$460,000
3495 Oak Street
Dunedin, FL 34698
Listing updated: June 14, 2026 at 2:07 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Discover comfort, flexibility, and the freedom of no HOA in this inviting 4-bedroom, 2-bath home. The bright and open great room creates a welcoming space for everyday living and entertaining. The kitchen offers stainless steel appliances, ample counter space, and multiple dining options to suit your lifestyle, while the living room fireplace serves as a warm and stylish focal point. The spacious primary suite features an ensuite bathroom and a walk-in closet, providing a private retreat at the end of the day. Three additional bedrooms share a full bath, with one bedroom offering its own exterior entrance, ideal for a variety of living arrangements, workspace needs, or guest privacy. Outside, enjoy a fenced backyard complete with an above-ground pool, creating the perfect setting for relaxing, entertaining, or enjoying the outdoors. A shed/carport provide added convenience for equipment, and storage needs. Conveniently located near shopping, dining, parks, and major roadways, this home offers easy access to everything the area has to offer. Located in unincorporated Dunedin in a non-flood zone, with direct access to the Dunedin Causeway, Honeymoon Island and Caladesi Island just 4 miles away, and a quick drive to downtown Dunedin, this home is perfectly positioned for seasonal use or short-term rentals. With no HOA, versatile living spaces, and a prime location near some of Florida's most sought-after coastal destinations, this property is ready for its next chapter!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history11 days on market
- Status: ActiveJun 3, 2026
- Listed$460,000Jun 3, 2026
- Price increased$460,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 11
- Subdivision
- Oak Lake Heights
- County
- Pinellas
- Year built
- 1971
- Living area
- 1,948 sq ft
- Price/sq ft
- $236
- Building area
- 2,277 sq ft (Public Records)
- Lot size
- 5,942 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Pool
- Private pool
- Annual taxes
- $1,774 (2025)
- Parcel #
- 18-28-16-62856-003-0120
- Zoning
- R-3
- MLS #
- TB8514763
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- West
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Mailbox, Private Yard
- Construction materials
- Concrete
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-06-03
- On market date
- 2026-06-03
- Original list price
- $460,000
- Occupant type
- Owner
- MLS area
- 34698 - Dunedin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-03
- Tax legal description
- OAK LAKE HEIGHTS BLK C, LOT 12
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From FL-60 W Turn right onto E Service Rd/U.S. 19 Frontage Rd Use the left 2 lanes to take the ramp onto US-19 N Use the left lane to turn left onto Curlew Rd Turn left onto Oak St
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 14, 2026 at 2:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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