees
$643/mo
Total annual fees
$7,713
HOA name
Island Club At Rocky Point
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, Other, USDA Loan, VA Loan
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify approval process with community manager: Janet Hollingshead 813-288-8851 or jhollingshead@condominiumassociates.com
Approval process
Verify approval process with community manager: Janet Hollingshead 813-288-8851 or jhollingshead@condominiumassociates.com

Exterior & Construction

Exterior features
Balcony, Lighting, Outdoor Grill, Rain Gutters
Construction materials
Stucco, Frame
Roof
Tile
Foundation
Slab
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Breed Restrictions

Schools

ElementaryDickenson-HBGreatSchools ↗
MiddleWebb-HBGreatSchools ↗
High SchoolJeffersonGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Dining RoomFirst12x13
KitchenFirst11x11
LaundryFirst6x6
Living RoomFirst17x13
Primary BedroomFirst13x11

Listing Details

Listing date
2026-05-28
On market date
2026-06-05
Original list price
$289,000
Occupant type
Vacant
MLS area
33607 - Tampa
Listing AOR
Orlando Regional
Status changed
2026-06-05
Tax legal description
ISLAND CLUB AT ROCKY POINT A CONDOMINIUM UNIT 4304 BLDG 4 AND GARAGE 4D

Flood risk

High riskFEMA Zone AEPanel 12057C0329J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Get onto the Courtney Campbell Causeway / SR-60 (Memorial Hwy) heading west (toward Clearwater, away from downtown). Just before the road crosses the open bay, turn north (right) onto N Rocky Point Drive. Follow N Rocky Point Drive into the gated Island Club at Rocky Point entrance, then bear onto Bay Club Circle, which loops through the community to building 4304. If you're coming from I-275: Take the exit for SR-60 West / Memorial Hwy toward Tampa International Airport / Clearwater. Stay on SR-60 as it becomes the Courtney Campbell Causeway, then make the right onto N Rocky Point Drive (above). If you're coming from the Veterans Expressway (SR-589): Head south and connect to SR-60 West / Courtney Campbell Causeway, then turn right onto N Rocky Point Drive.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 9:47 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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