3039 Pearly Drive, FL
Stellar MLS

$439,900

3039 Pearly Drive

Lakeland, FL 33812

Active
3
Beds
2
Baths
1,917
Sq Ft
0.22
Acres
2019
Built
$229/sqft
Single Family Residence

Property type

2019

Year built

9,378 sqft

Lot size

$229

Price / sq ft

$65/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to 3039 Pearly Dr — a beautifully maintained 3-bedroom, 2-bathroom home offering 1,917 square feet of thoughtfully designed living space in one of Lakeland's most convenient neighborhoods. This fresh-to-market gem delivers the perfect blend of comfort, functionality, and Florida charm. Step inside to discover an inviting OPEN LAYOUT where natural light fills every corner. The spacious kitchen serves as the heart of the home, featuring modern finishes and ample counter space ideal for meal prep and casual entertaining. The generous living areas flow seamlessly, creating a warm atmosphere perfect for everyday living and hosting guests alike. Each bedroom provides a peaceful retreat, with the primary suite offering a private sanctuary complete with an en-suite bathroom. One standout feature is the versatile BONUS ROOM, which EASILY TRANSFORMS INTO A HOME OFFICE, PLAYROOM OR FOURTH BEDROOM — giving you the flexibility to adapt this home to your evolving needs. For added peace of mind DURING HURRICANE SEASON, the home is EQUIPPED WITH PROTECTIVE WINDOW SHUTTERS, safeguarding your investment when storms roll through. Outside, the property delivers a welcoming Florida lifestyle with plenty of space to relax and unwind. The location is equally impressive, with trails just minutes away for outdoor recreation, schools nearby for families, and groceries stores/pharmacies conveniently close for everyday shopping. This is a home that checks every box. Schedule your private showing today before this opportunity slips away!

Local Insight

At $229/sqft for a 2019-built home in a newer subdivision, this is priced near the Lakeland median, which means you're paying market rate rather than getting a bargain—worth checking comparable sales in Highlands Grace specifically to see if this particular street commands a premium or discount. The X flood zone is a genuine advantage in Polk County, eliminating flood insurance costs that can add $1,200+ annually, though you'll want to verify the lot's actual elevation since "X" is broad and some pockets still experience localized drainage issues. With a tight 0.22-acre lot and modest square footage, this feels positioned for first-time buyers or downsizers rather than someone needing space, and the $65 HOA is reasonable but worth confirming what it covers and whether the community has any pending special assessments.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,224
Property taxes$409
Home insurance (est.)$202
HOA dues$65

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jun 4, 2026
  2. Listed$439,900
    Jun 4, 2026
  3. Price increased$439,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Hihglands Grace
County
Polk
Year built
2019
Living area
1,917 sq ft
Price/sq ft
$229
Building area
2,595 sq ft (Public Records)
Lot size
9,378 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0485G)
Garage
2 spaces
Annual taxes
$4,909 (2025)
Parcel #
24-29-15-284611-001610
MLS #
L4962402

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), High Ceilings, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$196 / Quarterly
Monthly HOA
$65/mo
Total monthly fees
$65/mo
Total annual fees
$783
HOA name
Garrison Property Services/Crystal
CDD
No
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
BUYERS/REALTORS TO VERIFY WITH HOA RULES & REGUALTIONS, COVENANTS, AND DEED RESTRICTIONS!

Exterior & Construction

Exterior features
French Doors, Rain Gutters
Construction materials
Block, Concrete, Stone, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Sprinkler Meter, Sprinkler Recycled

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryASpessard L. Holland ElementaryGreatSchools ↗
MiddleLakeland Highlands MiddlGreatSchools ↗
High SchoolGeorge Jenkins HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
FoyerFirst9x7
Dining RoomFirst11x11
Bonus RoomFirst12x11
Living RoomFirst15x18
KitchenFirst10x16
DinetteFirst9x9
Primary BedroomFirst18x15
Bedroom 2First12x11
Bedroom 3First12x11
Balcony/Porch/LanaiFirst8x14

Listing Details

Listing date
2026-06-04
On market date
2026-06-04
Original list price
$439,900
Occupant type
Vacant
MLS area
33812 - Lakeland
Listing AOR
Lakeland
Status changed
2026-06-04
Tax legal description
HIGHLANDS GRACE PHASE 2 PB 170 PGS 50-54 LOT 161.

Flood risk

Minimal riskFEMA Zone XPanel 12105C0485G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From South Florida Avenue make a left unto 540A Rd. Continue heading east until you get to Highlands Grace main gate on the left side of the road. Pass the gate and make a left unto Pearly Dr, make a right unto Valentino Way, make a left unto Pearly Dr, 3039 Pearly Dr on you left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 8:39 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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