428 21st Terrace, FL

$250,000

428 21st Terrace

Ocala, FL 34470

Active
3
Beds
2
Baths
1,272
Sq Ft
0.25
Acres
1962
Built
$197/sqft360° tour
Single Family Residence

Property type

1962

Year built

10,890 sqft

Lot size

$197

Price / sq ft

No HOA

HOA dues

1

Day on market

AE

Flood zone

About this home

Welcome home to this beautifully updated 3-bedroom, 2-bath residence tucked away on a dead-end street in a conveniently located neighborhood close to Ft King Middle School and Wyomina Park Elementary School and just minutes from downtown, and within walking distance to Heritage Nature Park. This move-in-ready home offers comfort, style, and plenty of outdoor space. Step inside to discover modern floating laminate flooring throughout the home (original hardwood floors are still underneath), creating a seamless and contemporary feel. The updated kitchen features stylish finishes including granite countertops and updated appliances. Both bathrooms have been tastefully renovated for a fresh, modern look, which include large walk-in shower in main bathroom. Other updated features include AC in 2023, windows 2021 and window blinds in 2017. Enjoy relaxing or entertaining on the wooden deck in the large fenced backyard, perfect for pets, kids, or gatherings. The double gate on one side can accommodate a boat or RV to be stored in the back yard.. The other side has a single gate to get to the spacious storage shed that adds extra storage convenience for tools or equipment. This home combines quiet neighborhood living with easy access to shopping, dining, entertainment, and downtown amenities. Don’t miss your opportunity to own this updated gem in a fantastic location. Motivated sellers.

Estimated monthly payment

Principal & interest$1,264
Property taxes$66
Home insurance (est.)$115

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 2, 2026
  2. Listed$250,000
    Jun 2, 2026
  3. Price increased$250,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Heritage Hills Replat
County
Marion
Year built
1962
Living area
1,272 sq ft
Price/sq ft
$197
Building area
1,880 sq ft (Public Records)
Lot size
10,890 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12083C0528E)
Annual taxes
$787 (2025)
Parcel #
28217-000-00
Zoning
R1
MLS #
OM725834

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Laminate
Appliances
Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
Interior features
Thermostat, Window Treatments
Laundry
Outside
Stories / Levels
One
Direction faces
Northeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Yard
Construction materials
Concrete
Roof
Shingle
Foundation
Block
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Natural Gas Connected, Public, Sewer Connected

Room Details

RoomLevelDimensions
KitchenFirst
Primary BedroomFirst
Living RoomFirst

Listing Details

Listing date
2026-06-01
On market date
2026-06-02
Original list price
$250,000
Occupant type
Owner
MLS area
34470 - Ocala
Listing AOR
Ocala - Marion
Status changed
2026-06-02
Tax legal description
SEC 16 TWP 15 RGE 22 COM 1855.2 FT W & N 0-05 E 493 FT FROM SE COR OF FRACT FOR POB N 0-05 E 105 FT N 89-51 W 105 FT S 0-05 W 105 FT S 89-51 E 105 FT TO POB L-16

Flood risk

High riskFEMA Zone AEPanel 12083C0528E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From SR 40 West (Silver Springs Blvd) turn right onto NE 25th Ave, then turn left onto NE 3rd St, then turn right onto NE 21st Ter, home is on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA