3495 Oak Street, FL
Stellar MLS

$460,000

3495 Oak Street

Dunedin, FL 34698

Active
4
Beds
2
Baths
1,948
Sq Ft
0.14
Acres
1971
Built
Private poolFireplace$236/sqft
Single Family Residence

Property type

1971

Year built

5,942 sqft

Lot size

$236

Price / sq ft

No HOA

HOA dues

1

Day on market

X

Flood zone

About this home

Discover comfort, flexibility, and the freedom of no HOA in this inviting 4-bedroom, 2-bath home. The bright and open great room creates a welcoming space for everyday living and entertaining. The kitchen offers stainless steel appliances, ample counter space, and multiple dining options to suit your lifestyle, while the living room fireplace serves as a warm and stylish focal point. The spacious primary suite features an ensuite bathroom and a walk-in closet, providing a private retreat at the end of the day. Three additional bedrooms share a full bath, with one bedroom offering its own exterior entrance, ideal for a variety of living arrangements, workspace needs, or guest privacy. Outside, enjoy a fenced backyard complete with an above-ground pool, creating the perfect setting for relaxing, entertaining, or enjoying the outdoors. A shed/carport provide added convenience for equipment, and storage needs. Conveniently located near shopping, dining, parks, and major roadways, this home offers easy access to everything the area has to offer. Located in unincorporated Dunedin in a non-flood zone, with direct access to the Dunedin Causeway, Honeymoon Island and Caladesi Island just 4 miles away, and a quick drive to downtown Dunedin, this home is perfectly positioned for seasonal use or short-term rentals. With no HOA, versatile living spaces, and a prime location near some of Florida's most sought-after coastal destinations, this property is ready for its next chapter!

Estimated monthly payment

Principal & interest$2,326
Property taxes$148
Home insurance (est.)$211

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 3, 2026
  2. Listed$460,000
    Jun 3, 2026
  3. Price increased$460,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Oak Lake Heights
County
Pinellas
Year built
1971
Living area
1,948 sq ft
Price/sq ft
$236
Building area
2,277 sq ft (Public Records)
Lot size
5,942 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Pool
Private pool
Annual taxes
$1,774 (2025)
Parcel #
18-28-16-62856-003-0120
Zoning
R-3
MLS #
TB8514763

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Tile
Appliances
Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Mailbox, Private Yard
Construction materials
Concrete
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomFirst

Listing Details

Listing date
2026-06-03
On market date
2026-06-03
Original list price
$460,000
Occupant type
Owner
MLS area
34698 - Dunedin
Listing AOR
Suncoast Tampa
Status changed
2026-06-03
Tax legal description
OAK LAKE HEIGHTS BLK C, LOT 12

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From FL-60 W Turn right onto E Service Rd/U.S. 19 Frontage Rd Use the left 2 lanes to take the ramp onto US-19 N Use the left lane to turn left onto Curlew Rd Turn left onto Oak St

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 4, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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