5446 Highlands Vista Circle, FL5446 Highlands Vista Circle, FL5446 Highlands Vista Circle, FL
Stellar MLS
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$542,000

5446 Highlands Vista Circle

Lakeland, FL 33812

Listing updated: July 3, 2026 at 4:49 PM ET

Active
Stellar MLSListing courtesy of S & D Real Estate Service Llc · Mary Ferry · MLS #L4962336 · Active · 863-824-7169
4
Beds
2
Baths
2,392
Sq Ft
0.32
Acres
1995
Built
Private poolFireplace$227/sqft
Single Family Residence

Property type

1995

Year built

14,000 sqft

Lot size

$227

Price / sq ft

$56/mo

HOA dues

32

Days on market

2

Garage spaces

X

Flood zone

About this home

Private heated saltwater pool. Gated community. Nearly one-third acre. Four bedrooms. Oversized primary suite with fireplace. USDA-eligible financing. Welcome to Highlands Vista, an intimate gated community of just 48 homes where spacious lots and pride of ownership set the neighborhood apart. Designed for both everyday living and entertaining, this beautifully maintained home features soaring tray ceilings, three sets of French doors, and a desirable split-bedroom floor plan. The kitchen offers solid wood cabinetry, granite countertops, stainless steel appliances, dual pantries, a built-in wine cooler, and plenty of space to gather. Step outside to your own private backyard retreat featuring a heated saltwater pool with a tranquil waterfall, granite countertops and a prep sink on the lanai, an outdoor shower, a convenient poolside flex room with sink, and a charming gazebo surrounded by lush landscaping. The oversized primary suite offers a cozy fireplace, two walk-in closets, dual vanities, a soaking tub, and a walk-in shower. If you've been looking for a spacious South Lakeland home with exceptional outdoor living, privacy, and room to entertain, this one deserves a closer look.

Estimated monthly payment

Principal & interest$2,741
Property taxes$358
Home insurance (est.)$248
HOA dues$56

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history32 days on market

  1. Status: Active
    Jun 1, 2026
  2. Listed$549,000
    Jun 1, 2026
  3. Price reduced$542,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
32
Subdivision
Highlands Vista
County
Polk
Year built
1995
Living area
2,392 sq ft
Price/sq ft
$227
Building area
3,214 sq ft (Public Records)
Lot size
14,000 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12105C0485G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$4,294 (2025)
Parcel #
24-29-16-284552-000440
MLS #
L4962336

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Bar Fridge, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air, Mini-Split Unit(s)

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Garage Faces Side, Off Street

HOA & Financial

HOA fee
$675 / Annually
Monthly HOA
$56/mo
Total monthly fees
$56/mo
Total annual fees
$675
HOA name
Shelby McSwain
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Verify with HOA
Approval process
Verify with HOA

Exterior & Construction

Exterior features
French Doors, Outdoor Shower, Rain Gutters
Construction materials
Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Available, Electricity Available, Electricity Connected, Sprinkler Meter, Water Available, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryValleyview ElemGreatSchools ↗
MiddleLakeland Highlands MiddlGreatSchools ↗
High SchoolGeorge Jenkins HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst16x23
DinetteFirst9x16
Living RoomFirst22x17
LaundryFirst10x6
Primary BedroomFirst18x20
Primary BathroomFirst14x20
Bedroom 2First10x13
Bedroom 3First12x13
Bedroom 4First
Utility RoomFirst7x6

Listing Details

Listing date
2026-05-27
On market date
2026-06-01
Original list price
$549,000
Occupant type
Owner
MLS area
33812 - Lakeland
Listing AOR
Lakeland
Status changed
2026-06-01
Tax legal description
HIGHLANDS VISTA PB 98 PG 49 LOT 44

Flood risk

Minimal riskFEMA Zone XPanel 12105C0485G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

FL-37 S/Florida Ave S. Take Co Rd 540A; turn left onto CR 37B/Lakeland Highlands Rd. Turn right onto Clubhouse Rd. Turn right onto Highlands Vista; then, turn right onto Highlands Vista Cir.

Property sale history

Public records

5446 HIGHLANDS VISTA CIR, LAKELAND 33812

  • May 2025$540,000

2,392 sq ft · Built 1995 · 0.3214 acres

Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.

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Based on information submitted to the MLS GRID as of July 3, 2026 at 4:49 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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