2104 4th Street, FL
Stellar MLS

$775,000

2104 4th Street

St Petersburg, FL 33705

Listing updated: June 7, 2026 at 2:05 PM ET

Active
3
Beds
4
Baths
2,280
Sq Ft
0.5
Acres
2025
Built
New construction$340/sqft360° tour
Townhouse

Property type

2025

Year built

21,780 sqft

Lot size

$340

Price / sq ft

$369/mo

HOA dues

2

Days on market

2

Garage spaces

AE

Flood zone

About this home

Welcome to Unit 3 at 4th Street Gardens, a private gated community in Historic Old Southeast, ideally positioned on the edge of Downtown St. Petersburg. Overlooking the park and offering beautiful city views, this residence provides an exceptional blend of urban convenience and scenic surroundings. Fully completed, this modern townhome offers approximately 2,280 square feet across three levels, plus an expansive rooftop terrace of nearly 1,000 square feet—perfect for entertaining, relaxing, and enjoying stunning sunrise and sunset views over the city skyline. Features include a modern kitchen, high ceilings, three private en-suite bedrooms, a spa-inspired owner's suite, a private fenced yard, an oversized garage with 16-foot ceilings, and elevated high-and-dry construction. The property did not experience flooding during recent storms. Located just minutes from the university, Bayfront Hospital, Central Avenue dining and entertainment, waterfront parks, kayaking, and all that Downtown St. Petersburg has to enjoy, Unit 3 presents a rare opportunity to enjoy luxury living in one of the city's most desirable locations.

Local Insight

At $340/sqft for new construction in St. Petersburg, this is reasonable pricing, but the AE flood zone is a serious consideration—you'll need flood insurance and should verify elevation relative to the base flood elevation, which directly impacts your true cost of ownership. The $369 monthly HOA on a townhouse is moderate, and the 4-bed/4-bath layout with two stories in a 2,280-sqft footprint works well for resale, though you're paying for newness here rather than location premium, so make sure the neighborhood trajectory and school ratings (all P-N grades) align with your long-term hold plans.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$3,919
Property taxes$0
Home insurance (est.)$355
HOA dues$369

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

  1. Status: Active
    Jun 5, 2026
  2. Listed$775,000
    Jun 5, 2026
  3. Price increased$775,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
2
Subdivision
4th Street Gardens
County
Pinellas
Year built
2025
Living area
2,280 sq ft
Price/sq ft
$340
Building area
3,816 sq ft (Owner)
Lot size
21,780 sq ft
Lot category
1/2 to less than 1
Flood zone
AE (12103C0282H)
Garage
2 spaces
Parcel #
31-17-30-29252-001-0030
MLS #
TB8514276

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Interior Details

Bedrooms
3
Full bathrooms
3
Half bathrooms
1
Flooring
Ceramic Tile, Luxury Vinyl
Appliances
Convection Oven, Cooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Wine Refrigerator
Interior features
Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside
Stories / Levels
Three Or More
Direction faces
West
New construction
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener, Oversized

HOA & Financial

HOA fee
$369 / Monthly
Monthly HOA
$369/mo
Total monthly fees
$369/mo
Total annual fees
$4,428
HOA name
4th street Gardens Homeowners Association Inc
CDD
No
Listing terms
Cash, Conventional, Other, VA Loan
Ownership
Fee Simple
Available for lease
No
Lease restrictions
No
Additional lease restrictions
See city of St Pete for rental rules https://www.stpete.org/

Exterior & Construction

Exterior features
Lighting, Private Mailbox, Rain Gutters, Sidewalk
Construction materials
Block, Concrete, Stucco
Roof
Membrane
Foundation
Concrete Perimeter, Slab
Road surface
Asphalt, Brick

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryCampbell Park Elementary-PNGreatSchools ↗
MiddleJohn Hopkins Middle-PNGreatSchools ↗
High SchoolLakewood High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bedroom 1First15x12
KitchenSecond16x13
Dining RoomSecond17x10
Living RoomSecond17x15
Bathroom 1Second14x12
Bedroom 2Third17x11
Primary BedroomThird16x14
LoftUpper
Balcony/Porch/LanaiUpper24x24

Listing Details

Listing date
2026-06-05
On market date
2026-06-05
Original list price
$775,000
Occupant type
Vacant
MLS area
33705 - St Pete
Listing AOR
Suncoast Tampa
Home warranty
Yes
Status changed
2026-06-05
Tax legal description
4TH STREET GARDENS BLK 1, LOT 3

Flood risk

High riskFEMA Zone AEPanel 12103C0282H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From downtown - 4th St heading south approx 1 mile, community on the Left at 21st Ave & 4th St S - Historic Old SE

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 7, 2026 at 2:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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