$375,000
2521 4th Street
St Petersburg, FL 33705
Listing updated: June 2, 2026 at 6:51 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage space
Flood zone
About this home
Discover a standout investment opportunity with this fully renovated single-family home and detached studio apartment (mother-in-law suite) in St. Petersburg! This property delivers strong cash flow, with the 2/2 main house currently renting for $2,500 per month and the studio bringing in $1,100 per month. Located in a non-flood zone, it offers both excellent income potential and valuable peace of mind. Both units have been completely updated with modern finishes and stylish touches for maximum comfort. Situated in a prime location near downtown St. Petersburg and Lassing Park, you’ll enjoy convenient access to vibrant city life, dining, entertainment, and scenic outdoor spaces. It’s also a fantastic option for an owner-occupant looking to live in one unit while renting out the other for supplemental income. Whether you’re an experienced investor or a first-time buyer searching for a high-performing income property, this one is a must-see. Don’t wait — schedule a showing today and secure this exceptional piece of St. Petersburg real estate!
Local Insight
For a 1938 duplex in St. Petersburg at $289/sqft, you're getting decent density on a tight lot that could appeal to investors or owner-occupants wanting rental income, though you'll want a thorough inspection given the age and any deferred maintenance typical of that era. The X500 flood zone is a major advantage here—it means no flood insurance requirement, which saves thousands annually compared to nearby properties and justifies some of the value proposition in a market where flood zones are a constant conversation. At just over 1,200 sqft split between two units, the per-unit size is tight, so confirm the rental potential and whether the layout supports your actual use case before getting attached.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 1, 2026
- Listed$375,000Jun 1, 2026
- Price increased$375,000
Facts & features
- Property type
- Residential Income
- Sub type
- Duplex
- Status
- Active
- Days on market
- 1
- Subdivision
- Harbordale Sub
- County
- Pinellas
- Year built
- 1938
- Living area
- 1,296 sq ft
- Price/sq ft
- $289
- Lot size
- 5,759 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- x500
- Garage
- 1 spaces
- Annual taxes
- $7,106 (2025)
- Parcel #
- 31-31-17-36684-000-0180
- MLS #
- TB8514346
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 2
- Flooring
- Laminate
- Appliances
- Electric Water Heater, Range, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- Common Area
- Stories / Levels
- One
Heating & Cooling
- Heating
- Central, Ductless
- Cooling
- Central Air, Wall/Window Unit(s)
Parking
- Garage spaces
- 1
- Attached garage
- No
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Awning(s), Other
- Construction materials
- Frame
- Roof
- Shingle
- Foundation
- Crawlspace, Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Listing Details
- Listing date
- 2026-05-28
- On market date
- 2026-06-01
- Original list price
- $375,000
- Occupant type
- Tenant
- MLS area
- 33705 - St Pete
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-01
- Tax legal description
- HARBORDALE SUB LOT 18
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Downtown go South on 4th St, property on right. Park on 26th Ave for showings
More homes like this


$249,900
665 26th Ave S
St Petersburg, FL 33705
4 bd · 1 ba · 1,068 sqft
Harbordale Sub
MLS ID #TB8497104, LPT REALTY, LLC.
Listing provided by Stellar MLS


$369,000
2300 5th St S
St Petersburg, FL 33705
8 bd · 2 ba · 1,765 sqft
Harbordale Sub
MLS ID #TB8481489, INSTA REAL ESTATE SOLUTIONS.
Listing provided by Stellar MLS


$375,000
2521 4th St S
St Petersburg, FL 33705
2 bd · 3 ba · 1,296 sqft
Harbordale Sub
MLS ID #TB8512655, COMPASS FLORIDA LLC.
Listing provided by Stellar MLS


$395,000
680 25th Ave S
St Petersburg, FL 33705
4 bd · 3 ba · 2,047 sqft
Harbordale Sub
MLS ID #TB8509837, MIHARA & ASSOCIATES INC..
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 2, 2026 at 6:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA